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Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

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Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Cost of Ensuite Renovation



Dreaming about a luxury bathroom remodel and wondering if you can afford the cost of ensuite renovation?

MoneyMe has partnered with 7Two’s brand new DIY lifestyle show Dvine Living to help homeowners across Australia make their home renovation dreams a reality through a combination of smart finance and savvy design planning.

We offer fixed rate home improvement loans to support renovation costs between $5,000 to $50,000, with same-day delivery of funds for most applicants. So whether you’re just looking for funds to cover your bathroom renovation cost or have worked out your dream home makeover budget - complete with kitchen upgradewood heater installation cost and outdoor entertaining patio cost - apply online today and start making your dream home come true.



1. How much does it cost to renovate an ensuite?

The average small bathroom renovation cost in Australia is between $5,000 - $15,000. Your individual cost of ensuite renovation will ultimately depend on the size and scale of work you’re planning to undertake and the quality of materials and fittings you choose to install. 

Simple DIY style upgrades, such as new basin, bath and shower tapware, a vanity with concealed storage and new lighting, can make a huge difference when combined with a fresh colour palette and some quality accessories. Suppose you’re considering bigger changes in your project like moving the toilet, exhaust fan, shower renovations or adding more electrical outlets. In that case, you’ll need to engage professional plumbing services and an electrician to ensure waterproofing and wiring work are up to code. While this can be expensive, 

Premium design elements like tiles are hugely popular right now and look spectacular with professional installation. However, they can be expensive and labour intensive and add to your cost of ensuite renovation significantly depending on the quality and quantity of tiles you use. A great way to get the luxury look without breaking the bank is to consider using feature tiles in wet areas only - such as the walls of the shower and around the vanity.

To get more ideas on how you can minimise your new bathroom cost without compromising on style, check out the MoneyMe DVine Living page. Expert Dale Vine tackles a new home improvement topic in each mini-episode of DVine Living and is ready to teach you the best DIY tricks and tips for your bathroom renovation.



2. How to apply for a loan that covers the cost of an ensuite renovation?

Applying for a loan to cover the cost of ensuite renovation is easy with MoneyMe. 

You can apply online in a matter of minutes on our website or via the MoneyMe app and get an immediate response on the outcome of your loan application. We offer unsecured personal loans between $5,000 and $50,000 at some of the lowest fixed rates on the market. 

What’s more, our loans are 100% online - no paper, no phone calls, no fuss. And, depending on who you bank with, you can have the funds in your bank account the same business day.

To be eligible to apply for a loan to cover your small bathroom renovation costs with MoneyMe, you’ll need to be at least 18 years of age and an Australian citizen or resident for tax purposes. You’ll also need to have an official Australian government-verified form of ID handy, such as an Australian Driver’s Licence, Passport, or Medicare card, as well as your bank account details. 

When you’re ready to go, simply hit ‘Apply Now’ on the MoneyMe website or our handy app. We’ll first ask you how much you’d like to borrow to cover the cost of ensuite renovation and any other home renovation work you’re seeking funds for; and over how long. It’s a great idea to have a play with our loan calculator, which will show you your repayments on different lending periods and loan amounts. 

Once you’ve let us know how much you’d like to borrow to cover the cost of ensuite renovation, we’ll ask you about your income, day-to-day expenses, employment status, and any liabilities or assets you may have. This information, combined with a quick check of your credit history, will determine how much we can lend you and at what interest rate. 

It’s important to know that there have been changes in the way credit is reported. Your file now reflects all your positive credit behaviours like regular repayments on existing liabilities, e.g. credit cards and utilities, as well as any defaults (where you’ve missed payments). We love this, as it gives a much fairer assessment of your current borrowing capacity and any risks. 

MoneyMe believes in responsible lending, so we want to make sure your repayments are comfortable over a loan term of up to five years. We support you the whole way through the loan application process and are up front about our fees. As we only offer fixed rate personal loans, this means you’ll know exactly how much your repayments will be before signing your loan agreement. We also support our customers and won’t penalise you for making early repayments - in fact, we encourage it!

So if you’re ready to get started on your home improvement journey, jump online and apply today with MoneyMe.

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How to apply

1 Check your rate

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5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
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3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

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Cost of Ensuite Renovation

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