No fuss, no paperwork. Get up to $35,000 in minutes
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Competitive rates
Fairer rates tailored to your credit profile and history
Fixed repayments
Self-manage your repayments from within your MoneyMe account
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If you live in Australia and are keen to find out which fast cash loans Melbourne has to offer, MoneyMe can help!
We offer fast and efficient quick cash loans Victoria wide. No hassle. No time-consuming paperwork. And you can apply in just three minutes..
How do MoneyMe’s Cash Loans VIC work?
There are three easy steps to MoneyMe’s cash loans in Victoria:
Select your loan amount (between $2,100 and $35,000).
Fill out the application online. We only need a few details from you. We’ll do the legwork on your behalf.
Receive your cash.
How is my loan validated if I don’t provide documentation?
MoneyMe provides small cash loans up to $2,000. As per our responsible lending practices, we will never loan you more than we realistically think you can afford to repay.
To validate your loan, with your permission, we use our smart technology at bankstatements.com.au to review the last 90 days of your bank statements.
How soon will I get my money?
With a snapshot of your bank statements, we will be able to let you know quickly whether or not your loan is approved.
If you meet our criteria, we’ll approve your loan and you could receive the money in your account in less than an hour (depending on the speed of your bank).
Can I be confident my details are secure?
Most definitely! Our security is the same high quality that is used by many of Australia’s leading banks and organisations. We simply receive a read-only view of your bank statements (the same view we would have if you provided us with photocopied statements).
There is no way we can access your internet banking or login details.
Your bank details are also encrypted in transit and stored securely by bankstatements.com.au.
Borrow money online, anytime, anywhere
Outcome within minutes, not days
Customer satisfaction rate
What is the cost of a MoneyMe loan?
MoneyMe loans range from $2,100- $35,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.
We don’t charge any transaction fees and there are no hidden surprises.
Are there any late payment fees?
If you’re having trouble repaying your loan or your circumstances change, we may allow you to change a payment date if you provide us with 24 hours’ notice.
If you don’t let us know, you may incur a $25 administration fee if your direct debit is dishonored.
If you exceed your loan term, we may charge you $5 extra each day you are late. However, if you let us know you’re having trouble, we can do our best to help and this fee may be reduced.
Want to find out more about our fast cash loans in VIC?
If you want to get started or learn more, you can connect with us via live chat, email, Twitter or Facebook. One of our friendly MoneyMe team members will do their best to help!
MoneyMe staff polled the top things to get and do for Valentine’s Day. Yes, don’t forget that Valentine’s Day is coming up soon. Check out our top picks for Valentine’s Day gifts and if you’re looking for something cool to do, check out the Valentine’s Day ideas. Let us know if any these rocked your date night.
Borrow money online, anytime, anywhere
Outcome within minutes, not days
Customer satisfaction rate
Things to know about our costs
We believe in transparency and fair costs, with no hidden fees
Tailored rates
We look at more than just your credit score to give you a fairer, cheaper credit offer
Upfront and honest
We're transparent about our costs, with no hidden fees or charges
Please bear with us while we download your 90 day bank history. This may take longer depending on your bank.
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Further information on how to activate MoneyMe Express Visa card will be sent to you with your card. Terms and conditions and fees and charges will apply to your use of the MoneyMe Express Visa card.
MoneyMe Pty Limited ABN 40 163 691 236 acts as authorised representative of Emerchants Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 as distributor of the MoneyMe Express Visa card. Cuscal Limited ABN 95 087 822 455, AFSL 244116 is the issuer of the product. Any advice is general advice that does not take account of your objectives, financial situation or needs, so you should consider whether the product is suitable for you before acquiring or activating it. The product is available only to Australian resident MoneyMe members.
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MoneyMe, your money your way
WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
