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Easy Car Finance

Personal loans for

Trusted by thousands of Australians

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Award winning lender

Award winning lender

Winner of Canstar's Innovation
Excellence Award 2022*

Winner of Canstar's Innovation Excellence Award 2022*

Estimate your

Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Easy Car Finance

Careful customers in Australia would often look for a business that supplies easy car finance as they take their time in physical and virtual dealerships. Certainly, shopping on a budget is the way to go – it removes uncertainty and allows you to see what vehicle models you can actually afford. That is why MONEYME makes the process much simpler by providing you with convenient and reliable car loans

All you’ll need to do is fill up our 100% online application form, and our team of car finance specialists will take it from there. We’ll find a loan that suits your budget and let you know what your repayments will be. You will then receive an auto loan instant approval from our professional team. 

Learn more about our exclusive advantages and see why MONEYME is one of the best car loan lenders in the market. 

How does car financing work? 

We pride ourselves on giving advanced yet intuitive solutions to just about any car buyer. In fact, our vehicle finance is so straightforward that even those borrowing money for the first time would have a breeze. Simply think of our offer as an alternative to a no credit car loan, but with so many more unique benefits. 

To give you a better idea of how MONEYME operates, we have listed below brief descriptions of our modern lending process and secure online system. 

Modern lending process

Undoubtedly, looking for the perfect vehicle deal can already be such a complex process, so why complicate your situation further with small car loans that don’t give you a pleasant experience? 

When you apply at MONEYME for easy car finance, you can rest assured that our modern lending process will give you convenience like no other. Rather than physically queuing up, submitting documents, and signing paperwork for secured car loans, you can invest in our collateral-free offer with just a few simple clicks.

Secure online system

Going completely paperless doesn’t mean that security and privacy are compromised. Easy finance for cars can be done online – arguably with more data protection. 

The availability of the premium services at MONEYME allows you to make submissions on a secure online system. With Provisio technology (the standard encryption software used by the top banks in Australia), our expert team receives read-only copies of your bank statements. You can rest assured that your information is in good hands and that no one can touch your account or keep records of your transactions. 

If you want to know more about our easy car finance, visit our website or download our mobile phone app available on both iOS and Android. 

What documents do I need to get car financing? 

When it comes to our easy car loans, you would just have to submit documents that provide us with your personal, financial, and vehicle information. This way, our dedicated expert team can quickly review your request. 

  • Personal information. For this requirement, a driver’s licence or any other similar ID would suffice. If it shows us that you are above the age of 18 and a resident of Australia, then it can be used for our easy car finance application.
  • Financial information. We’ll need statements that show your bank transactions. This will give us more information on the maximum spending limit you can afford.
  • Vehicle information. Lastly, for secured car loans, you should present us with the purchase price, VIN and registration number, and comprehensive car insurance policy of your prospective vehicles. Doing this will help us see what price range you’re currently eyeing. If you’re applying for unsecured personal loan options, there’s no need to present vehicle information.

Worried about your credit score? Don’t fret, you won’t have to search for terms like ‘car loan no credit’ or ‘car finance for people without great credit’ on Google anymore. 

We look at more than just your raw numerical score. For instance, we take into account your sources of income, debt obligations, and living expenses. Even if you don't have an ideal credit history, we’ll make sure to analyse your past and present situation. If we can determine that you can pay for our rates and fees, our expert team will happily give you an auto loan instant approval. 

Say goodbye to no credit check car loans and become one of the proud vehicle owners in the MONEYME community!

How to apply for car financing?

Applying for our easy car finance is exactly what it sounds like – easy. Some customers would even say that MONEYME is the best place to get a car loan. Just follow the short and simple steps below. 

  1. Complete our application form, which only takes a few minutes. Submit the required documents and input basic contact information like your email address and mobile phone number. 
  2. Wait for our expert team to evaluate and approve your request. Note that a response from us would generally take as little as 60 minutes. 
  3. Once you’ve received our approval and you’ve signed our loan offer, the funds will be deposited into your bank account. You can then use these funds to buy the car of your dreams. 

That’s how effortless it is when you apply on our online platform. You can even handle your finances in the comfort of your own home through our mobile phone app. This makes the entire process even more straightforward and convenient. 

You can also take advantage of our easy car finance calculator if you want to learn more about repayments and interest rates. 

Apply with MONEYME today and let us help you secure the car loan you need!

Our customers

Easy Car Finance

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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