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Fixed Rate Loans

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Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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Why choose

You get more with MoneyMe

Cheaper loans tailored to
your credit profile and history

5 minute application

The experience is simple,
online and quick

Money straight to your bank

Anytime, anywhere
in as little as 5 minutes

We get it, and you

A new generation of credit
for millennials, by millennials

What is a fixed rate loan?

A fixed interest rate loan is a loan where the interest rate remains exactly the same over the course of the loan. These loans provide certainty to borrowers, as there are no surprises on how much the monthly repayment is. MoneyMe fixed rate loans can be applied for in 3min online. We transfer cash to your account fast.

Financial Control

Taking out a fixed rate loan is a great way to have certainty and control over your finances, because you know exactly how much you will need to pay back. This makes it easier for you to understand how much you can borrow. Unlike variable rate loans where the amount to be repaid depends on fluctuating interest rates and the remaining loan balance, fixed rate loans can be set for a period of time – 1, 3 or 5 years – to make budgeting easier and more convenient for you. Whether you find yourself stuck with car issues, urgent home repair expenses, or other surprises, a fixed rate loan will have you sorted in no time, and will provide you peace of mind when it comes to repayments.

Your Loan

Taking out a loan with MoneyMe is quick, easy, and secure. This means you will have access to cash whenever you need it. Our speedy process allows you to receive up to $15,000 in just one hour, depending on your financial institution. Our flexible repayment options also allow you to pay your loan back on your own terms. Whether you have urgent repairs that need attending to in your home, or are looking to get your car back on the road, our fixed rate loans will make it happen fast.

Apply Today

Our easy application process can be completed online, or by calling up and chatting with one of our helpful staff members. We will ensure the process runs smoothly from start to finish, so you receive the money you need, when you need it. No hassles or paperwork or lengthy delays. Whether you need to fix your car, or repair damage to your house, our fixed rate loans offer convenience and peace of mind. Make the most of your good credit history and enjoy cheaper rates from us, as well as access to cash anywhere, anytime, with our MoneyMe Express Visa card.

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