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The smarter, faster
way to borrow

Need Cash?

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Fast loans when you need cash

We know that sometimes life doesn't sync up neatly with pay cycles. No matter what you need the cash for; MoneyMe has got you covered for those in between times you just can’t wait! With a small loan from MoneyMe, there are no hidden fees, long wait times or other hassles.

You can apply in just 3 minutes and receive a speedy decision. Once your loan is approved, funds can be in your bank account in 60 minutes or less, depending on your bank of course! Please note that if you apply to borrow money outside of business hours, it will generally take longer.

Simple Repayments, no hidden fees

Your MoneyMe loan are no hidden charges. You may have to pay extra costs if you are late to repay us, however these are very reasonable and we’re completely upfront about them.

We'll set up a repayment schedule aligned with your pay cycle. If you develop a good credit history with us, when you need cash next time you may be able to borrow a larger amount (depending on your financial situation). If you're having trouble making your repayments, just get in touch via phone, email, live chat, Facebook or Twitter and we'll work with you to find a solution.

Smart and secure loans

Don't stress if you need cash fast. MoneyMe can sort you out with cash in a flash and our loans are safe and reliable. We have the same online security measures as banks and other online payment companies.

So we can approve your loan fast, we use super secure Proviso technology to access your last 90 days of bank statements in seconds. Proviso only gives us read-only access, so be assured that your online banking security won’t be compromised and no one can touch your account. There’s no need to send us loads of documents and payslips!

To be eligible to apply you must be working in Australia and 18 years or older. Apply now!

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.