Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Best Place to Get a Car Loan



If you’re in the market for a new car, you’re probably wondering where the best place to get a car loan is. A car loan is a formal finance arrangement involving three parties working together to get you behind the wheel of your dream car: the buyer, or you; the vendor, typically a car dealer; and the lenders, who provide the money for the purchase. Ultimately, the best place to get a car loan in Australia is the one that offers the best combination of interest rate, repayment terms, and conditions for your individual needs.

At MONEYME, our focus is on providing fast and easy-to-access personal loans with flexible repayment terms. Whether you’re hoping to buy a new family vehicle or treat yourself to some holiday shopping, we can help you secure competitive and easy car loans that meet your needs and budget. So if you’re ready to start browsing the latest vehicles with confidence, contact our team today and let us help you take control of your finances!



What should you look for while opting for a car loan?

To find the best place to get a car loan, here are some of the factors you should consider:



Interest rates

There are two types of interest rates – variable and fixed. Variable interest rates can change over time, so it is important to be aware of how this could impact your repayments. Fixed interest rates are fixed for the entire loan period, so you will know exactly how much you need to repay each month. At MONEYME, we offer variable-rate loans. 



Types of car loans

There are two main types of car loans available in the market: secured and unsecured. A secured loan is one where the vehicle itself is used as collateral, while an unsecured loan doesn’t require any form of collateral. Unsecured loans tend to have higher interest rates, but they’re also easier to qualify for.



Loan term

The loan term is the period over which you will repay the loan. Generally, car loans have a shorter repayment period than other types of loans such as home loans. This is because cars are considered depreciating assets, so lenders want to minimise their risk by ensuring that the loan is repaid quickly. At MONEYME, we offer car loans with repayment terms of up to 60 months. This gives you the flexibility to choose a repayment schedule that suits your needs and budget.



Processing fees

Most lenders charge a processing fee to cover the cost of processing the loan application. This fee is typically around 1% of the loan amount. The best place to get a car loan in Australia is from a lender that doesn’t charge sky-high processing fees such as MONEYME. This way, you will save money on your loan and maximise your chances of getting a loan.



Prepayment charges

Some lenders may charge a prepayment fee if you repay your loan early. This is to compensate the lender for the interest they would have earned had you kept the loan for the full term. MONEYME does not charge any prepayment fees, so you can make additional repayments or pay off your loan in full at any time without incurring any penalties.



Pre-approval car loans

A pre-approved car loan is one where the lender has agreed to lend you a certain amount of money before you even start shopping for a car. It assures you of a loan amount and interest rate, giving you the peace of mind of knowing how much you can afford to spend on your new car. This means that you can shop around with confidence, safe in the knowledge that you have the financial backing to make your auto loan.

Taking these things into consideration should help you find the best place to get a car loan for your needs. At MONEYME, we understand that everyone’s financial situation is different. That’s why we offer a range of personalised car finance options to suit your individual needs and budget. So whether you’re looking for a competitive interest rate, a flexible repayment schedule, or a fast and easy application process, we can help. 



How does the approval process work for a car loan?

You can apply for a car loan finance in minutes using the MONEYME app. Access your funds faster, and get better rates than if you were buying at banks or local dealerships with loans from traditional lenders who only look at credit scores. Here are the few simple steps you will need to follow to get started:

  1. Fill out our online application form.
  2. Once we’ve received your application, one of our lending specialists will assess your loan request and provide you with a decision in minutes.
  3. If you’re approved, we’ll transfer the funds to your account within 60 minutes.
  4. Start shopping for your new car!

It’s that easy! Apply now and get behind the wheel sooner than you thought possible.



What is the best place to get a car loan?

MONEYME is the best place to get a car loan in Australia. We revolutionise the way people get loans. The MONEYME app makes getting a car loan easier than ever. Just fill out some information and you will be good to go in minutes! Plus, with our bank-beating rates, loan approval is quick too – you can have money transferred directly into your account within 24 hours or less. 

With MONEYME, you always know exactly what you’re paying. We don’t hide our rates in the fine print, and there are never any surprises. We don’t believe in charging our customers hidden fees. That’s why there are never any application, origination, or prepayment fees associated with our car loans.

Apply now!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
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Vehicle
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What our customers say

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Best Place to Get a Car Loan

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