The smarter, faster
way to borrow

Easy Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Check out our quick and easy online loans with no paperwork!

Are you looking for a hassle-free way to get some quick cash? Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.

Whatever your needs are, with MoneyMe it’s easy to apply online for a small cash loan from $2,100 to $50,000.

Easy direct debit repayments are set up at the time of application, so money comes out of your bank account on the day you receive your pay.

Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!

Applying for a loan online is so simple

With secure and hassle-free Proviso we can access 90 days of your bank statements online in a matter of seconds. So, there’s no clunky scanning and emailing of payslips or bank statements. Just fill in your personal details and that’s all we need to get started with your easy loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is very important to us- we won’t lend amounts that you can’t comfortably repay.

Quick and easy approval

Once you’ve filled in the application, we’ll get things moving quickly and your cash can be in your bank account in just 60 minutes or less (you could even have your funds in seconds!). This depends on your bank, of course! Just so you know, it generally takes a bit longer if you apply for your loan outside of business hours.

So, why wait any longer? Get your quick cash loan now with our easy 3-minute loan application.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Easy Loans

4.71/5

109 reviews

1 review

5

It was an easy transaction and fast approval time. Even though I am in a working visa they still approved my loan. I will recommend MoneyMe to my friends. Thank you!

Like

1 review

5

MoneyMe was very helpful and very quick in their response.

Like

1 review

4.5

Quick response for an online loan.

Like

1 review

5

Great quick service and reasonable repayment plan. Highly recommended.

Like

1 review

4.5

It was fast and hassle-free.

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Easy Loans up to $50,000 Approved Online | MoneyMe

Get the funds you need within minutes

Get access to fast and easy loans up to $50,000 with MoneyMe. The process is completely online – perfect for this generation’s fast-paced lifestyle and constant need for quick services. The online application for an easy loan takes just a few minutes to complete, with no paperwork or lengthy forms.

Learn more

Get the funds you need within minutes

Get access to fast and easy loans up to $50,000 with MoneyMe. The process is completely online – perfect for this generation’s fast-paced lifestyle and constant need for quick services. The online application for an easy loan takes just a few minutes to complete, with no paperwork or lengthy forms. Receive notifications of your loan approval and sign your digital contract on the same business day, and depending who you bank with, your funds hit your account within minutes after your approval. It’s all fast, simple and hassle-free – just the way life should be.

Easy cash for life’s hurdles

At times life can be challenging, especially when big expenses all arrive on the same day. Not to worry, because you can rely on simple and quick cash solutions like easy loans. Forget about long queues and hours or days of waiting, because we do everything fast and online. And because of this, you get easy access to a range of credit products like fast cash loans, line of credit options and our virtual credit card – giving you the option and freedom to be in charge of your finances, the millennial way.

How to get an easy loan

You must be employed, an Australian resident, and over 18 years old to be eligible to apply. If you meet three of these requirements, then you’re all set!

The online application just takes a few minutes to finish. As a responsible money lender with an Australian Credit Licence, we want everything fair. We take into account several factors such as your credit history, income, debt obligations and living expenses. Our secure, smart process and machine learning gather and review all the information – allowing us to provide you with a personalised rate. Once approved, get ready to sign your digital contract! Everything happens fast, easy and in the comforts of your home.

Need more info on how loans work? This might help.

Experience an easy, better way to access credit products. We offer easy loans that come in the form of unsecured personal loans of up to $50,000. Using smart algorithms and secure data technology, you can get approved for instant cash loans in minutes after submitting your online application.

If you are looking to have extra cash such as mini loans and a quick cash advance to deal with unexpected expenses, we’ve got you covered. Small loans provide quick help for emergency car repairs, big utility bills and other urgent expenses. And you may need a bit of money when you’re changing rental properties to pay for the new property bond before you actually move in. Moving into a new place involves professional cleaners, removalist costs and a trailer, and these costs can add up. In some instances your current pay might not be enough, and if you need extra funds to cover all of them, we can help.

Instead of straining your cash flow and living on bread and water for a few weeks, you can opt for quick cash solutions like easy loans. Apply fast, get an outcome fast, and use a same day loan to cover your moving costs.

We align fortnightly or monthly repayments with your pay cycle, so you don’t have to worry about late fees. To help you get started, you can use a range of online tools like a personal loan calculator to determine the indicative repayment amounts before you apply.

Know the rate that works for you

Through a loan calculator, your interest rates can be adjusted higher or lower to give you an idea of your loan repayments and interest, so you know how much you have to pay before you borrow with us. It also helps you gauge what kind of fees and charges are incurred with your loan. The lower the interest rate, the lower the associated fees and charges.

You get rewards

Here at MoneyMe, we love rewarding our customers. Using our own credit score scale, we check your repayment history with us and adjust your loan offer accordingly. When you have successfully repaid your quick cash loans, your rating improves. This means you may get access to better loan offers if you continue to borrow with us.

Manage your finance easier

When you apply for quick cash loans with us, we also consider your current financial commitments such as credit cards, debt and bills payments, rent and general living expenses. We believe in responsible lending, that is why we like to tailor our easy loan products so that they’re manageable and comfortable for you.

For larger loans like student loans that cover the fees of university and college courses, it’s important to accurately estimate your living costs to accommodate your new repayments. In some cases, this might require you to make the necessary adjustments with your budget. If you’re having trouble managing bills and need some easy loans to help you ease your financial commitments, we are here to help you find a loan product that suits you.

A great benefit to keep in mind: your credit score goes up every time you successfully complete your repayments with us. If you are looking to improve your credit score, a short term loan is an effective way to back you up and show your prospective lenders that you’re reliable, responsible and capable of repayments.

Fast application and approval

Once you’ve seen a clearer picture of your expected repayments through our easy loan calculator, it’s time to start applying. Our online application form takes just a few minutes to fill out – it’s straightforward with absolutely no hassle. We use illion’s trusted and secure data technology to view your bank statement transactions so we can provide with an outcome in seconds. Illion provides a 90-day, read-only PDF document, to ensure you bank account information or login details is secure. These snapshots, along with your credit history and financial commitments, are all we need to come up with a fast and fair decision for your application.

Through our advanced technology platform, we can provide an outcome within minutes. The notification you receive tells you how much has been approved and if you’re satisfied with your rate, we will shoot you off a digital contract with our loan terms and applicable fees.

Remember to read the contract carefully to ensure you agree with the terms and conditions. Knowing your loan terms allows you to better manage your repayments and adjust your spending behaviour if necessary. If you have questions and concerns, we are always available to discuss and help you get a better understanding of your loan terms.

Manage and take control of your finances with easy loans from MoneyMe. It’s fast, easy and completely online – so you can focus on the more important things in life.