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Won’t impact your credit score!
Won't impact your credit score!

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Estimated monthly repayments


Example interest rate

9.20% p.a.

Comparison rate*

10.58% p.a.

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Car Finance Offers

Considering the multiple car finance offers you can find on the internet today, selecting the right one can be quite a daunting task. However, if you choose MONEYME for all your auto loan needs, then you wouldn’t have to worry about reliability, security, and efficiency. 

Our services are enjoyed by thousands of people across Australia and even go head to head against traditional car loan lenders such as banks. As a matter of fact, our interest rates are reasonably calculated based on your situation, and we even have a wide range of unique benefits on top of that. 

To try out our car finance offers, all you have to do is download our mobile phone app available on both the App Store and Google Play Store. Afterwards, you can fill up our 100% paperless application, potentially get approved in as little as 60 minutes, and have your funds transferred instantly. 

Join us now at MONEYME, and get a credit product that can handle high finance and low finance cars. Try out our motor vehicle finance services today to experience advantageous terms and conditions. 

How does financing a car work? 

When you finance a car, you are essentially taking out a loan to pay for the vehicle. The loan is typically paid back in monthly instalments over a period, and the interest rate you pay will depend on your credit score and the length of the loan.

With MONEYME, you can apply for our cheap car loans to help you finance a car. We offer loans from $5,000 to $50,000, and you can choose the repayment period that best suits your needs. You can also wait to get approved for a loan before you shop for a car, so you know exactly how much you can afford to spend.

Instead of visiting a traditional financial institution, you can skip the entire process of waiting in line, signing stacks of paperwork, and submitting physical documents when you take advantage of our intuitive online platform. Simply answer our three- to five-minute car loan application form, and then let our expert team make an in-depth assessment. 

If you qualify for our car finance offers, then not only will you receive our substantial principal balance and competitive fees, but you’ll also enjoy the following benefits. 

  • Permanent vehicle ownership. MONEYME only provides unsecured car loan offers. This means that even if you’re in default, your dream ride won’t be repossessed since it wasn’t used as collateral.
  • No-penalty advance repayments. If you want to avoid strict repayment schedules, then MONEYME is the lender for you. With us, you won’t have to spend extra money if you want to make a full or partial early exit. Just contact us ahead of time so we can make arrangements.
  • Hassle-free management system. For all of our car finance offers, you can take advantage of our easy-to-use online platform to manage your money. This way, you can always stay on top of your loan – even if you’re in a remote location (provided you have internet access).

To experience these credit perks and more, apply online now at MONEYME. Feel free to compare our options with those that provide interest-free cars, and then make an informed decision afterwards.

How much can I borrow for car finance? 

If you’ve ever searched for ‘best car dealer finance offer’ or any other similar term on your browser, then there’s no doubt that you want to know about our terms and conditions. Here at MONEYME, you can secure a minimum loan amount of $5,000 to a maximum of $50,000. 

However, you must keep in mind that when you’re going to pay off this amount, you’ll also have to account for the reasonable charges listed below. 

  • Interest rate = calculated based on your specific situation (we thoroughly assess your creditworthiness to potentially provide a flexible plan)
  • Establishment fee = $295 to $495 (value depends on the credit you borrowed)
  • Monthly fee = $10 (fixed rate that is applicable for all of our car finance offers)

With this information, know that we take the time to check more than your credit score to approve your loan application. We’ll gladly review your credit history, and through our service, you’ll get a fair chance of getting your request approved or getting a personal offer that works for your situation. 

Try out our cars for sale finance today!

Does car finance have an impact on credit score?

Just like with any other loan request, applying for MONEYME car finance offers will impact your credit score as a whole. On top of aspects like sources of income, general living expenses, and current debt obligations, our system will also run an assessment of your credit profile through a ‘hard inquiry’. This process will marginally affect your rating, but after a couple of years, the enquiry will be removed from your credit report. 

Ultimately, when you apply for car loan offers at MONEYME, you won’t have to worry about a permanent negative impact on your rating. We even help you rebuild your credit score by ensuring that your repayments are on track. If you make your payments on time and in full, you could see your credit score gradually improve.

Borrow from us today, buy the vehicle model of your dreams, and get on the road to a better credit future.

Our customers

Car Finance Offers

Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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Won’t impact your credit score!
Won't impact your credit score!

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