Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

What our customers say
Easy Loans

4.71/5

117 reviews

[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

1 review

5

It was an easy transaction and fast approval time. Even though I am in a working visa they still approved my loan. I will recommend MoneyMe to my friends. Thank you!

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1 review

5

Super easy, super friendly and the money was in my account before I go to sleep.

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1 review

5

Easy and reliable service!! I would recommend MoneyMe to everyone.

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1 review

5

I was very happy with MoneyMe's process of lending cash.

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1 review

5

Quick and easy.

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[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Check out our quick and easy online loans with no paperwork!

Are you looking for a hassle-free way to get some quick cash? Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.

Whatever your needs are, with MoneyMe it’s easy to apply online for a small cash loan from $2,100 to $50,000.

Easy direct debit repayments are set up at the time of application, so money comes out of your bank account on the day you receive your pay.

Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!

Applying for a loan online is so simple

With secure and hassle-free Proviso we can access 90 days of your bank statements online in a matter of seconds. So, there’s no clunky scanning and emailing of payslips or bank statements. Just fill in your personal details and that’s all we need to get started with your easy loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is very important to us- we won’t lend amounts that you can’t comfortably repay.




Quick and easy approval

Once you’ve filled in the application, we’ll get things moving quickly and your cash can be in your bank account in just 60 minutes or less (you could even have your funds in seconds!). This depends on your bank, of course! Just so you know, it generally takes a bit longer if you apply for your loan outside of business hours.

So, why wait any longer? Get your quick cash loan now with our easy 3-minute loan application.




View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Easy Loans up to $50,000 Approved Online | MoneyMe

Get the funds you need within minutes

Get access to fast and easy loans up to $50,000 with MoneyMe. The process is completely online – perfect for this generation’s fast-paced lifestyle and constant need for quick services. The online application for an easy loan takes just a few minutes to complete, with no paperwork or lengthy forms.

Learn more

Get the funds you need within minutes

Get access to fast and easy loans up to $50,000 with MoneyMe. The process is completely online – perfect for this generation’s fast-paced lifestyle and constant need for quick services. The online application for an easy loan takes just a few minutes to complete, with no paperwork or lengthy forms. Receive notifications of your loan approval and sign your digital contract on the same business day, and depending who you bank with, your funds hit your account within minutes after your approval. It’s all fast, simple and hassle-free – just the way life should be.

Easy cash for life’s hurdles

At times life can be challenging, especially when big expenses all arrive on the same day. Not to worry, because you can rely on simple and quick cash solutions like easy loans. Forget about long queues and hours or days of waiting, because we do everything fast and online. And because of this, you get easy access to a range of credit products like fast cash loans, line of credit options and our virtual credit card – giving you the option and freedom to be in charge of your finances, the millennial way.

How to get an easy loan

You must be employed, an Australian resident, and over 18 years old to be eligible to apply. If you meet three of these requirements, then you’re all set!

The online application just takes a few minutes to finish. As a responsible money lender with an Australian Credit Licence, we want everything fair. We take into account several factors such as your credit history, income, debt obligations and living expenses. Our secure, smart process and machine learning gather and review all the information – allowing us to provide you with a personalised rate. Once approved, get ready to sign your digital contract! Everything happens fast, easy and in the comforts of your home.

Need more info on how loans work? This might help.

Experience an easy, better way to access credit products. We offer easy loans that come in the form of unsecured personal loans of up to $50,000. Using smart algorithms and secure data technology, you can get approved for express cash loans in minutes after submitting your online application.

If you are looking to have extra cash such as mini loans and a quick cash advance to deal with unexpected expenses, we’ve got you covered. Small loans provide quick help for emergency car repairs, big utility bills and other urgent expenses. And you may need a bit of money when you’re changing rental properties to pay for the new property bond before you actually move in. Moving into a new place involves professional cleaners, removalist costs and a trailer, and these costs can add up. In some instances your current pay might not be enough, and if you need extra funds to cover all of them, we can help.

Instead of straining your cash flow and living on bread and water for a few weeks, you can opt for quick cash solutions like easy loans. Apply fast, get an outcome fast, and use a same day loan to cover your moving costs.

We align fortnightly or monthly repayments with your pay cycle, so you don’t have to worry about late fees. To help you get started, you can use a range of online tools like a personal loan calculator to determine the indicative repayment amounts before you apply.

Know the rate that works for you

Through a loan calculator, your interest rates can be adjusted higher or lower to give you an idea of your loan repayments and interest, so you know how much you have to pay before you borrow with us. It also helps you gauge what kind of fees and charges are incurred with your loan. The lower the interest rate, the lower the associated fees and charges.

You get rewards

Here at MoneyMe, we love rewarding our customers. Using our own credit score scale, we check your repayment history with us and adjust your loan offer accordingly. When you have successfully repaid your quick cash loans, your rating improves. This means you may get access to better loan offers if you continue to borrow with us.

Manage your finance easier

When you apply for quick cash loans with us, we also consider your current financial commitments such as credit cards, debt and bills payments, rent and general living expenses. We believe in responsible lending, that is why we like to tailor our easy loan products so that they’re manageable and comfortable for you.

For larger loans like student loans that cover the fees of university and college courses, it’s important to accurately estimate your living costs to accommodate your new repayments. In some cases, this might require you to make the necessary adjustments with your budget. If you’re having trouble managing bills and need some easy loans to help you ease your financial commitments, we are here to help you find a loan product that suits you.

A great benefit to keep in mind: your credit score goes up every time you successfully complete your repayments with us. If you are looking to improve your credit score, a short term loan is an effective way to back you up and show your prospective lenders that you’re reliable, responsible and capable of repayments.

Fast application and approval

Once you’ve seen a clearer picture of your expected repayments through our easy loan calculator, it’s time to start applying. Our online application form takes just a few minutes to fill out – it’s straightforward with absolutely no hassle. We use illion’s trusted and secure data technology to view your bank statement transactions so we can provide with an outcome in seconds. Illion provides a 90-day, read-only PDF document, to ensure you bank account information or login details is secure. These snapshots, along with your credit history and financial commitments, are all we need to come up with a fast and fair decision for your application.

Through our advanced technology platform, we can provide an outcome within minutes. The notification you receive tells you how much has been approved and if you’re satisfied with your rate, we will shoot you off a digital contract with our loan terms and applicable fees.

Remember to read the contract carefully to ensure you agree with the terms and conditions. Knowing your loan terms allows you to better manage your repayments and adjust your spending behaviour if necessary. If you have questions and concerns, we are always available to discuss and help you get a better understanding of your loan terms.

Manage and take control of your finances with easy loans from MoneyMe. It’s fast, easy and completely online – so you can focus on the more important things in life.