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Get A Car Loan

Personal loans for

Trusted by thousands of Australians

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Award winning lender

Award winning lender

Winner of Canstar's Innovation
Excellence Award 2022*

Winner of Canstar's Innovation Excellence Award 2022*

Estimate your

Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Get A Car Loan

Due to today’s modern demands and rising prices, most buyers in Australia get a car loan. Rather than waiting a couple of years and restlessly counting the days till your next salary drop, a car loan offers you a way to finance your car and get it now. MONEYME is one of Australia’s leading personal loan providers and offers car loans with low interest rates and flexible repayment options, allowing you to afford the vehicle of your dreams today. 

With our unsecured car loans, you won’t have to consider secured options, which can put your personal assets at risk. You can borrow the appropriate amount of funds without the fear of losing an asset. All you’ll have to do is apply for car loan offers on the MONEYME platform, wait for your request to be approved, and you’ll have the money in your account sooner than you think! 

Discover our wide array of benefits and secure one of the best car finance deals in the country. 

How much can I borrow through a car loan?

With MONEYME, no longer will you have to search for terms like ‘auto financing spending limit’ or ‘interest rates car loan’ on your browser. Instead, we will help you understand our personal loans for cars so that you can make an informed decision.

  • Spending limit. Whether you’re availing of our refinance car loan or new car loan, our spending limit will always stand the same. Here, you can get a minimum amount of $5,000 to a maximum amount of $50,000.
  • Interest rate fees. At MONEYME, we pride ourselves on having reasonable interest rate fees – ones that are even better than the bank car loan rates from the top four lending institutions in Australia.
  • Period for repayments. Depending on your spending limit, repayments could last anywhere from one year to five years. We also schedule repayments monthly or fortnightly – additionally giving you insurance against a default status by allowing you to pay in advance for free.
  • Monthly charges. A reasonable price of $10 a month lets us ensure that maintenance, security, and other similar procedures are well taken care of. This keeps our services running smoothly for your overall convenience.

To visualise these points better, we recommend that you hop on our online platform and get car loan quotes. Take advantage of our vehicle loan calculator and experiment with the variables to find what works best for you.

Get a car loan at MONEYME today and handle your credit with ease!

How to qualify for a car loan?

There aren’t a lot of requirements when you get a car loan from MONEYME. In fact, most of the people in Australia can utilise our cheap car finance program. The following are our preliminary eligibility and background evaluation:

Preliminary eligibility

To be eligible for our personal car finance, you must be someone who is: 

  • At least 18 years old
  • Currently employed
  • A resident of Australia

If you check all of those boxes, then you can certainly answer our easy and quick application form. After you submit your application, our expert team at MONEYME will assess your documents and give you an online background evaluation.

Background evaluation

Unlike a traditional car bank loan or car mortgage, our vehicle finance offers unparalleled flexibility. This is because we make sure that we view your whole financial situation before we make a final decision.

Our expert team has a special system where a number of factors are taken into account. Aside from your credit rating, we consider your sources of income, living expenses, debt obligations, and more. If we find that your status has improved and that you can afford to get a car loan, then we’ll gladly offer you one. This is the kind of customer service that we pride ourselves on. We always go the extra mile to make sure that our clients are happy with the service that they receive.

Visit MONEYME today and experience responsible borrowing from a compassionate lender! 

How to get a car loan?

Getting a private car finance deal from MONEYME is a piece of cake. The process is easy: 

  1. Open up our application form and provide us with your preferred conditions and standard contact information. For instance, you could select $50,000 and a repayment term of five years.
  2. Double-check every section and then submit your request once you’re ready. Wait for an approval notice, and if approved, your funds will be transferred to your personal savings account within minutes!
  3. You can then use your funds to buy the car of your dreams and drive it home happily. 

That’s how simple it is to get a car loan on our intuitive online platform. To better handle your repayments, we recommend downloading our mobile phone app, which is available on iOS or Android,  and setting up automatic repayments. This will help ensure that you never miss a payment and keep your account in good standing. 

If you have any concerns, don’t hesitate to call our customer support hotline. You can even write us an email or send us a message via real-time live chat. 

Get a car loan now and allow MONEYME to cover the entire cost of your new or second-hand car!

Our customers

Get A Car Loan

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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