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Personal Loan Calculator

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Your repayments will consist of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
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Free Personal Loan Calculator

MoneyMe provides a free personal loan repayment calculator tool that is easy to use and allows you to quickly find out how much you can borrow when you take out a personal loan with MoneyMe. This free tool is useful when you are budgeting your personal loan repayments in order to check whether the personal loan you want will be suitable for your financial situation.

Personal Loan Repayment Calculator Tutorial

You’ll find on this page the personal loan calculator widget that allows you to select the personal loan amount, ranging between $2,100 and $35,000. Once you’ve selected the loan amount you want, you can then input your preferred loan repayment period, ranging between 1 month and 3 years. Certain loan amounts have pre-set personal loan repayment periods. For example, a $5,000 personal loan requires a repayment period between 3 months and 2 years. Once this has been selected, you will then need to choose a repayment frequency of either weekly or monthly repayments, depending on the size of the personal loan.

Planning To Apply For A Personal Loan

The MoneyMe personal loan widget also includes the option to input your MoneyMe Credit Rating when calculating your personal loan repayments. This rating is determined by your lending history with MoneyMe. When planning your personal loan repayments, we also recommend inputting a lower credit rating than you are likely to receive, to see if you can still repay the loan comfortably at that lower rating. For example, you might want to test that you can repay the loan at an A5 rating. That way if you’re approved for an A1+ rating instead, you will have created a comfortable buffer in your finances.

Why Choose MoneyMe?

MoneyMe is proud to be a responsible lender. This means we are conscious of only approving loans that can be comfortably serviced. We are also very upfront about any fees we might charge, and provide a free personal loan repayment calculator to help you work out what your repayments will be, and whether you will be able to afford them.

We also employ the latest financial technology to make it easier, safer, and faster for you to access money, whenever you need it most.

How Do I Get Started?

Your first step in applying for a personal loan with MoneyMe is to use the personal loan repayment calculator tool to get an estimate of your regular repayments. If your income comfortably supports these repayments, it is a good indication that the personal loan will be suitable for your situation, and you are more likely to be approved. It that case, you can simply click on the “Apply Now” button to continue the process.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


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