Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 5 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

Learn more

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Education Loan

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
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How to Get Education Loans

To get an education loan with flexible terms and student rates, you can simply apply online. If you’re using the funds to pay for an approved course or university program, you may be eligible for a tailored education loan package specifically designed for student borrowers. The application process is quick, paperless and completely straightforward.

Everyone should be able to afford a good education

Figuring out how to pay for your education, especially with rising tuition and fees, can be a frustrating penny-crunching exercise. Relying on part-time jobs for income while studying full-time, house sharing with a room-full of flatmates, and buying food in bulk to cut down on costs is no way to begin planning for your future.

Fortunately, an education loan is a necessity you don’t need to skimp on.

An affordable, flexible education loan can mean the difference between getting that university degree, or missing out and forever wondering “what if”. In today’s competitive market, the right degree can open a lot of doors. But more importantly, life is for living – and if you want a certain level of education, there should be a way to achieve this.

Benefits of custom-made education loans

For a long time, students were last in line when it came to qualifying for loans. Lenders typically required full or part-time employment before you even walked in the door. That’s no longer the case. As a student, you now have more financial resources available to you than ever before.

With specially-tailored education loan packages, there are a range of options available with more flexible eligibility criteria, repayment terms and exclusive rates. Here at MoneyMe we even reward you with cheaper loans if you show you can pay your loans back on time – exactly the way it should be!

Apply now

Applying with MoneyMe is fast, simple, secure, and completely transparent. Simply click on the "Apply Now” button, and follow the simple instructions.

The money could be yours within the same day – so you can start your future now.

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