The smarter, faster
way to borrow

Same Day Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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So much can happen in a day with a quick and easy same day loan. Apply today

There are those times in life when you’d simply like some extra money ‘today’. Maybe it’s for that purchase you just can’t wait for, or to grab an awesome deal that won’t be around for long. Or, perhaps you have an unexpected expense and don’t want to compromise your lifestyle.

Whatever your needs are, with MoneyMe you can apply online for a same day cash loan for any amount ranging from $2,100 to $50,000.

Repayments are designed to be really easy and are made via direct debits from your bank account. These are scheduled in sync with the day you receive your pay.

At MoneyMe we don’t believe in charging hidden transaction fees – there’s just a flat cost. So it’s easy to know exactly what you’re signing up for.

Applying online is easy peasy!

With secure, hassle-free Proviso we can access 90 days of your bank statements online in a matter of seconds. So, there’s no need to send us any paperwork. Just fill in your personal details and that’s all we need to get started with your loan application.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, responsible lending is at the core of what we do – we won’t lend you more money than you can easily afford to repay.

We give same-day approval

Once you’ve completed your application, we’ll move things along quickly. Not only could your cash be in your account on the same day, you could receive your funds in 60 minutes or less (even seconds!). This depends on your bank, of course! By the way, it generally takes a bit longer if you apply for your loan outside of normal business hours.

So, why wait? Get started now with our easy 3-minute loan application today.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Get Same Day Loans up to $50,000 Approved Online | MoneyMe

A new generation of lending

Getting access to same day loans and get easy money has never been this fast. MoneyMe is the new generation of lending with applications, approvals and contracts all offered online. Apply for a same day loan during business hours, get approved in minutes and depending on who you bank with, have the funds in your account in as little as 60 seconds.

Learn more

A new generation of lending

Getting access to same day loans and get easy money has never been this fast. MoneyMe is the new generation of lending with applications, approvals and contracts all offered online. Apply for a same day loan during business hours, get approved in minutes and depending on who you bank with, have the funds in your account in as little as 60 seconds. We use smart algorithms and secure data technology to ensure you’re getting a faster and easier experience.

MoneyMe lives online. We built the process quick and paperless because we don’t like several days of waiting or lengthy forms, just like you. We’re the millennial generation that has made personal loans fast, paperless, responsible and simple. To help you better manage your finances, apply for an easy loan or instant cash loans today.

A same day loan gives you the peace of mind and the flexibility to handle your expenses. As an Australian lender, we’re here to help you cover for unexpected life events, grab those early-bird specials, and buy that car you need. Our loans online are available for up to $50,000. And we’re not just about fast loans, we make everything upfront and convenient, too.

Loan eligibility

If you need extra cash or reliable quick cash loans to help you with your expenses right now, we’ve got you covered. To be eligible to apply with us you must be employed, an Australian resident and over 18 years old. If you meet three of these requirements, then you’re all set! Our tech-driven online application process just takes minutes to complete – it’s straightforward with absolutely no hassle.

Access funds when you need it

We’ve been providing our customers with secure small loans and large fast cash loans for a wide variety of reasons. With accessible credit products, you can get the money you need to score a shopping bargain, or secure your spot at a higher education provider with student loans for college and university. We can also help you get quick cash loans to cover unexpected cash-outs like emergency car repairs, home renovations or even travel loans to help you fund the adventure of a lifetime. Whatever you need fast loans for, we’re just a few taps away.

Flexible rates

Our unsecured personal loan products come in all shapes and sizes, for all kinds of customers. As a responsible money lender, we ask for your banking details when you apply online with us. This process is applicable for all our credit products, including mini loans and line of credit. We consider many factors to determine your loan outcome including living expenses, income and employment history, not just your credit score.

With the help of comprehensive report, we can now finally reward you for past positive payment behaviours. If you make repayments on time, your credit score gets stronger and stronger, which means you can get access to lower rates and loan offers with better value – just like at MoneyMe.

So if you’re applying for same day loans and we cannot give you your requested amount, we may provide variable loan terms and fees that we think you are capable of repaying.

Giving back to customers

Here at MoneyMe, we are fair and believe in rewarding our customers. Once you have successfully repaid your loan in full and show positive repayment history with us, we re-evaluate your profile and may be able to give you access to better loan terms. This way, you can take better control of your finances, including managing bills and debts.

Funds for all life’s moments

Sometimes, all you need is a little help at the right moment. Our fast and simple same day loans can do just that, providing the breathing space to help you stay on top of your finances.

If you are planning to apply for fixed rate loans to pay out for smaller debts like utility bills and a rental bond on a new property, we can help you secure fast loans so you can move into your property sooner. Paying out big bills in one lump sum can affect your cash flow health and strain your finances. With a same day loan, we align your fortnightly or monthly repayments with your pay cycle, so you don’t have to worry about late fees!

If you need a little help and suddenly see the most amazing holiday deal at the best price, don’t sacrifice your savings just yet. You could consider taking out our same day loans. With MoneyMe, you can pay for your entire trip upfront, secure the early bird specials and lock in your dates in advance!

And speaking of securing important dates, we are also here to help you out on your big day. Apply for wedding loans to secure your dream wedding venue and book your suppliers – straight away!

Know your ideal rates

The best way to check whether you can afford to make repayments for the amount you want to borrow is by using a budgeting tool like a loan calculator. It is free and available online. Specify how much you need, for how long and how you’d like to schedule your repayments. It will only be a rough guide – as rates, establishment fees and other charges won’t be visible to you until you are given an actual loan offer. It is a very useful tool that helps you envision what your expenses look like with a monthly or fortnightly repayment schedule.

When you’re happy and comfortable with your loan amount, proceed to apply. Get approved for a same day loan with MoneyMe and get your funds released in a matter of minutes!