Cash loans Melbourne VIC

How is my loan validated if I don’t provide documentation?

MoneyMe provides small cash loans up to $2000. As per our responsible lending practices, we will never loan you more than we realistically think you can afford to repay.

To validate your loan, with your permission, we use our smart technology at bankstatements.com.au to review the last 90 days of your bank statements.

How soon will I get my money?

With a snapshot of your bank statements, we will be able to let you know quickly whether or not your loan is approved.

If you meet our criteria, we’ll approve your loan and you could receive the money in your account in less than an hour (depending on the speed of your bank).

Can I be confident my details are secure?

Most definitely! Our security is the same high quality that is used by many of Australia’s leading banks and organisations. We simply receive a read-only view of your bank statements (the same view we would have if you provided us with photocopied statements).

There is no way we can access your internet banking or login details.

Your bank details are also encrypted in transit and stored securely by bankstatements.com.au.

What is the cost of a MoneyMe loan?

MoneyMe loans range from $200- $25,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.

We don’t charge any transaction fees and there are no hidden surprises.

Are there any late payment fees?

If you’re having trouble repaying your loan or your circumstances change, we may allow you to change a payment date if you provide us with 24 hours’ notice.

If you don’t let us know, you may incur a $25 administration fee if your direct debit is dishonored.

If you exceed your loan term, we may charge you $5 extra each day you are late. However, if you let us know you’re having trouble, we can do our best to help and this fee may be reduced.

Want to find out more about our fast cash loans in VIC?

If you want to get started or learn more, you can connect with us via live chat, email, Twitter or Facebook. One of our friendly MoneyMe team members will do their best to help!

MoneyMe staff polled the top things to get and do for Valentine’s Day. Yes, don’t forget that Valentine’s Day is coming up soon. Check out our top picks for Valentine’s Day gifts and if you’re looking for something cool to do, check out the Valentine’s Day ideas. Let us know if any these rocked your date night.