Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 5 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

Learn more

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Graduate Loans

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while
doing
business.

Explore our impact
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How to Get Graduate Loans

You can get a graduate loan from a number of online lenders such as MoneyMe, if you wish to enrol in a university or vocational education program. With flexible eligibility criteria for Australian residents 18 years of age or older, graduate loans are more within reach than ever before. The process is fast and 100% online.

A loan alternative that moves your forward

For many students, graduate student loans are a necessity that can make the dream of getting a university degree come true. But until now, students have faced rising tuition costs and increasing living expenses that make planning the entire university experience less than enjoyable.

More than ever before, many Australian students will decide to forsake their university education due to financial constraints, and enter the workforce without that additional competitive edge.

Fortunately, one-size-fits-all graduate loans for student borrowers are a thing of the past.

Benefits of graduate loans – at any level

Being a student is no longer a disadvantage when it comes to locking in affordable finance to pay for your education. With flexible eligibility criteria and more options now available to you, it’s important to carefully consider the terms, fees and rates associated with graduate loans.

Better technology and credit assessment methodologies have made it possible to for new lenders like MoneyMe to develop graduate or even postgraduate loans specifically designed for students at any level with more flexible terms, lower fees and cheaper rates when paying course fees. Postgraduate student loans can be especially beneficial considering the higher loan costs associated with this higher level of education. And with MoneyMe you can even get rewarded for your positive repayment behavior – like you should be!

So what are you waiting for? Discover a graduate loan that’s right for you.

Apply now

Applying with MoneyMe is fast, simple and secure. Simply click on the "Apply Now” button, and follow the simple instructions.

Personal Loans are running hot!

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