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Low-Finance Cars

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interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Low-Finance Cars

Are you considering purchasing low-finance cars, but are not sure if you can afford the repayments? If this is the case, it's important that you only take out a loan with repayments that you can easily afford. A personal loan might be an option as loans start from $5,000, so you could purchase a second-hand car and spread the repayments out over a term of one, three, or five years, for example.

You don’t have to let your financial situation stop you from getting a car that meets your needs. With low-income car loans available, owning a car is within reach.

MONEYME is a leading Australian lender that offers low-finance options for a wide range of vehicles. We have used finance deals for cars that are available to customers with a wide range of credit profiles.

With our simple online application process, we can assess your eligibility for an unsecured car loan in just moments. Our streamlined approach allows us to approve loans quickly and accurately, helping you get the funding that you need to purchase your next vehicle. Whether you are looking for a reliable family vehicle or an efficient work truck, we have got you covered with our comprehensive selection of used car finance options

So why wait? Apply for low-finance cars with MONEYME today and take control of your automotive needs!

What is low financing for a car?

When it comes to buying a car, finances are often a top priority. Many people find that used car finance deals can be an effective way to make purchasing a car more affordable and convenient. By spreading the cost of the car across a series of monthly payments, these deals help you to easily manage your payments while still getting the car that you want.

Low financing is a special type of car loan that offers low interest rates and flexible repayment terms for qualified borrowers. Unlike traditional auto financing, low-finance car loans can save you money on your monthly payments and help you pay off your loan faster. For unsecured personal car loans, we won’t hold the title for your car, as you won’t need to put up collateral. 

What are the advantages of low financing for a car?

There are many advantages to acquiring low financing for a car. Perhaps the most obvious benefit is that a low-rate car loan can save you money on your monthly payments. By consolidating your debts and reducing your interest rates, you can free up more of your income to put towards other expenses. Here are some other advantages of low financing for a car:

  • Flexible payment terms. Spread your payments out over a period that suits you. With MONEYME, it’s up to five years. Thanks to our flexible rates for car loan payments, you can choose an instalment plan that works best for your budget and lifestyle.
  • Establish your credit score. Low-finance cars can be extremely advantageous for people who may not have the strongest credit score, as you can get a loan for as little as $5,000 to slowly build your credit profile. By making timely repayments, you can build up a good history of credit that can be helpful in the future when applying for other loans or lines of credit.
  • Low interest rates. When it comes to low-interest car loans, MONEYME is the top choice for many people. Our low interest rates and flexible terms make it easy to secure financing that works for your budget. Whether you need to buy a new vehicle or repair an existing one, we offer quick and easy financing with low interest rates. 
  • Get on the road sooner. With low-finance cars, you can get behind the wheel of your dream car sooner than you might think. The application process is easy, and you’ll usually have an answer within minutes.

How to get low financing on a car?

If you’re in the market for a new car, one of the first decisions you’ll need to make is how you are going to finance your purchase. While some people are able to pay for a new car upfront, most will need to take out a loan with low interest rates and repayment terms that work for their budget.

Financing a car through a dealership is one option, but it’s not always the best choice. This can be expensive, and it can also tie you into a long-term loan with a high interest rate. MONEYME offers a better alternative: a personal car loan that can be used for any purpose, including buying a car.

At MONEYME, we understand that not everyone has a perfect financial history. That’s why we take a holistic approach to assessing your eligibility for low-finance cars. In addition to looking at your income, we also consider your credit history and bank statements. This helps us get a better picture of your financial situation and capacity.

You can compare different car loans and calculate your monthly repayments to find the best option for you. And applying online with MONEYME is fast and easy. Once we’ve assessed your eligibility, you could have the funds deposited into your bank account within minutes – helping you get a head start on your new car purchase!

If you’re interested in securing an online car financing, MONEYME can help. With our short online application form and no paperwork, we offer quick and easy financing that can be tailored to your budget and lifestyle. Get started today by comparing our different loan options and applying online.

Our customers

Low-Finance Cars

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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