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Install fireplace cost

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9.20 %

Comparison rate*

10.58 %

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Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Install fireplace cost

Have you always dreamed of having an indoor fireplace in your home but are not sure how much to install a fireplace costs? Having a fireplace to gather around on cold winter nights can make your home feel warm and inviting. From combustion wood heaters to modern gas fireplaces, the cost of installing heaters and fireplaces in Australia can vary significantly. There are plenty of options to choose from, from a traditional wood-burning fireplace to a gas or electric heater. As well as creating a cosy ambience and providing heat to your room, a fireplace can also be used as a selling point, as for some people, a fireplace is a sought after feature.

What is the average cost of installing a fireplace?

The install fireplace costs will vary depending on factors such as the type of fireplace you are buying, what materials the fireplace will be made out of and the design and size of the fireplace. Obviously, the bigger the fireplace, the more raw materials needed to build it, but whether you choose a gas, electric or wood fireplace, as well as considering the cost of the materials needed to build your fireplace, you’ll also need to factor in the installation and construction costs, ventilation costs the long-term running costs, maintenance and cleaning costs and the energy efficiency of each option. The wood fireplace installation costs can also be more expensive if a lot of demolition work is needed before the new fireplace is installed or if a chimney or flue needs to be built for the smoke to flow out. If you are planning on installing a wood fireplace or heater, rules and regulations can vary between states of Australia, so you’ll need to work with professional tradespeople and your local council to ensure your fireplace meets all the required safety standards and fireplace regulations.

From wood heater installation to gas or electric fireplaces, the cost of installing a fireplace in your home can vary widely. To get a better idea of the average prices and what options would work best for your space, style and budget, it can be a good idea to shop around and collect a number of different quotes before going ahead. It’s worth taking the time to choose the right fireplace because, unless it is free-standing, it can be expensive to remove it later if you change your mind.

If you’re selling your house and looking to do some final touches such as installing a fireplace, ListReady’s real estate financial solution might be able to help you out. A product of MoneyMe, ListReady offers a pay-later solution that helps cover the costs of minor home renovations, staging and styling, advertising, and more, without paying anything upfront and any credit checks. Ask your agent about ListReady today or visit the ListReady website to learn more.

What is the best loan to cover the cost of installing a fireplace?

Whether it’s to cover wood fireplace installation costs or gas fireplaces cost, if you don’t have enough money upfront, you may need to borrow some money. From taking out a personal loan or using the equity in your home to a credit card or line of credit and more, there are a number of loan options available to cover the install fireplace costs. Everyone’s financial situation is different, so you’ll need to weigh up the pros and cons of each option to decide what type of loan that best meets your needs.

With a MoneyMe low rate personal loan, you can get fast access to money. You can apply for a lump sum payment from between $5,000 and $50,000, so you can get started on installing a fireplace in your home now and pay later in variable instalments for up to 5 years. If you don’t need to use the full amount you borrow for the fireplace, you can also put some of the money towards other home improvements, such as a kitchen upgrade or bathroom remodel. With our quick and easy online application process, you can apply for a MoneyMe variable rate personal loan in just five minutes without needing to supply mountains of paperwork. We use smart data technology and machine learning algorithms to make fast and accurate assessments in virtually no time at all.

Depending on how much installing a fireplace costs you, another alternative to a personal loan is a line of credit. The MoneyMe Freestyle virtual Mastercard® can give you fast access to up to $20,000 with up to 55 days interest-free on purchases. By downloading the MoneyMe app, you can conveniently manage your Freestyle account from your mobile phone. Once you have repaid the amount of money you borrowed, the cash becomes available again for you to use without needing to re-apply. A line of credit typically has a higher interest rate than a personal loan. Still, if you know you will repay the money during the interest-free period, it could be a cost-effective and flexible alternative. To find out more about our different financing options, contact MoneyMe today.

We all know that install fireplace costs are not cheap, but with a MoneyMe personal loan or line of credit, you can start your fireplace installations sooner without paying anything upfront. As well as taking care of the cost of installing a fireplace in your home, we’ve got you covered for other home renovation costs, too, such as kitchen home improvement costs, build carport costs, bathroom renovation costs and more. View the range of mini-webisodes from the TV show Dvline Living with Dale Vine to learn more on how a MoneyMe low rate personal loan could be the solution for your next home project. Each episode features big and small renovation projects - from backyard paving and carport building to bathroom and kitchen upgrades, so be sure to tune in!

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Install fireplace cost

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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