Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

What our customers say
Cash Today

4.63/5

83 reviews

[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

1 review

3

Very efficient.

Like

1 review

4

These guys were awesome and really easy to work with.

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1 review

5

Quick and easy process. The money was in my bank same-day and the approval was less than 24 hours!

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1 review

5

Thank you for your immediate response, I appreciated it so much.

Like

1 review

5

Easy to deal with and fast response.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Can’t wait till your next pay day? Get a quick and easy cash loan today

There will always be times when some extra money ‘today’ would really come in handy. Maybe it’s for that purchase you just can’t wait for or to score an awesome deal. Or, perhaps you have an unexpected expense and don’t want to compromise your lifestyle.

Whatever you’d like the cash for, with MoneyMe you can apply online for between $2,100 and $50,000 today.

Easy repayments on your cash are made via direct debits from your bank account on the day you receive your pay.

Our customers’ love that we have no hidden transaction fees. We only charge a flat costs, so it’s easy to know exactly what you’re signing up for.

Applying online is oh so simple

With secure and hassle-free Proviso technology we can access 90 days of your bank statements online in a matter of seconds. So, there’s no need to send us paperwork. Just fill in your personal details and that’s all we need to get started with your cash loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is at the core of what we do - we’ll never lend you more money than you can afford to repay.




We give fast approval!

Once you’ve applied, we’ll process your same day loan application quickly. Cash can be in your account in an hour or less – you could even have your money in seconds! This depends on your bank, of course! FYI, it will generally take a bit longer if you apply for your loan outside of normal business hours.

So, why delay any longer? Get started now with our easy, 3-minute cash loan application today.




View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or
    pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little
    as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Cash Today up to $50,000 | MoneyMe

We offer you cash today for loan balances of up to $35,000. We are the Generation Now online money lender which offers credit customers a fast and hassle-free application process along with fast online approvals. Our range of unsecured personal loans, and our line of credit option, take just a few minutes to apply for using our quick, intuitive online applications for same day cash loans

Learn more

We offer you cash today for loan balances of up to $35,000. We are the Generation Now online money lender which offers credit customers a fast and hassle-free application process along with fast online approvals. Our range of unsecured personal loans, and our line of credit option, take just a few minutes to apply for using our quick, intuitive online applications for same day cash loans

We offer quick loans because we know that that’s what our customers want – cash today! We know that when you apply for cash today, you need it sooner rather than later and you don’t want to waste time waiting for answers or trying to gather your personal paperwork. Our customers want to know that their car loan or small personal loan or application for our Freestyle Virtual Credit Card has been approved today and they want the money immediately. 

We are a completely online lender in Australia and we use the money that we save on expensive office overheads to offer our customers the best personal loans at the most competitive personal loan interest rates available. Are you asking yourself: how much can I borrow? Our quick loans are available for up to $35,000. That’s unsecured loans offered as cash today. How could some quick cash today change your life for the better?

Types of cash loans available

Need some cash to cover home repairs or upgrades? Renovation loans from MoneyMe help home owners make necessary repairs or refresh their home easily and quickly. You can use our personal loan calculator to work our likely interest rates and repayments on a cash loan right now and start planning what you could do with easy loans offered as cash today.

If you don’t own your own home and you’re a renter instead, then we have cash today that might help you get in front. Our rent assistance credit option is designed to help you cover living expenses comfortably. We offer small loans and short term loans to individuals who need cash loans online today. Apply online for a bond loan to help cover the cost of a quick relocation and secure your new rental property immediately. Our personal loans Australia are designed for everyone.  

Are you a young person looking for a student loan? Younger people can sometimes find it difficult to get approved for cash today owning to too little credit experience. We are a responsible lender and we are committed to creating inclusive credit products like same day loans tailored to our customers. 

When you apply for any of our loan products, including our credit card option, we check your credit history and then assign you a special internal credit rating just for us. To increase your credit rating, you can take a smaller express loan and use your stellar credit history with us to increase that rating. What does that mean? You access better loan balances offered at lower fees and charges on future applications. 

For anyone looking to apply for cash today, take a quick look at our personal loan repayment calculator. This tool is for checking how a cash advance or travel loan will impact your current living expenses prior to applying. You can adjust things like the interest rate charged, the total loan amount and the loan term you are ideally looking for. Don’t forget to include establishment fees in your calculations.

The calculator will give you information like a likely repayment amount you can expect to pay for something like a boat loan or car loan. Experiment with the inputs like your desired loan term to work out the best loan term than works for you and whether you can afford to reduce your total interest payable by making additional payments. Unlike other lenders, we don’t charge you early termination fees if you can pay out your loan balance faster.

Our Freestyle Virtual Credit Card is available to eligible customers for balances between $1,000 and $10,000, offering you cash today for whatever you need. While a loan sum is deposited directly into your bank account, our virtual credit card offers you pre-approved access for credit funds up to your total limit, whenever you need them. As you repay your credit funds, they automatically become available for you draw on again. You may find that this option is more flexible as it gives you access to a regular cycle of funds that you can spend then repay in full once their pay day comes around again, or you can choose to slowly repay your credit balance over several months, spacing out your payments to increase your monthly cash flow. This is particularly useful for paying time critical expenses upfront like great sales on flights and then slowly repay them over time comfortably.

To be eligible to apply for any of our credit products you must be at least 18 years old, a resident in Australia and currently employed. We won’t ask you for a whole forest full of paperwork to prove what you tell us. Instead, we use a fast and intuitive way of checking that your salary and living expenses are as you say and then offer cash today approvals immediately. 

Apply online for cash today and let us help you iron out your finances or get you closer to what you want and need faster.