Personal loans

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Trusted by thousands of Australians

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

6.25 %

Comparison rate3

7.64 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. Any calculations made by you using this calculator is intended as a guide only.

Cash Loans in Australia up to $50,000

We offer credit customers fast approvals for cash loans Australia online right now. MoneyMe is the next generation in money lending, offering intuitive online application options using an advanced proprietary loan platform to deliver fast and fair outcomes. Our loans are low doc personal loans designed to be quick to apply for and painless to repay. Complete your application for our range of personal loans in just a few minutes. There are usually no phone calls required and everything is submitted online, including your loan contract.

Where to get cash loans in Australia?

Cash loans Australia give you flexibility, breathing space, and help you plan for the future and cover your daily expenses when big costs suddenly arrive. When you need fast cash and you need it at a competitive rate, MoneyMe is here to help. As a wholly online lender, our loan process is designed to be completed quickly from application to fund transfer.

MoneyMe believes in responsible lending so that means that we will extend credit to you that we believe you can comfortably afford to repay. This includes short term loans from as little as $2,100 to long term personal loans of up to $50,000. Moving to a new house can be a particularly stressful ordeal, especially when moving into a new rental property. Not only do you have to outlay the bond payment for your new home, but you will also have other expenses like the movers and the cleaners to worry about as well. Cash loans Australia from MoneyMe are instant loans designed to help you cover those expenses upfront, getting them out the way, so you can focus on enjoying your new home. 

Another great option to consider is the MoneyMe Freestyle Virtual Mastercard®. More than just any other credit card, this option pre-approves you for credit amounts from $1,000 to $20,000. But instead of another plastic card to add to your wallet, it lives in your smartphone. You can use it to pay for things in-store Tap and Pay, or shop and pay bills online. You can even transfer cash from your Freestyle account to your normal banking account or to friends and family.

Freestyle gives you greater flexibility. You don’t have to use your entire credit card balance that you’re pre-approved for, but you know that they’re always there just in case. Use it when you need to for emergency costs or use it for regular living expenses, covering your groceries and petrol and other daily costs. Our interest free credit card offers customers up to 55 days interest-free on purchases, giving you more time to shop without any extra costs.

How to access cash loans?

To be eligible to apply for either our cash loans Australia or our Freestyle account, you must be at least 18 years old, a permanent resident in Australia and currently employed. We understand if your credit score isn’t great or if you’re still too young to have much of a credit history yet. If you’re looking to apply for something like a car loan or similar sized loan and you don’t have the best credit history, you may start off with something a bit smaller. Apply instead for some of our easy loans available for smaller amounts, and once we have seen that you’re a reliable and trustworthy credit customer, we can re-evaluate your credit score with us and offer you something a little bigger with better rates. Starting off with small loans can also be a great way to teach yourself healthy financial habits.

How do the repayments work for cash loans?

As a money lender with an Australian Credit Licence, it’s our responsibility to ensure that all of our customers can manage their credit products without overextending themselves. Our cash loans are available when you need them to help get you out of a tight spot and put your finances back under control. Your personal loan offer will include the total cost of your loan over the term you have chosen as well as variable, regular repayments spaced evenly over the term. If you’re in a position to pay out your loan amount earlier than the loan term, then that’s great news! You won’t be charged early exit fees because we believe in rewarding our credit customers.

Using a personal loan calculator is a great way to check what kind of loan amount you can afford to repay and how you can afford to repay it before you start your application. These tools are designed to give you indicative costs on cash loans Australia from MoneyMe. Use a calculator to check how much interest will be payable over the entire course of the loan term and how to factor in your monthly repayments for a same day loan. Ensure that you include all of the applicable fees, including establishment fees as these will be rolled into your total loan amount. 

Whatever you need cash loans Australia for, MoneyMe can help with easy finance for up to $50,000 available right now. Apply online in a matter of minutes, get your approval instantly and your funds shortly after that. Most customers receive their quick cash loans within an hour of returning their signed contract so if you’re looking for fast cash and you need it immediately, MoneyMe is your lender of choice.

Our customers


Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

6.25 %
to 19.95 %

Comparison rate*

7.64 %
to 21.32 %

Establishment fee

$295 for loans between $2,100 and $5,000

$395 for loans between $5,001 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 1 year

Maximum 5 years

Early exit fees


*This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A $495 establishment fee and $10 monthly fee applies.

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