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Bathroom Renovation Costs Sydney

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10.58 %

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Bathroom Renovation Costs Sydney

Dreaming of a bathroom remodel and wondering whether you can afford bathroom renovation costs Sydney?

Depending on your vision and the existing quality and style of the room, a new bathroom cost can be a significant expense for homeowners and landlords. Luckily, MoneyMe and DVine Living are here to help.

Hosted by Dale Vine (of ‘The Block’ fame), DVine Living is a brand-new lifestyle series on 7Two. You can view every episode on the MoneyMe DVine Living page and learn the ins and outs of bathroom renos and many other DIY home improvement projects; and how you can maximise our home improvement loans to get the best bang for your (borrowed) buck.

The average cost to renovate a bathroom in Australia falls between $15,000 - $25,000 for a standard room. Your bathroom renovation cost needn’t break the bank, but it’s important to do your homework and make smart choices around materials and fittings, layout, install and where and when to spend on professional work.

If you’re simply looking to freshen up your bathroom space, you can achieve luxury bathroom style on a budget by modernising the colour palette. This can be easily accomplished through a fresh coat of paint on the walls, replacing the mirror, old tapware and fittings, resurfacing the bath or shower, and showcasing your personal style through eye-catching new accessories – all DIY jobs if you’re game!

Your bathroom fittings cost will increase rapidly once you begin to consider premium elements like porcelain tiles. While stunning and in style now, it can also be extremely expensive and labour intensive. To lower the cost, you might consider porcelain/ceramic substitutes or only using tiles for flooring and the walls immediately surrounding the basin, bath, and shower.

Any structural bathroom renovations involving moving water sources such as changing the layout of the shower, toilet, or basin; adding a floating vanity; or changing the lighting and adding electrical outlets; will require professional plumbing and waterproofing carpentry electrical work. This drives bathroom installation costs up but is mandatory to ensure quality control. Your renovation is completed to Australian building authority safety standards and is compliant with council and insurance protocols.

To make sure you’re getting the most competitive bathroom renovation costs Sydney, we recommend getting multiple quotes for the work you’re after, then adding in a contingency of around 10% - 15% for any unforeseen expenses on top of that. These will occur and typically account for materials and additional labour costs, which can occur when you begin to make structural changes – particularly in older buildings.

1. How to apply for a loan that covers the cost of bathroom renovation?

Applying for home improvement loans to fund your bathroom renovation costs Sydney with MoneyMe is easy. You can visit us online or via the MoneyMe App and complete a 100% paperless loan application in just a few short minutes.

First, we’ll ask you about how much you’d like us to lend you to support your small bathroom renovation costs - and any other renovation costs like a kitchen upgradeveranda cost or wood heater installation cost - and over how long. You can use our nifty online calculator to compare repayments on different loan amounts and lending periods.

Once you’ve confirmed that, you’ll need to tell us about your employment and income, daily expenditure, and any liabilities, savings, and assets.

As a part of the assessment process, we’ll then review your credit history using the new reporting methodology. Whereas previously, your credit file only reflected any negative activities, such as where you may have missed a bill or defaulted on a line of credit, the new, comprehensive method of credit reporting allows us also to see your positive credit behaviours. This means all your regular, on-time repayments are recognised, creating a much clearer, fairer, and more positive borrower profile.

Combined, this information gives us an accurate picture of your current borrowing capacity, including accounting for contingencies; and allows us to craft a personalised loan to cover your bathroom renovation costs Sydney.

2. How long does it take to get the loan?

We understand that if you’ve gone to all the hard work of creating a budget and getting quotes from professionals to ensure you’re getting the most competitive bathroom renovation costs Sydney, you’re going to want your loan personal funds ASAP so you can get started on your bathroom renovation.

MoneyMe fixed-rate personal loans are offered at highly competitive rates, and our online application process is second to none in efficiency.

Once you’ve completed your loan application form, we’ll ask you to sign in to your online bank platform. We don’t receive access to your account - our system simply requests a 90-day, read-only transaction statement in PDF format from your bank.

Our proprietary loan management platform uses this technology to confirm the information you provided earlier in your application around income, existing debt, and other expenses in real-time – meaning you’ll know pretty much straight away whether the loan to support your bathroom renovation has been approved.

If you’re successful, you’ll be directed to your loan contract straight away. Once signed, funds will be transferred immediately using the provided bank account details. There is no fiddly paper, no phone calls, no fuss – just quick, easy cash to spend wisely on your bathroom renovation costs, Sydney. DVine!

Our customers

Bathroom Renovation Costs Sydney

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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