We back your ambitions

Easy approval

Low interest rates and money in your bank account within 60 minutes

A feature-packed virtual card, ready to use instantly on approval

Simplify your debts into one low monthly repayment

Easy Loans up to $50,000 Approved Online

Get the funds you need within minutes

Get access to fast and easy loans up to $50,000 with MoneyMe. The process is completely online – perfect for this generation’s fast-paced lifestyle and constant need for quick services. The online application for an easy loan takes just a few minutes to complete, with no paperwork or lengthy forms.

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Get the funds you need within minutes

Get access to fast and easy loans up to $50,000 with MoneyMe. The process is completely online – perfect for this generation’s fast-paced lifestyle and constant need for quick services. The online application for an easy loan takes just a few minutes to complete, with no paperwork or lengthy forms. Receive notifications of your loan approval and sign your digital contract on the same business day, and depending who you bank with, your funds hit your account within minutes after your approval. It’s all fast, simple and hassle-free – just the way life should be.

Easy cash for life’s hurdles

At times life can be challenging, especially when big expenses all arrive on the same day. Not to worry, because you can rely on simple and quick cash solutions like easy loans. Forget about long queues and hours or days of waiting, because we do everything fast and online. And because of this, you get easy access to a range of credit products like fast cash loansline of credit options and our virtual credit card – giving you the option and freedom to be in charge of your finances, the millennial way.

How to get an easy loan

You must be employed, an Australian resident, and over 18 years old to be eligible to apply. If you meet three of these requirements, then you’re all set!

The online application just takes a few minutes to finish. As a responsible money lender with an Australian Credit Licence, we want everything fair. We take into account several factors such as your credit history, income, debt obligations and living expenses. Our secure, smart process and machine learning gather and review all the information – allowing us to provide you with a personalised rate. Once approved, get ready to sign your digital contract! Everything happens fast, easy and in the comforts of your home.

Need more info on how loans work? This might help.

Experience an easy, better way to access credit products. We offer easy loans that come in the form of unsecured personal loans of up to $50,000. Using smart algorithms and secure data technology, you can get approved for express cash loans in minutes after submitting your online application.

If you are looking to have extra cash such as mini loans and a quick cash advance to deal with unexpected expenses, we’ve got you covered. Small loans provide quick help for emergency car repairs, big utility bills and other urgent expenses. And you may need a bit of money when you’re changing rental properties to pay for the new property bond before you actually move in. Moving into a new place involves professional cleaners, removalist costs and a trailer, and these costs can add up. In some instances your current pay might not be enough, and if you need extra funds to cover all of them, we can help.

Instead of straining your cash flow and living on bread and water for a few weeks, you can opt for quick cash solutions like easy loans. Apply fast, get an outcome fast, and use a same day loan to cover your moving costs.

We align fortnightly or monthly repayments with your pay cycle, so you don’t have to worry about late fees. To help you get started, you can use a range of online tools like a personal loan calculator to determine the indicative repayment amounts before you apply.

Know the rate that works for you

Through a loan calculator, your interest rates can be adjusted higher or lower to give you an idea of your loan repayments and interest, so you know how much you have to pay before you borrow with us. It also helps you gauge what kind of fees and charges are incurred with your loan. The lower the interest rate, the lower the associated fees and charges.

You get rewards

Here at MoneyMe, we love rewarding our customers. Using our own credit score scale, we check your repayment history with us and adjust your loan offer accordingly. When you have successfully repaid your quick cash loans, your rating improves. This means you may get access to better loan offers if you continue to borrow with us.

Manage your finance easier

When you apply for quick cash loans with us, we also consider your current financial commitments such as credit cards, debt and bills payments, rent and general living expenses. We believe in responsible lending, that is why we like to tailor our easy loan products so that they’re manageable and comfortable for you.

For larger loans like student loans that cover the fees of university and college courses, it’s important to accurately estimate your living costs to accommodate your new repayments. In some cases, this might require you to make the necessary adjustments with your budget. If you’re having trouble managing bills and need some easy loans to help you ease your financial commitments, we are here to help you find a loan product that suits you.

A great benefit to keep in mind: your credit score goes up every time you successfully complete your repayments with us. If you are looking to improve your credit score, a short term loan is an effective way to back you up and show your prospective lenders that you’re reliable, responsible and capable of repayments.

Fast application and approval

Once you’ve seen a clearer picture of your expected repayments through our easy loan calculator, it’s time to start applying. Our online application form takes just a few minutes to fill out – it’s straightforward with absolutely no hassle. We use illion’s trusted and secure data technology to view your bank statement transactions so we can provide with an outcome in seconds. Illion provides a 90-day, read-only PDF document, to ensure you bank account information or login details is secure. These snapshots, along with your credit history and financial commitments, are all we need to come up with a fast and fair decision for your application.

