Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Install Fireplace



A fireplace is a simple yet effective way to ensure that your home is not only beautiful and welcoming but also offers cosy warmth. However, one of the things that may be holding you back from installing a fireplace is a lack of funds. 

The good news is that MoneyMe offers home improvement loans that run as high as $50,000 with easy. All you have to do is apply for the loan, receive the money and install fireplace of choice.



What is the average cost of installing a fireplace?

Before you determine the amount of money you need in the form of a home improvement loan, you need to find out how much it costs to install fireplace.  There are different types of fireplaces, with each one having its own unique advantages. The cost of installing the various types of fireplaces may vary depending on the work that has to be done and the materials to be used.

Gas fireplace installation costs

A gas fireplace is a popular choice for many people because it requires little to no maintenance once installation is complete. You don’t have to worry about cleaning it because it does not emit any soot. This type of fireplace often requires installation of a gas line and will incur an ongoing utility cost.

The cost to install a gas fireplace ranges from $2,000 to $4,500. The cost may be higher if you do not have an existing gas line running into your house. Of course, some local gas companies may be willing to set up your line at no charge, provided they get your business.

Wood-burning fireplace installation cost

As the name suggests, this type of fireplace uses wood logs, which means you can enjoy its warmth without incurring too many ongoing utility bills. The downside to this type of fireplace is that it usually produces smoke and soot, which may end up staining the walls. The remedy to this problem is regular cleaning.

The typical cost to install fireplace that runs on wood is anything between $1,500 and $4,400. A particular advantage of the traditional fireplace option is that no masonry support is required under the firebox.  The chimney is insulated and features a flue, lining, damper, and roof flashing in most cases. This type of fireplace is a great option if you are looking to cut down on electricity bills.

Electric fireplace installation cost

An electric fireplace is by far the easiest to install and maintain. It does not require any special maintenance work once installed. It is relatively easy to use and will keep you and your loved ones warm and cosy through the cold nights. The cost to install fireplace that runs on electricity can be anything from $100 to $2000, depending on the materials used and the amount of work needed to complete the project. 

The cost may be low in case you just need to install the fireplace into an existing electricity outlet. It may run slightly higher if your house requires a new outlet. Additionally, the amount may go even higher if you wish to install the electric unit into an already existing traditional fireplace.



What is the best way to finance a fireplace installation?

If you have been dreaming of having a nice fireplace but just don’t know how to raise enough money for the project, relax and consider applying for a home improvement loan from MoneyMe. With such a facility, you can easily start remodelling your home to conform to the high standards that you have been desiring. The best part is that you do not have to worry about making any upfront payments.

To apply for this facility, you must be at least 18 years of age and a permanent resident of Australia. It is worth pointing out that the loan application process is relatively simple and can be done right at the comfort of your own home or office. All you have to do is enter your details through an online form and submit it for assessment. 

In most cases, the assessment process is done within 24 hours, meaning you can get approved and receive money into your account on that same day. MoneyMe does not only provide loans to help you install fireplace. You can even use the home improvement loans to cover the bathroom renovation costsbuild carport costkitchen renovation costpatio costbackyard paving and veranda costs.



The takeaway

With a MoneyMe personal loan, you can start your home renovation project sooner without paying anything upfront. View the range of mini-webisodes from the TV show Dvline Living with Dale Vine to learn more on how a MoneyMe low rate personal loan could be the solution for your next home project. Each episode features big and small renovation projects - from backyard paving and carport building to bathroom and kitchen upgrades, so be sure to tune in!

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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Install Fireplace

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