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Cash Advance Sydney

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Cash Advance Sydney

We are Australia’s online lender offering fast approval loans like a cash advance in Sydney in a matter of minutes. Applications take you just minutes to complete and submit and you apply for any of our loans ranging from $5,000 to $50,000 or our Freestyle online credit card, offering you the ability to transfer cash to your account whenever you need it. We cover all of Sydney from the Inner West, North Shore, Eastern Suburbs, Bondi, North Sydney, Hornsby, Chatswood and the Western Suburbs including Parramatta and beyond. Apply online from any device today.

What is a cash advance?

A cash advance in Sydney is a type of cash loan that comes in a variety of forms. Your employer may issue a cash advance on wages you have not yet earned but will be earning soon. This means that you get paid earlier than you normally would and repay your employer with hours worked.

When we’re talking about a cash advance in the context of a line of credit then often it refers to either the ability to transfer a cash amount from your credit card to your normal bank account or a short term loan Sydney from a credit provider. Small loans can be a great way to help you get over a minor cash flow issue like when you have to move to a new rental property or when you need to pay out for unexpected expenses like urgent mechanical repairs, urgent travel and accommodation or other little life events that inevitably catch us all a little unaware sometimes. At MoneyMe, we offer customers a range of personal loans ranging from $5,000 through to $50,000. You can take our quick loans over a period of as little as 12 months right up to 5 years depending on how much you borrow.

The other type of cash advance in Sydney is issued from your credit card. A credit card like the Freestyle Mastercard from MoneyMe is a multi-purpose revolving line of credit. It allows you to purchase items both in-store and online using your credit funds and then extends up to 55 days interest-free on those purchases. This means that you have up to 55 days to repay the funds that you have used and avoid paying any interest on that credit amount. Essentially, when you repay your credit balance used on purchases within the interest-free period, you are using an interest-free line of credit. If you compare this interest-free period with popular buy now and pay later options in-store then you’ll find that you’re often getting almost an entire fortnight extra in interest-free repayment time plus the ability to use your Freestyle online credit card anywhere that Mastercard is accepted (generally more places than buy now and pay later options).

If you want to transfer a cash amount from your Freestyle account, then you are using the credit facility known as cash advance. Freestyle allows you to transfer an amount directly from your credit card to your own or another person’s bank account all from your mobile device. Unlike purchases made, however, it does not come with an interest-free period so it’s important to understand all of the fees and charges as well as the interest and terms and conditions of cash advance before you opt for this type of credit option.

If you are considering transferring a cash advance from your credit card, why not take a few moments to quickly check whether one of our fast loans in Sydney might not be the better option?

You can use tools like our online personal loan repayment calculator to get an idea of the kinds of repayments you’ll need to make for our same day loans in Sydney and quickly build a budget comparing your options. Everything you need to know about our range of loans is available to view on our website, including all the fees and charges as well as indicative interest rates offered.

Applying for a fast online loan with us takes you just minutes. Our online application form has been specifically designed to offer you a fast, hassle-free and intuitive application process that often returns a response within the hour when you apply during our business hours. If you’re happy with the loan offer that we have made you then it’s simply a cash of digitally signing your loans contract and returning it online. Once we have received your signed contract then we transfer your new funds directly to you immediately. Some banks will even clear your funds the very same day which means that you could apply for, get approved for and receive the money you need all within the same 24 hours when you apply for credit with MoneyMe, Australia’s online money lender committed to delivering a fast, no bull and painless way of borrowing money immediately.

What is a cash advance fee?

For customers with a credit card like the Freestyle virtual Mastercard® who are considering transferring a cash advance Sydney from their credit account, it’s important to know that there is likely to be a cash advance fee charged to your credit account as well as a higher rate of interest than your regular rate for purchases made with your card. If you’re looking for instant money and you’re comfortable with the cash advance fee as well as the alternative rate of interest, then transferring yourself the money you’re looking for takes you only a matter of minutes.

Where can I get a fast cash advance loan in Sydney?

Apply online now for any of our credit products in a matter of minutes. We’ll ask you for some standard financial information like what your income is, whether you have any other debts or bills and what you pay in living expenses like your rent, mortgage repayments, utility costs and other incidental costs like groceries and entertainment expenses. You’ll then be directed to our secure online platform powered by illion’s bank-level encryption software and asked to log into your bank account. This allows our assessment team to view a read-only 90-day transaction statement from your account and once reviewed we can send you a response instantly. We don’t receive your login details or gain access to your account. It’s only a statement that we receive in PDF format and it’s this intuitive software solution which allows us to offer such fast approvals for all of our available products.

Apply online now for either our Freestyle Mastercard or a fast approval cash advance Sydney to see how much you can borrow today.

Our customers

Cash Advance Sydney

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


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