The smarter, faster
way to borrow

Advance Loans


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


Smart Loans In Advance

Sometimes the unexpected can happen, like your car needing urgent repairs, or a bill arising out of the blue. It’s not always easy to anticipate these expenses, so if you don’t have the funds you need, or you’d prefer not to exhaust your emergency supply of cash, an advance loan may be the right option for you. At MoneyMe, you can borrow up to $50,000 straight from your computer, tablet, or smartphone. As long as you have a regular income, advance loans can usually be paid off in a short amount of time, with repayments conveniently aligned to your income cycle. This means you won’t be tied up in the long term with a large bank debt and a resulting large interest rate fee.

Efficient lending

Advance loans are usually used to get you out of an unexpected jam, so you’re likely to need the funds quickly. So wasting time filling in paperwork, visiting a branch, or awaiting approval is the last thing you would want when getting an advanced loan. As a digital lender, MoneyMe can approve your loan within minutes in the majority of cases. Once approved, the cash will be deposited into your bank account, or become available on your MoneyMe Express Visa Card, so fast it will feel almost instant. Because your Visa Card allows us to deliver your cash directly, bypassing your bank account, you’ll have access to your funds in seconds once your loan is approved.

Taking responsibility

As a responsible lender, we will also never lend you more than you can afford to repay. We calculate this by using Proviso technology – a fast and safe way to view 90 days of bank statements within seconds. Using this technology allows us to give you an immediate decision on your advance loans. This means you can feel comfortable taking out a loan with us, because you know that we’ve assessed your circumstances, and calculated what you can reasonably borrow. Plus the entire process is much easier for you because you don’t have to manually provide us with any banking paperwork. So what are you waiting for – start MoneyMe’s easy application process today.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?