Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 5 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

Learn more

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Bond Loan Pre-Approval

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
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How to get bond loan pre-approval

You can get bond loan pre-approval by applying online with any bond lender who offers a pre-approval service. A pre-approved bond loan is not a commitment – it is simply an indication by a lender that they will be willing to approve your bond loan up to a certain amount, should you eventually decide to submit an application.

A sensible approach

Obtaining bond loan pre-approval allows you to search for rental properties knowing exactly how much money you will have access to for the bond, before committing to any property, or applying for any loan.

When looking to buy a car, property, or other large asset, the responsible thing is to seek pre-approval on your finance before shopping around. This is the same reasoning behind obtaining bond loan pre-approval.

By seeking out a pre-approved bond loan before you begin your search for a rental property, you will never find yourself wasting time getting your hopes up on a property that is out of your price range. Understanding exactly how much money you will have available can help to take the hassle out of searching, because you will always know exactly what to look for, and won’t waste time where you can’t afford.

Complete flexibility

Just because you have been granted bond loan pre-approval, doesn’t mean you have to take out a bond loan at any point. There is no commitment on your part to submit an application for a loan once you have been pre-approved, so there is no risk taken on by getting pre-approved.

Apply now

Seeking pre-approval for a bond loan can be simple and fast when dealing with an online lender. Typically, you will be required to provide some personal information, such as details of your income and expenses, and exactly how much you would like to borrow. These details can all be inputted online, and a decision can usually be provided very quickly.

This means you will be on your way to securing the rental property of your dreams before you know, without any drama or stress. It couldn’t be easier!

MoneyMe offers bond assistance in New South WalesVictoriaQueenslandWestern Australia, and South Australia.

Personal Loans are running hot!

55 people in the last 24 hours have applied

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