Cheaper rates than
the major banks

for an unsecured personal loan

Fast & easy
online application

Money can be in your
account same-day


Flexible repayments
with no early exit fees


Our super low rates
vs the banks

The above comparison rates are based on an unsecured variable personal loan for an amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison as of 29/10/2020.

Apply with confidence

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Simple, online application process

2 2

No-obligation personalised offer

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Fast same day approval

Funds transferred & available immediately

What our customers say



Out of 290 reviews

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would recommend
MoneyMe to a friend

of customers
would recommend
MoneyMe to a friend

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would recommend
MoneyMe to a friend

Ready to get started?

Up to $20,000

Feature-packed lower rate virtual
Mastercard® for Generation Now.

Up to $50,000

Competitive rates with fast
approvals and flexible repayments.


If you’re looking into which online cash loans Australia has to offer, look no further than MoneyMe! We offer online approval loans Australia wide. There’s no paperwork, and no hassle, and you can apply for our loans online in just a few minutes. Easy!

How do I apply?

You can apply online, right now! Simply enter a few details, and we’ll do the rest. There’s no need for you to provide photocopied identification documents, fill out lengthy forms, or collate several months of bank statements.

Instead, with your permission, we’ll use our smart technology at to review the last 90 days of your bank statements. That’s it!

How fast is MoneyMe’s approval?

Provided we are able to access your bank details, we can provide a response quick smart!.

If you meet our criteria, we’ll approve your loan, and you could receive the money in your account in less than an hour and usually the same day(depending on the speed of your bank).

Is this process completely secure?

Absolutely! Our security is the same high quality used by many of Australia’s banks and other organisations.

It’s not possible for us to see or use your internet banking password. We simply see a read-only snapshot of your bank transactions (the same detail that we would see on a printed statement).

Your bank details are also encrypted in transit and stored securely by

How much can I borrow?

MoneyMe’s online loans Australia range between $2,100 and $50,000 and they're so flexible that they can be used for business or personal purposes. They are handy when you really need cash.

Our responsible lending practices mean we will never loan you more than we think you can realistically afford to repay.

Are there any hidden fees and charges?

Absolutely not! With MoneyMe, you’ll always know how much you owe for our online personal loans in Australia.

Here’s a quick overview:

  • We don’t charge transaction fees.
  • If you need to change when you make a payment, let us know 24 hours before the payment is scheduled, and we’ll change it free.

Want to find out more?

If you want to get started or learn more, you can connect with us via live chat, email, Twitter or Facebook. One of our friendly team members will do their best to help!

MoneyMe staff polled the top things to get and do for Valentine’s Day. Yes, don’t forget that Valentine’s Day is coming up soon. Check out our top picks for Valentine’s Day gifts and if you’re looking for something cool to do, check out the Valentine’s Day ideas. Let us know if any these rocked your date night.