The smarter, faster
way to borrow

Bond Loan Pre-Approval

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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How to get bond loan pre-approval

You can get bond loan pre-approval by applying online with any bond lender who offers a pre-approval service. A pre-approved bond loan is not a commitment – it is simply an indication by a lender that they will be willing to approve your bond loan up to a certain amount, should you eventually decide to submit an application.

A sensible approach

Obtaining bond loan pre-approval allows you to search for rental properties knowing exactly how much money you will have access to for the bond, before committing to any property, or applying for any loan.

When looking to buy a car, property, or other large asset, the responsible thing is to seek pre-approval on your finance before shopping around. This is the same reasoning behind obtaining bond loan pre-approval.

By seeking out a pre-approved bond loan before you begin your search for a rental property, you will never find yourself wasting time getting your hopes up on a property that is out of your price range. Understanding exactly how much money you will have available can help to take the hassle out of searching, because you will always know exactly what to look for, and won’t waste time where you can’t afford.

Complete flexibility

Just because you have been granted bond loan pre-approval, doesn’t mean you have to take out a bond loan at any point. There is no commitment on your part to submit an application for a loan once you have been pre-approved, so there is no risk taken on by getting pre-approved.

Apply now

Seeking pre-approval for a bond loan can be simple and fast when dealing with an online lender. Typically, you will be required to provide some personal information, such as details of your income and expenses, and exactly how much you would like to borrow. These details can all be inputted online, and a decision can usually be provided very quickly.

This means you will be on your way to securing the rental property of your dreams before you know, without any drama or stress. It couldn’t be easier!

MoneyMe offers bond assistance in New South Wales, Victoria, Queensland, Western Australia, and South Australia.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Bond Loan Pre-approval Online up to $50,000 | MoneyMe

Bond loans made easier

Getting a bond loan pre-approval from MoneyMe is easy, hassle-free and fast. Our application process is entirely online and takes just minutes to complete. We won’t ask you to print and submit paper documents and, in some instances, we probably won’t even need to call you. You get fast, online approval for the money you need to start house or apartment hunting today.

Learn more

Bond loans made easier

Getting a bond loan pre-approval from MoneyMe is easy, hassle-free and fast. Our application process is entirely online and takes just minutes to complete. We won’t ask you to print and submit paper documents and, in some instances, we probably won’t even need to call you. You get fast, online approval for the money you need to start house or apartment hunting today.

A bond loan pre-approval is like a quick loan amount that your lender has agreed to lend you based on your profile and risk assessments. With a loan pre-approval, you are a step closer to securing your new home or apartment. Your pre-approved loan amount offers you a clearer picture of how your moving budget would look like. You get an idea of the highest you can afford to pay for your new rental property, and how much funds are available for miscellaneous fees like removalist and cleaning costs.

We make moving a breeze

The need to move to a new house or apartment and not knowing whether you have the funds to cover all of your moving costs is indeed a challenging time. Not only do you need to make sure you have the cash for the removalists, the professional cleaner and gardener, you also need to come up with the money for your bond payment plus the rental deposit on your new accommodation. And, you need to be able to find that money while you’re still paying rent where you currently live. Tenants are often paying double rent for up to a month to ensure they have the time to move their furniture and take care of cleaning and repairs at their old rental. The costs can quickly mount up and eat large holes into your savings balance.

MoneyMe streamlines the whole process of securing bond assistance so you can move into your new home in no time. While you’re searching for a new rental and preparing for big life adjustments, the last thing you need to worry about is money. Moving into a new house is right up there as one of the most stressful yet most exciting in an individual’s lifetime. With a bond loan pre-approval, you know that you have the money to move as quickly and as hassle-free as possible. 

Determine your ideal loan rate

How much can I borrow: To know what your ideal moving budget is and how to factor it into your other living expenses, you can always use our personal loan calculator. It’s a free online tool that provides instant comparisons of monthly repayment amounts for cash loans and the associated personal loan interest rates. When you take out any of our personal loans Australia, use our personal loan repayment calculator to get an indicative estimate of what your repayments will be, how much interest you will pay over the entire loan term, and how you might be able to save on that interest by making extra repayments or paying out your loan early. We won’t charge you with early payout fees. We also align your repayments with your current pay cycle so you won’t have to worry about late charges.

Apply for a bond loan pre-approval lets you know what you can borrow toward securing your new home and how quickly you can comfortably repay it. As you exit your old rental property, the bond you originally paid for that home will be returned to you. You can choose to put that toward your easy loan from us or continue repaying your rent assistance loan month to month. Flexibility and financial comfort – that’s what we offer our customers. 

Our same day cash loans are not just about paying rental fees – you can use it for purchasing new furniture, getting your wall repainted and for other exciting bits of moving! Our cash loans online are offered at competitive rates. If you’re a previous customer at MoneyMe and were able to repay your unsecured loans on time, we may re-evaluate your profile and give you access to same day loans with better rates. This way, you can apply for a boat loan or car loan once your bond assistance loan is repaid and access the same (or better) flexible repayments with no early payout fees for your next round of credit with us.

Discover the latest pay-later solution

If you’re looking for a more flexible credit option than small loans or cash advance when you need a little extra between pay cycles, opt for MoneyMe’s latest pay-later offer: The Freestyle Virtual Credit Account. Powered by Mastercard, Freestyle is your spend now pay later and credit card, all-in-one. While short term loans offer you a lump sum amount that you repay slowly over time, a virtual credit account is a revolving line of instant loans you can draw on whenever you need them. As you repay any credit you have used, you make those funds available again immediately. 

Freestyle is like a  virtual credit card that gives you access to fast cash between $1,000 and $10,000. With money at your fingertips, you can do so much more with Freestyle. You can use it as a bond loan pre-approval, knowing that you have immediate access to any moving funds you need. You can also use it to cover your monthly living expenses like bills, groceries, entertainment and other costs.

Instead of another plastic credit card to add to your wallet, Freestyle is digitally stored in your smartphone. Use it to enjoy cashless shopping online and in-store, or transfer cash to your bank account or anyone. Plus, you get to enjoy up to 55 days interest-free on all purchases made using your Freestyle account.

Fair and tailored rates

We believe in responsible lending, so we will only offer you loans that we know you can comfortably repay. If your credit file isn’t as good as it could be, then don’t worry. Here at MoneyMe, we don’t just make loan decisions based on your credit score – we see the whole picture.

Our advanced proprietary AI-based loan management platform makes it possible to assess thousands of financial and social data points in real-time, allowing us to provide a fast outcome for each application for a personal loan or a same day cash loan. If you have applied for any of our small personal loans and not been approved for exactly the amount you wanted, we may offer smaller loans that you can use to build up your credit until you become eligible for larger loans like a travel loan or student loans. For every loan you repay on time with us, your rating increases. If you’re a good credit customer with a solid repayment history with us, you may enjoy perks like lower fees and charges and bigger loan amounts on new loans.

Apply online today for a bond loan pre-approval so you can start searching for next rental property, or if you own your own home, consider our renovation loans to cover the cost of housing improvements and repairs.