Simplify multiple debts into one easy-to-manage repayment.
Won’t impact your credit score!
Take control of your finances with our debt consolidation loan.
Forget juggling multiple debts and not knowing when or how much you’re going to be charged next. With debt consolidation, you can simplify your debts into one easy to manage, low monthly repayment.
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example variable interest rate
Comparison rate
Total charges
$0.00
Total repayments
$0.00
It won’t affect your credit score!
Variable interest rate
up to
Comparison rate*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
Find out how much you need to repay your existing
debt. You can apply for additional funds if needed.
See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Manage your one repayment, view
your balance and even get access to
our other products and special offers.
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Reducing our environmental footprint to support Australia's path to Net Zero.
It’s time to move your higher-interest debt to a lower debt. Our debt consolidation loan application process is online, fast and hassle-free. As an online lender we want everything streamlined, so you can have the funds you need to pay off your debts sooner. Access up to $50,000 without the boring paperwork, unnecessary calls and several days of waiting. With low rate personal loans just starting at 6.25% p.a., Our debt consolidation loan is here to help you simplify and lower your monthly repayments.
You must meet the minimum requirements to be eligible to apply for a debt consolidation loan with us. If you are currently employed, 18+ and a citizen or a permanent resident of Australia, then you are qualified for our quick application process. It’s that simple.
Apply now and get the best loan for your debt consolidation with us:
Visit our website and click ‘Apply’ to enter your desired loan amount and duration.
Continue by providing us with a few of your personal details, income and bank statements.
Submit your application and wait for a loan decision for a few minutes.
Your money will be transferred to your account in as little as 60 seconds if you’re approved.
Apart from your income and personal information, we also take into account several factors to ensure a fairer, more personalised loan outcome for your debt consolidation application. This includes your credit history, financial obligations and everyday living expenses. This way, we are able to provide you with a loan offer tailored to your personal circumstances. We know how dragging it can be to pay off multiple debts every single month, and that is why we’re here to help.
Debt consolidation means combining all your outstanding debts into a single loan. Instead of managing multiple repayments, you will only have one repayment with possibly lower interest and better terms. When you consolidate your debts, you are minimising your risk of missing payments and incurring extra charges because you are only paying off one loan every month.
While a few credit enquiries here and there is usually fine, frequently enquiring for a debt consolidation loan or any other loans can suggest to lenders that you may not be as responsible at handling your credit. But through a debt consolidation loan, you may be able to improve your credit score in the long run when you make it a habit to settle your repayments right on schedule each month.
Applying for a OneDebt loan is super easy. Through our website, just click the ‘Apply’ button to start your quick online application. You normally get a loan decision in a matter of minutes, and depending on who you bank with, your debt consolidation funds may hit your account in as little as 60 seconds if ever you’re approved.
You have to be at least 18 years old, a resident or citizen of Australia and currently employed. If you meet all these basic criteria, then you are all set to apply.
To ensure an even faster and smoother online application experience, be sure you are ready with the following:
OneDebt offers low rate debt consolidation loans from $3,100 to $50,000. As a responsible lender we will take into account factors such as your income, debt obligations and living expenses to ensure that we come up with a rate that you can comfortably repay.
We transfer your funds straight to your bank account once you’re approved. Sometimes it takes just minutes to transfer, but it may also take a little longer depending on who you are banking with.
Yes, OneDebt lets you pay off your loan earlier than your agreed loan term with us without charging you any early repayment fees.
The purpose of debt consolidation is to ease your repayments and get better rates than your existing loans. Our debt consolidation loan’s interest rate starts at 6.25% p.a. (comparison rate from 7.64% p.a.) with flexible repayments. Unlike other lenders who charge early repayment fees if you pay off your loan earlier, Our debt consolidation loan has zero early exit fees so you can complete your repayments sooner without the worry of getting penalised.
And if that’s not enough, we also align your repayments with your current pay cycle so you won’t get caught with late fees.
You may also use our online loan calculator to help you work out the best loan amount for your debt consolidation needs. It’s free and provides you with on-the-spot calculations so you’ll get a clearer picture of how your repayments would look like with your preferred loan amount.
Powered by debt consolidation loans’ advanced data technology and machine learning algorithm, we make getting the best loan for debt consolidation easy and fast. Using this proprietary technology we are able to analyse thousands of financial and social touchpoints in real-time, allowing us to provide you with an accurate loan decision in a matter of seconds.
We also ask for your online bank details during your application. We obtain them as a read-only copy of your banking activities for the last 90 days, allowing us to fast-track your application without having you submit tons of paperwork.
If you want to pay off your loans sooner minus the jarring parts, do it with our debt consolidation loan. Easy, with flexible terms and competitive rates.
If you’re looking for the best debt consolidation loans, then it’s worth considering applying for our debt consolidation loan. Apart from this, MoneyMe offers a range of finance options in the form of fixed-rate personal loans up to $50,000 as well as our Freestyle virtual Mastercard, a digital credit card offering the same flexibility as a regular card but that lives on your smart device instead.
Getting a loan for debt relief can be a stressful experience. Choose the online Gen Now money lender specialising in easy, fast and effortless finance. Get a personal debt consolidation loan online today and consolidate your debt into one of our easy, fixed-rate loans. We don’t charge early exit fees if you wish to pay out your loan balance early. Approvals are fast and you could have the cash you’re looking for the same day that you apply for it.
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