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Bathroom Renovation Costs Sydney

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Example interest rate

6.25 %

Comparison rate3

7.64 %

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Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. Any calculations made by you using this calculator is intended as a guide only.

Bathroom Renovation Costs Sydney

Dreaming of a bathroom remodel and wondering whether you can afford bathroom renovation costs Sydney?

Depending on your vision and the existing quality and style of the room, a new bathroom cost can be a significant expense for homeowners and landlords. Luckily, MoneyMe and DVine Living are here to help.

Hosted by Dale Vine (of ‘The Block’ fame), DVine Living is a brand-new lifestyle series on 7Two. You can view every episode on the MoneyMe DVine Living page and learn the ins and outs of bathroom renos and many other DIY home improvement projects; and how you can maximise our home improvement loans to get the best bang for your (borrowed) buck.

The average cost to renovate a bathroom in Australia falls between $15,000 - $25,000 for a standard room. Your bathroom renovation cost needn’t break the bank, but it’s important to do your homework and make smart choices around materials and fittings, layout, install and where and when to spend on professional work.

If you’re simply looking to freshen up your bathroom space, you can achieve luxury bathroom style on a budget by modernising the colour palette. This can be easily accomplished through a fresh coat of paint on the walls, replacing the mirror, old tapware and fittings, resurfacing the bath or shower, and showcasing your personal style through eye-catching new accessories – all DIY jobs if you’re game!

Your bathroom fittings cost will increase rapidly once you begin to consider premium elements like porcelain tiles. While stunning and in style now, it can also be extremely expensive and labour intensive. To lower the cost, you might consider porcelain/ceramic substitutes or only using tiles for flooring and the walls immediately surrounding the basin, bath, and shower.

Any structural bathroom renovations involving moving water sources such as changing the layout of the shower, toilet, or basin; adding a floating vanity; or changing the lighting and adding electrical outlets; will require professional plumbing and waterproofing carpentry electrical work. This drives bathroom installation costs up but is mandatory to ensure quality control. Your renovation is completed to Australian building authority safety standards and is compliant with council and insurance protocols.

To make sure you’re getting the most competitive bathroom renovation costs Sydney, we recommend getting multiple quotes for the work you’re after, then adding in a contingency of around 10% - 15% for any unforeseen expenses on top of that. These will occur and typically account for materials and additional labour costs, which can occur when you begin to make structural changes – particularly in older buildings.

1. How to apply for a loan that covers the cost of bathroom renovation?

Applying for home improvement loans to fund your bathroom renovation costs Sydney with MoneyMe is easy. You can visit us online or via the MoneyMe App and complete a 100% paperless loan application in just a few short minutes.

First, we’ll ask you about how much you’d like us to lend you to support your small bathroom renovation costs - and any other renovation costs like a kitchen upgradeveranda cost or wood heater installation cost - and over how long. You can use our nifty online calculator to compare repayments on different loan amounts and lending periods.

Once you’ve confirmed that, you’ll need to tell us about your employment and income, daily expenditure, and any liabilities, savings, and assets.

As a part of the assessment process, we’ll then review your credit history using the new reporting methodology. Whereas previously, your credit file only reflected any negative activities, such as where you may have missed a bill or defaulted on a line of credit, the new, comprehensive method of credit reporting allows us also to see your positive credit behaviours. This means all your regular, on-time repayments are recognised, creating a much clearer, fairer, and more positive borrower profile.

Combined, this information gives us an accurate picture of your current borrowing capacity, including accounting for contingencies; and allows us to craft a personalised loan to cover your bathroom renovation costs Sydney.

2. How long does it take to get the loan?

We understand that if you’ve gone to all the hard work of creating a budget and getting quotes from professionals to ensure you’re getting the most competitive bathroom renovation costs Sydney, you’re going to want your loan personal funds ASAP so you can get started on your bathroom renovation.

MoneyMe fixed-rate personal loans are offered at highly competitive rates, and our online application process is second to none in efficiency.

Once you’ve completed your loan application form, we’ll ask you to sign in to your online bank platform. We don’t receive access to your account - our system simply requests a 90-day, read-only transaction statement in PDF format from your bank.

Our proprietary loan management platform uses this technology to confirm the information you provided earlier in your application around income, existing debt, and other expenses in real-time – meaning you’ll know pretty much straight away whether the loan to support your bathroom renovation has been approved.

If you’re successful, you’ll be directed to your loan contract straight away. Once signed, funds will be transferred immediately using the provided bank account details. There is no fiddly paper, no phone calls, no fuss – just quick, easy cash to spend wisely on your bathroom renovation costs, Sydney. DVine!

Our customers

Bathroom Renovation Costs Sydney

Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

6.25 %
to 19.95 %

Comparison rate*

7.64 %
to 21.32 %

Establishment fee

$295 for loans between $2,100 and $5,000

$395 for loans between $5,001 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 1 year

Maximum 5 years

Early exit fees


*This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A $495 establishment fee and $10 monthly fee applies.

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