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Cash Loans Hobart | MoneyMe

We are Australia’s online lender specialising in fast cash loans in Hobart and across the rest of the country offered in a matter of minutes. Our online loan application form takes you just minutes to complete and submit and approvals are usually offered within the hour when you apply during our business hours. Apply online today to see how much cash you can be approved for.

How much can I borrow with a cash loan in Hobart?

MoneyMe is Australia’s online lender offering quick cash loans Hobart from between $2,100 and $50,000 in just minutes. Applications are fast, intuitive and even mobile-friendly offering you a slick form and the latest software solutions. Simply let us know how much you’re looking for, what it’s for and what your income and living expenses are like. At the end of the application, you’ll be directed to a screen requesting your login details for your online banking platform. Your details are securely managed using illion’s bank-level encryption software and your MoneyMe personal loan broker will not actually get access to your account but instead sent a PDF format of the last 90 days of banking transactions from your account. We use this statement to verify your salary and expenses, so we don’t need copies of your payslips or to speak with your employer.

To qualify for any of our easy finance products you will need to meet our personal loan eligibility criteria:

  • Be at least 18 years of age at the time of your application
  • Be currently employed
  • Be a permanent resident in Australia

We’ll need some basic identification documents like your driver’s licence and Medicare card, and that’s it. The whole process, from start to finish, takes you just minutes. When you apply during our business hours then approvals are usually instant, received within the hour. If you’re happy with the personal loan offer that we have made you then it’s simply a case of digitally signing your new contract and returning it to us online. Once we have received it (takes a few minutes) we arrange immediate transfer of your loan balance directly to your account. This could mean that you have your new easy loan with MoneyMe in your account within a few hours or the next business day at the latest. 

If you’re looking for a more flexible finance solution, then consider the Freestyle Mastercard from MoneyMe. Balances are available for between $1,000 and $20,000 and, just like any other credit card, this is a revolving line of credit but with more features and offers. When you repay some or all of the funds that you have used then those funds become instantly available again giving you reliable and ready access to instant loans when you need them. Use your Freestyle online credit card in-store where Tap n Pay is accepted or use it for fast online shopping. Rather than living in your wallet with the rest of your plastic, the Freestyle virtual Mastercard® lives in your smartphone instead. Everything you need to manage your card, make payments, increase or decrease your credit limit can be done via your mobile. Tech-savvy fast finance solutions for customers just like you are what MoneyMe is all about. We work hard to deliver the easiest personal loans and credit products we can in the most intuitive and fastest way possible.

Can I increase my cash loan amount?

Absolutely! When you apply for any of our express loans or our Freestyle virtual Mastercard®, you are assigned an internal credit rating with MoneyMe. For every successfully repaid loan, your rating increases opening you up to higher credit limits and lower fees for future applications with us.

If you’re looking to refinance a personal loan that you already have with us then you will need to close out your existing loan early with an application for a new, higher loan amount. We don’t allow personal load redraw facilities or an increase for your existing loan, but we also don’t sting our customers for closing out their existing loan balances early. This means that you can apply for a personal loan for debt consolidation, choosing a high enough balance that includes funds to close out your existing balance as well as the money you need going forward.  

If you’re a Freestyle customer and you’re looking to increase your current credit amount, then you can do all of that via our website and even using your smartphone. Our online applications are quick and easy, just like everything else we offer our customers.

How does taking a cash loan affect your credit?

If you’re considering cash loans Hobart and you are concerned about your credit rating, then rest assured that our assessment teams will look at more than just your credit history when evaluating applications. A person’s credit file is rarely the whole picture, so we look at what your last 24 months of transaction history as well as the rest of your application details like any savings you have, your current income and your expenses.

For every credit product, you are approved for, a new entry goes into your credit file. This neither negatively nor positively affects your credit history but it does reduce the amount of future credit that you could be approved for. Everyone has a limited credit amount they can comfortably afford, and your current credit entries will show whether there is any room for more credit. To keep your credit file looking healthy, apply for credit you know you can comfortably manage, keep up to date with your repayments and keep your credit applications ideally 6 months apart. 

Apply online now for cash loans Hobart and get approved for a quick cash loan in minutes.

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