Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

MoneyMe

If you’re looking into which online cash loans Australia has to offer, look no further than MoneyMe! We offer online approval loans Australia wide. There’s no paperwork, and no hassle, and you can apply for our loans online in just a few minutes. Easy!

How do I apply?

You can apply online, right now! Simply enter a few details, and we’ll do the rest. There’s no need for you to provide photocopied identification documents, fill out lengthy forms, or collate several months of bank statements.

Instead, with your permission, we’ll use our smart technology at proviso.com.au to review the last 90 days of your bank statements. That’s it!

How fast is MoneyMe’s approval?

Provided we are able to access your bank details, we can provide a response quick smart!.

If you meet our criteria, we’ll approve your loan, and you could receive the money in your account in less than an hour and usually the same day(depending on the speed of your bank).

Is this process completely secure?

Absolutely! Our security is the same high quality used by many of Australia’s banks and other organisations.

It’s not possible for us to see or use your internet banking password. We simply see a read-only snapshot of your bank transactions (the same detail that we would see on a printed statement).

Your bank details are also encrypted in transit and stored securely by proviso.com.au.

How much can I borrow?

MoneyMe’s online loans Australia range between $2,100 and $50,000 and they're so flexible that they can be used for business or personal purposes. They are handy when you really need cash.

Our responsible lending practices mean we will never loan you more than we think you can realistically afford to repay.



Are there any hidden fees and charges?

Absolutely not! With MoneyMe, you’ll always know how much you owe for our online personal loans in Australia.

Here’s a quick overview:

  • We don’t charge transaction fees.
  • If you need to change when you make a payment, let us know 24 hours before the payment is scheduled, and we’ll change it free.








Want to find out more?

If you want to get started or learn more, you can connect with us via live chat, email, Twitter or Facebook. One of our friendly team members will do their best to help!

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