Through our advanced technology platform, we can provide an outcome within minutes. The notification you receive tells you how much has been approved and if you’re satisfied with your rate, we will shoot you off a digital contract with our loan terms and applicable fees.

Remember to read the contract carefully to ensure you agree with the terms and conditions. Knowing your loan terms allows you to better manage your repayments and adjust your spending behaviour if necessary. If you have questions and concerns, we are always available to discuss and help you get a better understanding of your loan terms.

Manage and take control of your finances with easy loans from MoneyMe. It’s fast, easy and completely online – so you can focus on the more important things in life.

How to get an easy loan with bad credit?

Getting easy loans with bad credit may be difficult due to the nature of your credit history. However, while we cannot offer 100% approval on personal loan bad credit, you can apply with MoneyMe and receive an answer within minutes. 

MoneyMe offers a fair and comprehensive service for easy loans, considering other important factors to come up with a loan decision suitable for your situation. While we understand that credit score is one of the most important factors, MoneyMe also takes into consideration your income, debt obligations, and living expenses to give you a fair loan decision.

There’s no need to worry if your credit report isn’t as good as you’d like it to be. At MoneyMe, we understand that your credit history does not represent a full picture of your financial situation. You will most likely have to pay more for the loan if you have a poor credit history. This is true especially for an unsecured low income personal loan with a low credit score and higher interest rates.

As a responsible lender, we want you to be comfortable with your monthly repayment. When you have successfully repaid a loan with MoneyMe, we update your MoneyMe credit rating and may be able to offer you a lower rate and fees on your future loans with us.

Where to get easy loans with bad credit?

You can try to apply with us at MoneyMe if you have a bad credit score and need easy loans. We are a digital financial service company that offers fast and easy credit products to tech-savvy customers and businesses. We utilise our advanced technology to provide you with a seamless online experience done in minutes through your mobile phone.

MoneyMe provides quick and easy loans that are fair and comprehensive, taking into account many different factors before recommending bad credit loans. MoneyMe takes into account not only your credit score but also your income, debt obligations, and living expenses when making a lending decision.

This means that even with your bad credit score, we give you a fair shot at our fast approval loans as we look at the whole picture rather than focusing on your credit score. We can give you the fast credit loan you need through our accurate risk assessment tailored to your personal circumstances. 

How to get an easy loan online?

MoneyMe makes it simple for you to get a fast, easy loan. The application process for easy loans is designed to be fast and hassle-free, and you may never have to speak with us at all on some occasions. You don’t need a personal loan broker to help you. We ask for read-only access to your banking records to expedite your online application. 

You will need to know how much you are borrowing before applying for an online easy loan. Whether you’re looking for a short-term loan to help you move to a new rental property or a variable-rate personal loan to help you pay for upcoming tuition, we offer both small and easy loans.

Before choosing a lender, you should do a quick personal loans comparison in Australia. This allows you to compare interest rates and other fees and charges such as early termination fees. 

For example, when you opt for easy loans from us, we don’t charge you an early termination fee to pay off the loan balance before the loan term is up. Likewise, if you are already a MoneyMe customer with a good repayment history, you might be able to access personal loans with better rates and value the next time you apply. It’s great news for those looking for low credit score easy loans.

Where can I get an easy loan?

You can apply for an easy loan with MoneyMe if you need one. Tech-savvy customers and businesses can get fast, easy credit products through our digital financial services company. Utilising our advanced technology, we can provide you with a seamless online experience done in minutes with your mobile phone.

When you apply for easy loans, we ask for details and get things moving quickly. Your easy loan could be in your bank account within just 60 minutes or less (you may even have your funds within seconds). However, it may depend on the bank you use. You will usually have to wait longer for a loan if you apply after business hours. 

How to apply for an easy loan?

Need a loan ASAP? MoneyMe easy loans are only available to permanent residents in Australia who are aged 18 and older and currently employed. All you need to do is complete and submit our online application form, which takes about five minutes to answer.

Our online application form contains the standard questions asked when applying for easy loans. Details such as your income, mortgage payments for home loans, prior debts, and rental payments for renters are part of this application process. You’ll also be asked to input how much you want to borrow and for what purpose, such as car finance or a student loan.

If you apply for your finance amount during our business hours, you can often see your approval within minutes. After your loan is approved, the cash you need will be in your bank account the same day and sometimes within minutes.

How to get an easy loan?

