The smarter, faster
way to borrow

Fixed Rate Loans


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


What is a fixed rate loan?

A fixed interest rate loan is a loan where the interest rate remains exactly the same over the course of the loan. These loans provide certainty to borrowers, as there are no surprises on how much the monthly repayment is. MoneyMe fixed rate loans can be applied for in 3min online. We transfer cash to your account fast.

Financial Control

Taking out a fixed rate loan is a great way to have certainty and control over your finances, because you know exactly how much you will need to pay back. This makes it easier for you to understand how much you can borrow. Unlike variable rate loans where the amount to be repaid depends on fluctuating interest rates and the remaining loan balance, fixed rate loans can be set for a period of time – 1, 3 or 5 years – to make budgeting easier and more convenient for you. Whether you find yourself stuck with car issues, urgent home repair expenses, or other surprises, a fixed rate loan will have you sorted in no time, and will provide you peace of mind when it comes to repayments.

Your Loan

Taking out a loan with MoneyMe is quick, easy, and secure. This means you will have access to cash whenever you need it. Our speedy process allows you to receive up to $50,000 in just one hour, depending on your financial institution. Our flexible repayment options also allow you to pay your loan back on your own terms. Whether you have urgent repairs that need attending to in your home, or are looking to get your car back on the road, our fixed rate loans will make it happen fast.

Apply Today

Our easy application process can be completed online, or by calling up and chatting with one of our helpful staff members. We will ensure the process runs smoothly from start to finish, so you receive the money you need, when you need it. No hassles or paperwork or lengthy delays. Whether you need to fix your car, or repair damage to your house, our fixed rate loans offer convenience and peace of mind. Make the most of your good credit history and enjoy cheaper rates from us, as well as access to cash anywhere, anytime, with our MoneyMe Express Visa card.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?