Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Easy Car Finance



Careful customers in Australia would often look for a business that supplies easy car finance as they take their time in physical and virtual dealerships. Certainly, shopping on a budget is the way to go – it removes uncertainty and allows you to see what vehicle models you can actually afford. That is why MONEYME makes the process much simpler by providing you with convenient and reliable car loans

All you’ll need to do is fill up our 100% online application form, and our team of car finance specialists will take it from there. We’ll find a loan that suits your budget and let you know what your repayments will be. You will then receive an auto loan instant approval from our professional team. 

Learn more about our exclusive advantages and see why MONEYME is one of the best car loan lenders in the market. 



How does car financing work? 

We pride ourselves on giving advanced yet intuitive solutions to just about any car buyer. In fact, our vehicle finance is so straightforward that even those borrowing money for the first time would have a breeze. Simply think of our offer as an alternative to a no credit car loan, but with so many more unique benefits. 

To give you a better idea of how MONEYME operates, we have listed below brief descriptions of our modern lending process and secure online system. 



Modern lending process

Undoubtedly, looking for the perfect vehicle deal can already be such a complex process, so why complicate your situation further with small car loans that don’t give you a pleasant experience? 

When you apply at MONEYME for easy car finance, you can rest assured that our modern lending process will give you convenience like no other. Rather than physically queuing up, submitting documents, and signing paperwork for secured car loans, you can invest in our collateral-free offer with just a few simple clicks.



Secure online system

Going completely paperless doesn’t mean that security and privacy are compromised. Easy finance for cars can be done online – arguably with more data protection. 

The availability of the premium services at MONEYME allows you to make submissions on a secure online system. With Provisio technology (the standard encryption software used by the top banks in Australia), our expert team receives read-only copies of your bank statements. You can rest assured that your information is in good hands and that no one can touch your account or keep records of your transactions. 

If you want to know more about our easy car finance, visit our website or download our mobile phone app available on both iOS and Android. 



What documents do I need to get car financing? 

When it comes to our easy car loans, you would just have to submit documents that provide us with your personal, financial, and vehicle information. This way, our dedicated expert team can quickly review your request. 

  • Personal information. For this requirement, a driver’s licence or any other similar ID would suffice. If it shows us that you are above the age of 18 and a resident of Australia, then it can be used for our easy car finance application.
  • Financial information. We’ll need statements that show your bank transactions. This will give us more information on the maximum spending limit you can afford.
  • Vehicle information. Lastly, for secured car loans, you should present us with the purchase price, VIN and registration number, and comprehensive car insurance policy of your prospective vehicles. Doing this will help us see what price range you’re currently eyeing. If you’re applying for unsecured personal loan options, there’s no need to present vehicle information.

Worried about your credit score? Don’t fret, you won’t have to search for terms like ‘car loan no credit’ or ‘car finance for people without great credit’ on Google anymore. 

We look at more than just your raw numerical score. For instance, we take into account your sources of income, debt obligations, and living expenses. Even if you don't have an ideal credit history, we’ll make sure to analyse your past and present situation. If we can determine that you can pay for our rates and fees, our expert team will happily give you an auto loan instant approval. 

Say goodbye to no credit check car loans and become one of the proud vehicle owners in the MONEYME community!



How to apply for car financing?

Applying for our easy car finance is exactly what it sounds like – easy. Some customers would even say that MONEYME is the best place to get a car loan. Just follow the short and simple steps below. 

  1. Complete our application form, which only takes a few minutes. Submit the required documents and input basic contact information like your email address and mobile phone number. 
  2. Wait for our expert team to evaluate and approve your request. Note that a response from us would generally take as little as 60 minutes. 
  3. Once you’ve received our approval and you’ve signed our loan offer, the funds will be deposited into your bank account. You can then use these funds to buy the car of your dreams. 

That’s how effortless it is when you apply on our online platform. You can even handle your finances in the comfort of your own home through our mobile phone app. This makes the entire process even more straightforward and convenient. 

You can also take advantage of our easy car finance calculator if you want to learn more about repayments and interest rates. 

Apply with MONEYME today and let us help you secure the car loan you need!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Easy Car Finance

Trusted by thousands of Australians

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Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Ready to
kick your goals?

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