You can apply through either our website or the MoneyMe app available in the App Store and Google Play. We offer an entirely online application process, and it can be completed in minutes without lengthy paperwork or face-to-face interaction! With competitive interest rates and low fees, you can choose from a wide range of financing options.

We also have other options available on our sites, such as a merchant payment solution and a virtual credit card. We are dedicated to making finance a little less complicated for everyone. Be sure to visit our site today to see what we have available for you.

Where can I get a fast, easy loan?

MoneyMe is a responsible finance provider offering cash loans to Australians minus the paperwork, long wait times, hidden fees, and fine print. At MoneyMe, we aim to revolutionise the way people access personal loans.

Getting a cash loan with MoneyMe is quick and easy:

  • Choose your desired rapid loan amount and the repayment period.
  • Fill in your personal and bank account details, and supply a valid email address and mobile number.
  • Receive a decision in minutes. Once approved, we aim to have the cash in your bank account within the hour.

Where can I get a quick and easy loan?

At MoneyMe, we are dedicated to making finance loans easy to get. 

Our application process is designed to be as fast and effortless as possible, and you don’t even have to answer any phone calls. There is no need to wait in line at the bank or contact a sketchy personal loan broker when you take advantage of our services.

We only need access to your banking information and details about the loan you wish to borrow. Whether you’re looking for a long-term loan to pay for your education or just need short-term easy loans to help you renovate your place, MoneyMe can help you.

Before choosing a loaning institution, we recommend a quick personal loan comparison. This allows you to compare interest rates and other fees associated with your loan. At MoneyMe, we can offer you low-interest rates and don’t charge for early payment, as we want easy loans to be as comfortable as possible for you.

If you are already a MoneyMe customer with a good repayment history, you might be able to access personal loans with better rates and value the next time you apply. This is perfect for those with low credit scores looking to loan big amounts.

Where to get easy loans?

You can apply for easy loans with MoneyMe. Our service is dedicated to providing fast and easy credit products. We are a digital financial service company using the best technology to provide you with a seamless online loaning experience. You can check out our website or mobile app to begin loaning with us. 

To be eligible for easy loans, you must be working, a permanent Australian resident, and 18 years or older. Our application process for easy loans requires just a few details and gets things moving quickly. Within 60 minutes or less, you could receive your loan funds in your bank account (in some cases, you could receive your funds instantly). However, it depends on the bank you use. Note though that you will likely have to wait longer if you apply after business hours.

What are you waiting for? Fill out our simple three-minute loan application today and get your quick cash loan. 

Is an easy loan site legit?

As MoneyMe follows the same security and encryption standards as banks, we make additional efforts to keep our lenders and their information safe when you apply for an easy loan. You can also ensure our legitimacy by reading our reviews on our site and seeing the number of people we’ve helped with their easy loans needs.

Transactions on the site are protected with up to 256-bit Secure Socket Layer encryption. This means all data is encrypted between your system and ours, so the confidentiality of all data sent and received is guaranteed.

Additionally, when we ask for your files, we only have access to them as a 90-day readable file that expires after time has passed. Your safety and security as a customer are important to us at MoneyMe.

Ready to get
started?

Low interest rates with money in your bank account typically within 60 minutes

Feature-packed low rate card that’s available to use instantly once approved

Simplify your debts into one low monthly repayment

What do repayments look like?


Lucy, 38

6.25% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Our customers LOVE us

Easy approval

Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!

4.7/5

Review Stars Out of 2,701 reviews

Check out our quick and easy online loans with no paperwork!

Are you looking for a hassle-free way to get some quick cash? Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.

Whatever your needs are, with MoneyMe it’s easy to apply online for a small cash loan from $2,100 to $50,000.

Easy direct debit repayments are set up at the time of application, so money comes out of your bank account on the day you receive your pay.

Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!

Applying for a loan online is so simple

With secure and hassle-free Proviso we can access 90 days of your bank statements online in a matter of seconds. So, there’s no clunky scanning and emailing of payslips or bank statements. Just fill in your personal details and that’s all we need to get started with your easy loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is very important to us- we won’t lend amounts that you can’t comfortably repay.

Quick and easy approval

Once you’ve filled in the application, we’ll get things moving quickly and your cash can be in your bank account in just 60 minutes or less (you could even have your funds in seconds!). This depends on your bank, of course! Just so you know, it generally takes a bit longer if you apply for your loan outside of business hours.

So, why wait any longer? Get your quick cash loan now with our easy 3-minute loan application.

Ready to get
started?

Low interest rates with money in your bank account typically within 60 minutes

Feature-packed low rate card that’s available to use instantly once approved

Simplify your debts into one low monthly repayment

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

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