The smarter, faster
way to borrow

Cash loans Melbourne VIC


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account



If you live in Australia and are keen to find out which fast cash loans Melbourne has to offer, MoneyMe can help!

We offer fast and efficient quick cash loans Victoria wide. No hassle. No time-consuming paperwork. And you can apply in just three minutes..

How do MoneyMe’s Cash Loans VIC work?

There are three easy steps to MoneyMe’s cash loans in Victoria:

  1. Select your loan amount (between $2,100 and $50,000).
  2. Fill out the application online. We only need a few details from you. We’ll do the legwork on your behalf.
  3. Receive your cash.

How is my loan validated if I don’t provide documentation?

MoneyMe provides small cash loans up to $2,000. As per our responsible lending practices, we will never loan you more than we realistically think you can afford to repay.

To validate your loan, with your permission, we use our smart technology at to review the last 90 days of your bank statements.

How soon will I get my money?

With a snapshot of your bank statements, we will be able to let you know quickly whether or not your loan is approved.

If you meet our criteria, we’ll approve your loan and you could receive the money in your account in less than an hour (depending on the speed of your bank).

Can I be confident my details are secure?

Most definitely! Our security is the same high quality that is used by many of Australia’s leading banks and organisations. We simply receive a read-only view of your bank statements (the same view we would have if you provided us with photocopied statements).

There is no way we can access your internet banking or login details.

Your bank details are also encrypted in transit and stored securely by


Borrow money online,
anytime, anywhere


Outcome within
minutes, not days


satisfaction rate

What is the cost of a MoneyMe loan?

MoneyMe loans range from $2,100- $50,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.

We don’t charge any transaction fees and there are no hidden surprises.

Are there any late payment fees?

If you’re having trouble repaying your loan or your circumstances change, we may allow you to change a payment date if you provide us with 24 hours’ notice.

If you don’t let us know, you may incur a $25 administration fee if your direct debit is dishonored.

If you exceed your loan term, we may charge you $5 extra each day you are late. However, if you let us know you’re having trouble, we can do our best to help and this fee may be reduced.

Want to find out more about our fast cash loans in VIC?

If you want to get started or learn more, you can connect with us via live chat, email, Twitter or Facebook. One of our friendly MoneyMe team members will do their best to help!

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Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?