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Find out how much your repayments and interest rate could be with our calculator.

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$

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Estimated monthly repayments

$910.72

Example interest rate

9.20% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Car Finance Options



Find the car you love, and we’ll help make it yours

Why let the budget stand in the way if MONEYME makes it easy for you to purchase your ideal vehicle and fund it with car finance options? Apply now and get approved in as little as 60 minutes. 



Why car finance options with MONEYME give you more confidence

With so many car finance options out there, it can be hard to know which one is right for you. At MONEYME, we take the guesswork out of the equation by offering comprehensive and customisable solutions that are designed to meet your specific needs. 

We also offer a team of expert support staff who are always available to answer any questions you may have. So whether you’re looking for a brand new option from the dealership or a pre-loved offer from a reputable seller, our service can help you with the transaction.



How It Works



Get a free, no-obligation quote

Don’t spend hours crawling the internet looking for the best car finance options. At MONEYME, we can offer an obligation-free quote to find the repayments that work for you.



You’re in control

We understand that everyone’s circumstances are different. That’s why we offer flexible repayment options that can be tailored to suit your individual needs and budget. You’re in control of your finances, and we’re here to help you every step of the way.



No paperwork

No one likes paperwork. That’s why we have created an online application that allows you to complete it directly from your mobile phone or computer. Whether you’re a first-time buyer or have years of experience in the car finance industry, we have the expertise to get your loan processed efficiently and securely.



Personal Loans as Car Finance Options



With MONEYME personal car loan options, you can get behind the wheel sooner than you might think. Our personal loans feature reasonable vehicle financing rates and flexible repayment options to suit your budget. Apply for a car loan online, and if you’re eligible, you can get approved in as little as 60 minutes. 

The car finance options we have at MONEYME provide convenience like no other. You don’t need to stress out about initial deposit requirements to get started. Best of all, you can always have full ownership of the vehicle asset you’re planning to purchase. With our unsecured funding option, you can rest assured that we won’t take any of your possession as collateral for default repayments.

All you have to do is decide on how much you want to borrow, and we’ll provide you with car loan options that suit your needs. We’ll help you every step of the way, so why wait? Apply now and get on the road to making your vehicle finance dreams come true!



Frequently Asked Questions



What is low financing for a car?

Low financing is a special type of car loan that offers competitive interest rates and flexible repayment terms for qualified borrowers. Unlike traditional car loans, a low financing option from MONEYME can help you save in the long run and get you in a routine through personalised planning.

The process for our car finance options is simple: you just have to take out an amount you can realistically afford, and then make consistent repayments based on the terms and conditions you agreed on. This way, you can avoid high interest rates on car loans and hidden fees associated with traditional auto loans.



What are the advantages of low financing for a car?

  • Flexible payment terms. You can choose to pay off the car over a shorter period of time or extend the loan over a longer period of time, depending on your needs and budget.
  • Establish your credit score. Car finance options are a great way to establish or improve your credit score. By making timely repayments, you can build up a good history of credit, which can be helpful in the future when applying for more of our loans or lines of credit.
  • Choose the vehicle of your dreams. With a MONEYME car finance option, you have the freedom to choose your car without having to worry about a theoretical budget. After getting approved, you’ll know exactly how much you can spend on your ride.
  • Get on the road sooner. With low finance cars, you can get behind the wheel almost immediately. The application process is simple, straightforward, and prompt, and you only have to wait as little as 60 minutes for approval.


How to get low financing on a car?

There are several ways to get low financing on a car, including applying for a personal loan, using a credit card, or taking advantage of special offers from your local dealership. To start exploring your car finance options and find the best solution for your needs.


Research your options

Before you begin the process of applying for financing, it’s important to do your research and understand all of your options. This will help you make an informed decision about which type of financing is right for you. While your local dealership may offer special car finance deals that can help you get low interest car loans, you can get more control and benefits from us at MONEYME.


Compare terms and conditions

Once you’ve researched your options, it’s time to start comparing terms and conditions. This will help you find the best financing solution for your needs, whether that’s a low interest rate, a more flexible repayment setup, or other features that meet your needs.

Some key factors to consider when comparing car finance options include:

  • Interest rate and monthly payment amount
  • Total cost over the life of the loan
  • Down payment or other collateral required for car loan approval
  • Other fees, such as origination fees or prepayment penalties

If you want client-forward terms and conditions catered to your specific situation, look no further than the car finance options at MONEYME!


Check your credit report

Before you begin the application process, it’s important to check your credit report and ensure that it is accurate and up-to-date. This can help you get approved for financing more quickly and may also give you access to better terms and interest rates.

However, at MONEYME, we’ll review your application thoroughly so that you can have a better chance of getting approved. Instead of focusing on select micro aspects, we’ll analyse a range of factors to look at the bigger picture. This includes your possible sources of income, obligations from debt, living expenses, and much more. 


Apply for financing

After you’ve compared different financing options and checked your credit report, you’re ready to begin the application process. Perhaps consider what we have to offer at MONEYME, and handle your finances with ease!

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Car Finance Options

Transparent and
simple pricing

Interest rate
(variable)

9.20 %
p.a.
to 25.20 %
p.a.

Comparison rate*

10.58 %
p.a.
to 26.58 %
p.a.

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000


$495 for loans between $15,001 and $50,000

Monthly fee

$10

Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees

None

Ready to get
started?

Won’t impact your credit score!
Won't impact your credit score!

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