Simplify multiple debts into one easy-to-manage repayment.
Won’t impact your credit score!
Take control of your finances with our debt consolidation loan.
Forget juggling multiple debts and not knowing when or how much you’re going to be charged next. With debt consolidation, you can simplify your debts into one easy to manage, low monthly repayment.
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example variable interest rate
Comparison rate
Total charges
$0.00
Total repayments
$0.00
It won’t affect your credit score!
Variable interest rate
up to
Comparison rate*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
Find out how much you need to repay your existing
debt. You can apply for additional funds if needed.
See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Manage your one repayment, view
your balance and even get access to
our other products and special offers.
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Reducing our environmental footprint to support Australia's path to Net Zero.
OneDebt offers very competitive loan rates for borrowers who wish to combine their debt repayments into one, or simply take advantage of a better interest rate than their current personal loan or credit card. Our transfer times are extremely fast, and once approved you can have as much as $50,000 of debt consolidation funds transferred to your account within minutes. Our loan process is completely online, and we offer flexible repayments from 1 to 5 years that you can easily manage with our app.
You only have to be these three things to be eligible to apply for a debt consolidation loan: employed, an Australian citizen or resident, and 18+. If you’ve put a big check on all these, then you are ready to apply. The application can be completed via your mobile phone, and you’ll experience a super-fast application process with funds transferred to your account in as little as 60 seconds once approved.
Experience an easy online application with OneDebt in under 5 minutes:
Enter your desired loan amount and duration.
Provide us with your income details, bank statements and a few personal information.
Click submit! A pre-approval will be sent to you shortly.
Send back to us your digitally signed contract. Depending on who you bank with, your funds may hit your bank account in as little as 60 minutes, or faster.
Just like the MoneyMe personal loans and the Freestyle virtual Mastercard®, OneDebt is all about providing its customers fairer, tailored debt consolidation loan outcomes. Apart from your credit history, we also take into account various factors such as income, financial obligations and living expenses to come up with a loan amount that you can comfortably repay.
Debt consolidation is the process of combining all your outstanding debts in the form of a loan. Instead of managing several payments each month, with debt consolidation you are only going to pay a single loan, with a possibly lower interest rate and better terms. Getting a debt consolidation loan is similar to getting a personal loan, but rather than using it to purchase goods, services or personal assets, you are using it to pay off your debts.
Debt consolidation loan enquiries may cause a temporary dip in your credit score, especially for frequent hard enquiries. But you can always turn this around by making sure you are making on-time repayments.
Depending on who you bank with, once approved you can have your funds in your bank account in a matter of minutes if you apply during business hours. If you apply outside business hours, this may take a little longer, but we will normally process it first thing the next day.
OneDebt lets you apply online and submit your application in less than 5 minutes. To apply online, visit the OneDebt website and click ‘Apply’. Enter your loan amount and duration, along with your income, bank statements and a few personal information. Once you have submitted your online form, expect a decision from us shortly. The funds will hit your account same-day, or in just minutes, if you’re approved.
To be eligible to apply you must be 18+, employed and a resident or citizen of Australia. If you meet these basic criteria then you can proceed to apply.
Be sure you are ready with your driver’s licence, a valid email address and your bank statement. Make sure that you have your phone somewhere near you as we will be sending a verification code.
OneDebt offers low rate loans from $3,100 to $50,000 with competitive rates, flexible repayments and zero early exit fees.
Your debt consolidation funds will be directly transferred to your nominated bank account.
Yes, at OneDebt you can completely pay off your loan earlier than the agreed terms without getting charged with an early repayment fee.
Our proprietary AI-based loan management platform assesses thousands of social and financial touchpoints in real-time, giving you a fair and accurate outcome in seconds. No more paperwork, unnecessary phone calls and several days of waiting.
OneDebt’s digital process does all the heavy work for you, so you get to experience nothing but a seamless application process.
We also ask for your online bank details to fast-track your application even more. Through a secure and trusted portal, we get to access your banking activities for the last 90 days as a read-only document. This gives us a more holistic view of your banking behaviour that helps us come up with a fairer loan decision.
We’re about responsible lending, that is why we ensure that we are only lending our customers an amount that they can afford to repay. To get an idea of how much you can borrow, OneDebt has a free online calculator that you can use before applying for a loan with us.
Simply enter your desired loan amount and select your preferred duration (from 1 to 5 years). You will get an on-the-spot calculation of your expected monthly repayments plus the total charges and repayments for your loan.
Our costs page also shows the associated fees with your debt consolidation loan, so you are well aware of the charges that may apply and may be included in your repayments across your loan term.
Often a borrower will seek out a secured debt consolidation loan in the hopes of achieving a lower lending rate than they would with an unsecured personal loan. At OneDebt, we offer our customers access to flexible and competitive unsecured personal loans at great rates. Applications take you just 5 minutes to complete and submit online and you could have the funds you’re looking for in your bank account the same day that you apply.
We are the low doc lender that knows just how valuable your time really is. Get approved fast for debt consolidation loans at OneDebt up to $50,000. It’s online and hassle-free, so you can say goodbye to lengthy paperwork and several days of waiting. OneDebt offers a better, smarter way to consolidate your debts sooner.
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