The smarter, faster
way to borrow

Finance Loans


The new type of credit card

  • Credit limit up to $20,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


MoneyMe's fast finance loans

There are times in life when some extra cash would come in handy. Want to buy something extra or get ahead on your finances before payday? MoneyMe small finance loans are the hassle-free way to get the cash you need. There are no hidden fees, long wait times or other tricky complications.

Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course and if you apply outside of business hours, it will generally take a bit longer.

Easy application and repayments

Our easy online application process takes just 3 minutes and you’ll receive a quick decision. Repayments for your personal financing are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we're completely upfront about these. If you're having trouble repaying, get in touch with us ASAP- we’re here to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.

Smart and secure

We use smart and secure Proviso technology for a read-only snapshot of your last 90 days of bank statements in seconds. This way, there’s no need to waste time sending us payslips and other documentation and your banking information stays safe. It also means we can process your loan fast when you really need the cash, and we usually process the loan on the same day. Just supply your basic personal details and that’s all we need to get started with your temporary loan application.

No hidden surprises!

Our aim is to provide you with a simple, transparent option to help you manage your personal finances. We believe in high disclosure and our full terms and fees are all available online in easy to read language. You can also contact one of our friendly team members through the online Live Help feature on our website if you have any questions or queries.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?