Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Loan a Car



If you haven’t tried getting a loan for big-ticket items, you might be wondering if it’s worth it to loan a car. In the simplest terms, to loan a car means financing your car, whether through a new car loan or a used car loan, which is coursed through a lender while you pay the lender the amount you borrowed in an agreed period. Considering the evident struggles of commuting and the increasing desire for an accessible and convenient mode of transportation, a vehicle loan is perhaps a great idea to consider. 

If you still don’t have the means to purchase a car, we can help you at MONEYME. Through the years, we’ve been helping Australian customers and businesses loan a car and offer them flexible repayments with no early-exit fees. Our loans are also covered with our easy and quick online process with lower car finance rates than the four big banks in Australia. With our bunch of tech lovers building innovative finance solutions for every Australian, we have become one of the leading online lenders in the country.



How much can I borrow through a car loan?

While to loan a car means to look at the different offers and variables of most lenders, most banks and lenders offer secured car loans for between $10,000 and $100,000. That means your loan is secured by using the purchased car as collateral, thus giving you a high chance of getting a lower interest rate than an unsecured car loan

However, choosing to loan a car means going through a meticulous process of application. This is to ensure that you are well eligible and capable to take a loan and make repayments on time. In case of default, lenders who issued you with a secured car loan usually repossess the car as payment for the lump sum of money you borrowed from them.

If you’re looking for a lender who can easily give you funds to loan a car, then go to MONEYME. Here, we offer a Freestyle Virtual Credit Card, a line of credit that is ideal for car finance. With our quick application process and high approval rate, lines of credit up to $20,000 can be sent straight to your account in a day.



Why is it beneficial to apply for a car loan?

Considering the millions of Australians who currently have a car loan, there are undeniably great reasons to loan a car. Read some of our handpicked reasons that make auto financing a smart financial decision: 



You can borrow 100% of the car’s purchase price

You can easily drive off a new or used car when you choose to loan a car. Once you get a car loan approval, the lender will immediately send the money you borrowed to your chosen dealer or private seller, then all you have to do is comply with the monthly repayments. 



Car finance can be tax deductible

Auto loans are ideal for business owners who would like to borrow money in getting a company car. According to the Australian Taxation Office or ATO, you can claim the interest on the car loan, insurance premiums, repairs, servicing, and more. Simply put, the finance costs of your car loan can be tax-deductible. 



It helps you establish credit

The rule of thumb in acquiring a car loan is earning a good credit score relies on making car loan repayments on time. In reality, maintaining good credit is important especially if you are also planning to get more loans for other big-ticket items like a house or for establishing a business. 



It frees up cash flow

By choosing to loan a car, you can enjoy the benefits that come with owning one while also having the freedom to conveniently pay for the cost of the vehicle over several years and allotting other money for your business. 

When you choose MONEYME, you are guaranteed that these benefits will be attained. Take a look at our transparent and simple pricing reflected on our website to see the important factors needed to compare car finance interest rates, and our competitive repayment process with no early-exit fees.



How to apply for a car loan?

Learning everything about how to loan a car can help you navigate around the money potholes. Most lenders are very strict when it comes to reviewing every car loan application, so make sure that you have already prepared all documents needed beforehand to ensure a seamless process. 

At MONEYME, applying for a car loan is straightforward. We have a fast and convenient online application process that can be completed in just minutes. If you are at least 18 years old, currently employed, and a permanent resident in Australia, then you can apply for a car loan with us.

You only need to fill out our online application form. Once we have received your application, our loan specialists will assess your loan request and provide you with a decision within minutes. If your application is approved, we can send the money to your bank account within the same day you apply.

If you want to fast-forward your dream of having a car, contact us and our team will be more than happy to assist you. Here at MONEYME, we make your dreams our priority.

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
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