Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

Learn more

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Repayment Calculator

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Free Personal Loan Calculator

Forget ME Bank, CBA, ANZ: MoneyMe personal loans calculator has cheaper rates than the major banks. Apply online in under 5 minutes now and see for yourself. This free tool is useful when you are budgeting your personal loan repayments in order to check whether the personal loan you want will be suitable for your financial situation.

Personal Loan Repayment Calculator Tutorial

You’ll find on this page the personal loan calculator widget that allows you to select the personal loan amount, ranging between $5,000 and $50,000. Once you’ve selected the loan amount you want, you can then input your preferred loan repayment period, ranging between 1 month and 3 years. Certain loan amounts have pre-set personal loan repayment periods. For example, a $5,000 personal loan requires a repayment period between 3 months and 2 years. Once this has been selected, you will then need to choose a repayment frequency of either weekly or monthly repayments, depending on the size of the personal loan.

Planning To Apply For A Personal Loan

The MoneyMe personal loan widget also includes the option to input your MoneyMe Credit Rating when calculating your personal loan repayments. This rating is determined by your lending history with MoneyMe. When planning your personal loan repayments, we also recommend inputting a lower credit rating than you are likely to receive, to see if you can still repay the loan comfortably at that lower rating. For example, you might want to test that you can repay the loan at an A5 rating. That way if you’re approved for an A1+ rating instead, you will have created a comfortable buffer in your finances.

Why Choose MoneyMe?

MoneyMe is proud to be a responsible lender. This means we are conscious of only approving loans that can be comfortably serviced. We are also very upfront about any fees we might charge, and provide a free personal loan repayment calculator to help you work out what your repayments will be, and whether you will be able to afford them.

We also employ the latest financial technology to make it easier, safer, and faster for you to access money, whenever you need it most.

How Do I Get Started?

Your first step in applying for a personal loan with MoneyMe is to use the personal loan repayment calculator tool to get an estimate of your regular repayments. If your income comfortably supports these repayments, it is a good indication that the personal loan will be suitable for your situation, and you are more likely to be approved. It that case, you can simply click on the “Apply Now” button to continue the process.

Personal Loans are running hot!

55 people in the last 24 hours have applied

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