Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Auto Repair Loans



If you’re stuck with an auto repair but don’t have enough money saved to finance it, auto repair loans could be your best saviour. Depending on the kind of car that you need to get repaired, financing auto repairs could really hit your savings big time, so most Australians consider getting auto repair loans to help them get back easily on the road. 

Don’t know where to start? Today, you can choose from a variety of auto repair loans offered by banks, credit unions, and online lenders such as a personal car loan and credit card. By carefully comparing interest rates and fees offered by each financial institution or lender, you can easily narrow down which auto repair loans will best work for your car and is suitable for your current financial conditions.

At MONEYME, you can get a personal loan or a line of credit called Freestyle Virtual Credit Card, which is perfectly designed for your car repair financing deals. As we are 100% online, transactions are guaranteed fast, and you can get approved in minutes. Freestyle offers a credit limit of up to $50,000 backed by our competitive interest rates, auto reminder to prevent missed payments, and up to 55 days of interest-free credit card purchases, you can achieve hassle-free payment plans for car repair without even bringing your bulky wallet. 



What are auto repair loans?

Without having emergency money for car repairs, auto repair loans, also known as car repair loans, can cover your expenses, whether replacing your broken car parts with a full transmission repair or upgrading some parts in maintaining your vehicle’s condition. 

In a nutshell, auto repair loans are offered to finance vehicle repairs and are usually functioning as instalment-based personal loans. With auto repair loans, a lump sum of cash will be given to the borrower. This will be used to cover the auto repair fees. Typically, auto financing repayments are done monthly for a specific period, including the agreed interest rates that are all reflected in the loan’s terms and conditions. 

With most auto shops and mechanics accepting payments via credit card, most borrowers consider auto repair loans such as the Freestyle Virtual Credit Card that we have at MONEYME. Using our mobile app, sending money to your chosen repair shop or mechanic is a piece of cake. What makes it even more useful is that it doesn’t limit its use to financing auto repairs only as it can be also used for transferring funds to your family, friend, or anyone’s account. 



How much can I borrow through an auto repair loan?

If you don’t want to bother calling someone or any of your family members to finance your auto repairs, getting auto repair loans might be the answer to your problem. However, the key in choosing the best auto repair loans in the market is to first compare the loans based on the amount that you can borrow from them. 

Here in Australia, financial institutions and online lenders offer varying amounts for car repair loans. With allowed auto repair loan amounts typically ranging from $2,000 up to $50,000, it is crucial to identify your car needs, the usual expenses for that particular repair, and the best auto financing loan for that kind of repair to secure a car repair financing option that will best cater to your needs. 

At MONEYME, we provide highly accessible lending options for every customer. We designed our car finance options with you in mind so you can easily apply, manage, and pay whenever you need it. You also don’t need to worry about the costs of your repair as we offer car repair loans from $5,000 to $50,000, with flexible repayments and with no early-exit fees. 



How to apply for an auto repair loan?

Applying for the car finance offers for repairs at MONEYME is simple and straightforward. With us, there is completely no paperwork, lengthy phone and personal interviews, and even other time-consuming tasks. All you have to do is fill out our online application form and enter your personal details, expenses, employment information, income, and bank info. We will also need read-only access to your bank statements from the last 90 days to assess your current financial situation and verify your identity with your driver's licence. This will help us understand if you can afford the loan and its repayments. 

If you apply during our business hours, waiting for your car repair loan approval will only be out in a matter of minutes.

You can use our auto repair loan for anything you like – there are no restrictions. Whether you need to pay for a major repair, such as a new engine, or simply want to touch up your car’s paintwork, we can help.

MONEYME auto repair loans are flexible and can be tailored to suit your individual circumstances. You can choose the loan amount and repayment period that suits you best, and you can make early repayments at any time with no penalties.

If you’re new to the world of credit and are looking for the best auto repair loans, don’t hesitate to contact us today. Our team is ready when you are. 

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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