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Loans Against Car and Still Drive It

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Loans Against Car and Still Drive It

Taking out a secured loan against a car is an endeavour that deserves serious consideration. There are lenders that require you to settle some of the loan before you can even drive the vehicle. It can be a hassle if you need the car for personal or professional duties. MONEYME enables you to get loans against car and still drive it.

MONEYME is a premier online lender that grants unsecured car loans of up to $50,000. This financial solution can help you get on the road in your dream car in no time. We do not require you to put up the vehicle as collateral so that you can continue to drive it while the loan is active. That also means you never have to worry about losing your car if you default on the loan. Apply now!

What does it mean to get a loan against a car?

Acquiring a loan against a car implies putting up the vehicle as collateral and risk having it taken away or repossessed if you default. This type of loan is called a secured car loan, and the amount you can get from it is limited to the value of the vehicle you want to buy. The best way to prevent car repossession, in this case, is to plan your finances accordingly and stay on top of your repayment schedule. 

MONEYME offers an alternative that completely eliminates the risk of repossession. We grant unsecured car loans that put more weight on your ability to repay the loan rather than the value of the vehicle. It is the perfect solution if you want to get loans against car and still drive it. You can go through our online application process right now and obtain the finances you need in under an hour – no tedious paperwork or phone calls are required. 

What are the benefits of getting a loan against a car?

The most significant benefit of getting a vehicle loan is that it gives you immediate access to a vehicle you could not otherwise afford. It also lets you build a good credit profile. If you regularly use our credit products and services while staying consistent with your repayments, you can build a good credit history with us, which will improve your chances of approval for greater loan amounts in the future.

MONEYME provides unsecured auto loans that protect your financial interests. You do not have to worry about losing any of your properties when you acquire our services. We are here to help if you want to get loans against car and still drive it.

We take pride in our reputation as the most convenient alternative to traditional lenders. The application process for our unsecured car loan is completely digitalised to save you time and money. You only need your computer or mobile device to apply for our services and obtain the funds on the very same day. So whether you want to ditch public transportation or need an upgrade to fit new family members, you can turn to us. 

How to get a loan against a car and still drive it?

There are lenders that require you to settle at least a portion of your secured auto car loan before you can drive the vehicle. It is a hassle, especially if you need the car to handle work or family responsibilities. 

MONEYME ensures you never have to deal with this problem. We only offer unsecured loans to give you instant access to your dream car and prevent the possibility of losing your properties. We essentially enable you to get loans against car and still drive it. 

Our completely digital application process takes just minutes to complete. That means you can forget about taking lengthy phone calls associated with traditional cash loan applications. It also eliminates the hassle of submitting documents to prove your assets and liabilities. We just need digital access to your most recent bank statements to confirm your financial capacity. You can also trust that our customer service team is ready to assist you at every step of the way.

MONEYME protects your finances through our commitment to responsible and transparent lending. We exercise due diligence when structuring loan terms to get you on the right track for financial stability. You can rest assured that we will only lend you as much as you can realistically afford to repay. 

Whether you take out a new car loan or a used car loan, your fortnightly or monthly repayments will be directly debited from your chosen bank account at the end of your desired billing cycle. Better still, we don't charge any early exit fees on our loans, so if you choose to pay off your loan before the end of its term, that's totally fine with us.

To make managing your car payments easy,  download the MONEYME app on the Google or Apple app stores to view your loan repayment amounts, get direct debit reminders, check your remaining loan balance, and more.

We recommend checking out our personal loan calculator to compare repayments across different interest rates and loan terms to see what best suits your budget. We also have a personal loan repayment calculator that can give you an idea of how much you might pay in interest based on your desired loan term.

MONEYME lets you obtain a loan against car and still drive it as usual. Apply now!

Our customers

Loans Against Car and Still Drive It

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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