Cheaper rates than
the big 4 banks

for an unsecured personal loan

Fast & easy
online application

Money can be in your
account same-day

If applied before 5pm (Sydney time)

Flexible repayments
with no early exit fees

 

Our awesome low rates
vs the big 4 banks

The above comparison rates are based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison as of 8/12/2020. $495 establishment fee and $10 monthly fee applies to MoneyMe.

Apply with confidence

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Simple, online application process

2 2

No-obligation personalised offer

3 3

Fast same-day assessment

Funds transferred & available immediately after approval

What our customers say
Education Loan

4.8/5

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Out of 1,329 reviews

Ready to get started?

Up to $50,000

Awesome low rates with fast
approvals and flexible repayments.


Up to $20,000

Feature-packed low rate virtual
Mastercard® with interest-free terms.

How to Get Education Loans

To get an education loan with flexible terms and student rates, you can simply apply online. If you’re using the funds to pay for an approved course or university program, you may be eligible for a tailored education loan package specifically designed for student borrowers. The application process is quick, paperless and completely straightforward.

Everyone should be able to afford a good education

Figuring out how to pay for your education, especially with rising tuition and fees, can be a frustrating penny-crunching exercise. Relying on part-time jobs for income while studying full-time, house sharing with a room-full of flatmates, and buying food in bulk to cut down on costs is no way to begin planning for your future.

Fortunately, an education loan is a necessity you don’t need to skimp on.

An affordable, flexible education loan can mean the difference between getting that university degree, or missing out and forever wondering “what if”. In today’s competitive market, the right degree can open a lot of doors. But more importantly, life is for living – and if you want a certain level of education, there should be a way to achieve this.

Benefits of custom-made education loans

For a long time, students were last in line when it came to qualifying for loans. Lenders typically required full or part-time employment before you even walked in the door. That’s no longer the case. As a student, you now have more financial resources available to you than ever before.

With specially-tailored education loan packages, there are a range of options available with more flexible eligibility criteria, repayment terms and exclusive rates. Here at MoneyMe we even reward you with cheaper loans if you show you can pay your loans back on time – exactly the way it should be!




Apply now

Applying with MoneyMe is fast, simple, secure, and completely transparent. Simply click on the "Apply Now” button, and follow the simple instructions.

The money could be yours within the same day – so you can start your future now.




Ready to get started?

Up to $50,000

Awesome low rates with fast
approvals and flexible repayments.


Up to $20,000

Feature-packed low rate virtual
Mastercard® with interest-free terms.

Education Loans up to $50,000 | MoneyMe

Easy cash loans for continuous learning

Use MoneyMe’s education loan to cover your tuition costs upfront without any hassle. When you can afford to pay for your tuition in full amount, you may even qualify for perks like early payment discounts. We offer a range of unsecured personal loans for up to $50,000 that you can use toward tuition fees at your chosen institution like college and other higher education institutions.

Learn more

Easy cash loans for continuous learning

Use MoneyMe’s education loan to cover your tuition costs upfront without any hassle. When you can afford to pay for your tuition in full amount, you may even qualify for perks like early payment discounts. We offer a range of unsecured personal loans for up to $50,000 that you can use toward tuition fees at your chosen institution like college and other higher education institutions.

What is an education loan?

If you’re planning to study at a university, a graduate returning to further study or a completely new student, an unsecured loan from MoneyMe can help you manage your expenses and cover what you need to start studying. Our education loan is a personal loan Australia, which means that you’ll receive the full amount in your bank account once you’re approved. Use this amount to pay for things like fees or study expenses, and then you repay that amount over a fixed period at a fixed interest and monthly repayments. 

How to get an education loan

Before you start applying for loans, you’re going to be asking yourself: how much can I borrow? Sometimes you may not be approved for the total education loan amount that you’re looking for. This could be for a variety of reasons including poor credit history. You may find that slowly building your credit history up with smaller credit products can help you get approved for the loan amount you need faster. Once you have a good credit history, then your personal loan interest rate is likely to be lower. This saves you money on future credit products by first showing your provider that you’re a reliable credit customer.

You can apply for any of our quick loans like our mini loans and small loans online, too. When you have successfully repaid your short term loans for a smaller amount, we may re-evaluate your MoneyMe profile and may be able to give you lower interest and better loan value on your future applications for products like our same day loans

If you’re not sure whether our cash loans or an education loan is for you, then you have some other credit options to choose from. MoneyMe’s Freestyle Virtual Credit Account is like a virtual credit card that is digitally stored inside your phone. Transforming the way a traditional credit card works, Freestyle offers a revolving line of credit which you can use to purchase items or pay bills and then repay and use again. Plus, it lets you transfer money to your account or pay anyone straight away!

Freestyle offers peace of mind knowing that you can fast access between $1,000 and $10,000 wherever you are and at the time you need it. Use it as a cash advance to help you cover big expenses between paydays or use it to score great deals you don’t want to miss out on, like low flight costs and other online sales.

We pride ourselves on being the go-to money lender of Gen Now. Your Freestyle card lives in your smartphone, and you can use it over thousands of retailers to Tap and Pay in-store or shop online. It also comes with up to 55 days interest-free feature on all purchases, giving you some flexibility with repayment schedules and topping your line of credit back up. It’s the smarter alternative to small personal loans that offers you a pre-approved fast cash loan right when you need it, and you can use it to pay for whatever you want, including education costs.

How much education loan can I get?

Using our online tools like a personal loan calculator will help you discover what your likely education loan amount will be. If you’re a full-time student, then using a student loan repayment calculator is a great way of planning what your living expenses will be like and whether you can comfortably afford regular repayments as well. Use a personal loan repayment calculator to work out how much interest will be payable over your loan term and what your total interest payable is to get an idea of the best rates for you. 

Personal loan interest rates can vary depending on the loan amount that you’re looking for and what your loan is going to be used for. Your interest rate will determine the repayments you make and may affect the loan term that you ultimately choose to take. Choosing a longer loan term will help to lower monthly repayment costs and take the strain managing off short term living expenses.

MoneyMe is committed to responsible lending. To be eligible to apply for our loans, you must be at least 18 years old, a permanent resident of Australia and currently employed. Our online application for quick loans is an easy loan application process, taking just a few minutes to fill out. Apply online for an education loan or any other credit product including rent assistance credit options and bond loans for helping to cover the cost of moving and associated expenses. Our cash loans online are available to use as renovation loans for making improvements to the house and for buying larger assets. Apply for our boat loans and unsecured car loans today.

For students on a gap year of fun and adventure, take a look at a travel loan from MoneyMe! A holiday loan will help you to book flights and accommodation ahead of time.

We offer our customer a hassle-free express loans application and approval process for same day cash loans as well as for education loans. Apply online now.