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Auto Car Loan

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interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Auto Car Loan

If you have been spending time at physical and online dealerships, then an auto car loan might be something you are considering. You might want to get an auto car loan to buy your dream car or because you need a new car and cannot afford to pay for it outright. Whatever the reason, getting an auto car loan can be a great way to finance your purchase. MONEYME can help you secure the vehicle of your dreams with our auto loan options and competitively priced car finance interest rates. 

All you have to do is visit our website or download our mobile phone app and fill out our car financing loan application. We will then assess your application and, if approved, transfer the funds to your nominated bank account within minutes. With just a smartphone and a few minutes of your time, you’ll be one step closer to purchasing your ideal car.

Discover our unique benefits today like our client-friendly terms and conditions and see why MONEYME isn’t like the other car loan lenders.

How much can I borrow through an auto loan?

As a careful buyer in Australia, you should be aware how much money you can borrow with our auto car loan. Finding out your allotted spending limit would enable you to budget your funds effectively – allowing you to compare promising vehicle deals with ease. 

Whether you are looking for new car finance or pre-loved car finance, MONEYME can offer you a fixed amount on your transaction. Here, we want you to have a smooth and seamless experience when you’re shopping for vehicles. That is why we pride ourselves on being able to offer you some of the most competitive rates in the market, as well as a straightforward application process. We are also transparent with all our fees and charges. 

With us, you can get a minimum of $5,000 to a maximum of $50,000 on one request. This means that you can apply for a limit that suits your specific needs. If you have saved up a substantial amount of money, then you can request just a couple hundred dollars. On the other hand, if you would rather keep your savings intact, then you can request a set of funds that can cover the whole cost of your dream car. 

Whatever the case may be, you would be pleased to know that settlement is made easy for you. After you buy a car on finance, you can enjoy competitive rates when you take out vehicle loans from the top four Australian banks. You can even choose to pay in a span of one to five years (depending on your credit score). 

You can also utilise our free repayments calculator. Just input data in the variable fields and then get an estimated quote within seconds! 

If you’re on the lookout for a hassle-free way to finance your car purchase, then MONEYME’s auto car loan is the perfect solution for you!

Are there eligibility criteria for an auto loan? 

With MONEYME, your options for securing a self-employed car loan are flexible, affordable, and convenient.

One of the best parts about our low-interest car loans is the fact that just about anyone in the country can apply for them. From options like car loans Sydney all the way to options like car loans Perth, MONEYME has a credit plan available for every location in Australia. 

For a better understanding of who can apply for our car finance deals, start by familiarising yourself with our basic eligibility conditions and comprehensive qualification procedure. 

Basic eligibility conditions

Before you can experience our low car finance rates, you must first ensure that you meet our basic eligibility conditions. You should be at least 18 years old, presently employed, and a permanent resident in Australia.

If you satisfy the mentioned requirements, then you can definitely avail of our personal car loan offers. Apply now, and once approved, your money will be wired into your bank account within the same day. 

Comprehensive qualification procedure

Even if you don't have an ideal credit history, you can still get a fair chance at receiving our auto loans. This is because our expert team takes the time to analyse your whole financial situation. Rather than viewing just your credit score for car loan, we look at an extensive list of factors for a fair and informed decision.

For instance, we check your sources of income, obligations from debt, overall living expenses, and more. If your personal record shows that your situation has improved over the years, then we’ll gladly send you the car credit you need. 

Apply for our auto car loan today and find out what responsible lending looks like.

How to get an auto loan for a car?

It doesn’t matter if you’re refinancing a car or buying a brand-new one – the application process for an auto car loan is incredibly simple. Just follow the steps below and be on your way to enjoying our competitively priced car finance rates. 

  1. Complete our 100% online form by typing in your standard contact information, including your full name, email address, and bank account information. 
  2. Wait for our expert team to assess the data you have provided. Note that we work fast and that we generally send our approval within minutes. 
  3. Once approved, you will receive your funds in your account within the same day. Download our app in the App Store or Google Play Store so you can manage your finances in the comfort of your home.

That’s really all there is to it when you get a car loan at MONEYME. 

Take advantage of our low car loan interest rates and save money in the long run. Apply for a MONEYME auto car loan today!

Our customers

Auto Car Loan

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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