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Bathroom renovation

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Monthly repayment from


Example interest rate

6.25 %

Comparison rate3

7.64 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. Any calculations made by you using this calculator is intended as a guide only.

Bathroom renovation cost

You may be wanting to do a bathroom renovation and wondering about its cost. Every bathroom is different, so bathroom installation costs can vary significantly depending on what your bathroom renovation involves. From new tapware and an updated shower screen to a complete redesign of your bathroom layout, bathroom renovations can be small or large. Given how much time we spend in the bathroom each day, it is worth taking the time to create a room that you, your family and your guests will enjoy being in. If your bathroom remodel is done wisely, it may add value to your home.

Firstly, let’s look at some of the bathroom renovation costs you might be faced with when doing a renovation in Australia. Even though bathrooms are often one of the smallest sized rooms in the house, they can be just as expensive, or even more expensive, to renovate than larger rooms, especially if you want them to look amazing. There are several reasons for this. Firstly, many bathrooms have tiling, which can be very time consuming to lay, especially if the tiles are small or have an intricate pattern that needs to be laid in a certain way. And in many cases, you may need to remove old tiles first. It can also add to the bathroom renovation costs if you are changing the room’s layout and need to move plumbing or electrical outlets, as professional plumbing and electrical services can be expensive.

Bathroom fittings and fixtures can also vary in quality and price. For example, frameless shower screens can look stylish, but they will add to the shower renovation costs as they are more expensive than a standard shower screen or a shower curtain on a rod. The vanity, basin, tapware, toilets and other fittings will also differ widely in price, with so many options to choose from. Other bathroom renovation costs to consider include waterproofing, paint, lighting, heating and more. And it’s always best to include a little bit extra in your budget for any unexpected new bathroom costs that may come up. Although renovating a bathroom isn’t cheap, having a comfortable and attractive bathroom can make a big difference to your home.

What is the best way to finance a bathroom renovation?

Whether you are giving your bathroom a small facelift or a complete makeover, you’ll need to work out how much money you want to borrow before looking at the best way to finance a bathroom renovation. From a couple of thousand dollars to $30,000 plus, the cost to renovate a bathroom can vary greatly in price. By doing some planning, budgeting and getting some quotes, you should be able to get a rough idea of how much it will cost to redo a bathroom. And if you want to make some kitchen home improvements at the same time, you might want to consider kitchen renovation costs, too.

If you’re lucky enough to have the cash saved up or enough equity in your home, then you may be ready to get started. But for many of us, doing a bathroom renovation will require us to borrow some extra funds. One way of doing this is through a personal loan. MoneyMe offers unsecured personal loans from $2,100 to $50,000. Our personal loans come with fixed interest rates, so you’ll know upfront how much your repayments will be each month before you go ahead, which can be very helpful if you are on a tight budget. We also have a loans calculator that can help you estimate your monthly repayments based on different loan terms. If you only have small bathroom renovation costs, a credit card or line of credit could be a viable alternative to a personal loan if you can afford to pay the money back in full each month. MoneyMe also offers a line of credit up to $20,000 through Freestyle virtual Mastercard®. It is stored virtually on your smartphone and can be used to shop online. Tap n Pay in-store, or you can send money straight to your bank account, making it a convenient way to pay for many of your bathroom renovation costs. At MoneyMe, we are very transparent about our costs, so you’ll know what to expect before you go ahead. Apply for a personal loan or line of credit from MoneyMe today, and let us help you on your way to creating a beautiful bathroom. 

How long does it take to get the loan?

Once you’ve decided to renovate your bathroom, you’ll be keen to get started, so how long does it take to get home improvement loans? The loan application process will vary between lenders, but at MoneyMe, the process is very quick. In some cases, you can access the extra funds on the same day you apply. Our online application can be completed in a matter of minutes, and being a tech-savvy moneylender, we use an advanced tech-driven platform that allows us to give you an outcome super quickly. If you are looking for fast finance, you’ve come to the right place!

Turn your dream bathroom remodel, kitchen upgrade or bedroom renovation project into a reality with MoneyMe personal loans. If you'd like to get more ideas on how a personal loan can help you with your next home improvement project, be sure to view the range of mini-episodes of DVine Living hosted by Dale Vine on MoneyMe's DVine Living page.

Our customers

Bathroom renovation

Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!


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Transparent and
simple pricing

Interest rate

6.25 %
to 19.95 %

Comparison rate*

7.64 %
to 21.32 %

Establishment fee

$295 for loans between $2,100 and $5,000

$395 for loans between $5,001 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 1 year

Maximum 5 years

Early exit fees


*This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A $495 establishment fee and $10 monthly fee applies.

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