Credit made for you

If you live in Victoria and you’re looking for fast cash loans Melbourne, then you’ve come to the right place. We offer credit customers fast approvals for cash loans anywhere in Melbourne from St. Kilda to Dandenong, Frankston to Werribee with our speedy online application process. It’s quick and painless, requires very little documentation, and takes you just 5 minutes to complete. Our personal loans are available for balances of up to $50,000 and cover anything that you need fast and easy money for. Get a loan today to help you move to a new property, pay for upcoming medical expenses, get a new car, or refinance a personal loan. Get approved today and have your new funds transferred immediately.

How do cash loans work?

Our loans online are designed to be fast to apply for and faster to get approved for. We don’t request reams of paperwork or talk your ear off over the phone. Everything is taken care of online, so you probably won’t even need to speak with us. When you apply for a loan with us, we’ll ask you for access to your online banking. This permits us with read-only access to quickly verify your application data. Once you’re approved for one of our fixed rate personal loans or our online credit card, we arrange for instant transfer of your new funds or access to your new credit funds. Depending on who you bank with, this could be the same day loan with cash transfers made immediately.

The first thing that you’ll need when applying for any of our credit options will be how much you intend to borrow. Our express loans are available for balances between $2,100 and $50,000 which means that you can borrow money for everything—from moving to a new rental property to paying for high-cost tuition fees and anything in between. You can even get a personal loan to buy shares or refinance your existing debt to access better interest rates and other fees and charges. For example, when you choose MoneyMe as your credit provider, we don’t charge you early termination fees. If your loan balance gets low enough that you can afford to pay it out in one lump sum, then you have peace of mind with us that we won’t charge you additional fees for getting in front of your finances.

We are committed to responsible lending which means that we will extend our range of credit options only to customers who we believe can comfortably afford to repay them. This includes short term loans and long term personal loans, whether you need a quick cash flow injection to help you cover existing expenses or if you’re planning to purchase a big-ticket asset. When you take our small loans, you can use your funds to help pay for sudden expenses like repairs to your vehicle or for help moving to a new house. If you’re a rental tenant, then you are probably already aware of the kind of costs associated with moving. We also offer a bond loan and rent assistance options for people looking for cash loans in Perth to manage everyday bills and expenses and get in front of your finances.

Where to get quick cash loans in Melbourne?

If you’re looking for quick cash loans, then chances are you’re seeking finance for a time-sensitive purchase or life event. Moving house is one of the biggest stress events likely to occur in your life. If you’re a renter, then it’s pretty regular stress and you’ve probably got a slick system for moving as quickly and as painlessly as possible. But what about the costs associated with moving? Cash loans Melbourne from MoneyMe are instant loans designed to help you cover those expenses upfront, getting them out of the way, so you can focus on enjoying your new home. Repayments are regular and tailored for affordability so you can absorb them into your day to day living expenses comfortably.

If one of our short term loans isn’t exactly what you’re looking for then we also offer customers a more flexible credit option with our Freestyle virtual Mastercard®. Freestyle works like a credit card, but better. Credit balances are available for up to $20,000 and it’s not just another plastic card to add to your wallet but lives in your smartphone instead. Use it to pay for things in-store using Tap and Pay, or shop and pay bills online with it. You don’t have to use the funds that you’re pre-approved for, but you know that they’re always there just in case. It works by offering you a revolving line of credit that you can draw down in the form of quick loans when you need them and then either repay your small loans in full or on regular, scheduled payments. Customers with a Freestyle Virtual Credit Card are also eligible for up to 55 days interest-free on purchases made from their line of credit. This means that when you repay your credit funds within that period, you’re essentially using an interest-free credit card.

You can use your virtual credit card to help pay for things like flights or cheap holidays when they’re on special. Or, if you’re planning a slightly bigger trip or want to ensure that you have everything booked and paid for ahead of time, consider a travel loan. With easy-to-manage monthly repayments, your entire trip can be booked and ready instantly and you can slowly pay it off over a few years instead of madly trying to save.

How do the repayments work for cash loans in Melbourne?

We offer a range of online tools including a personal loan calculator to help you answer the all-important credit questions before you submit your online application, such as the fees involved and expected monthly repayments. These tools are designed to give you an idea of what kind of costs you’ll pay for any of our low doc personal loans from MoneyMe, breaking down the principal repayment amount and the total interest payable over the term of your chosen loan. For example, you can use the calculator to get an idea of repayments for something like our renovations loan and then factor in what your mortgage repayments or other financial commitments are to get an idea of the total loan affordability.

Everything you need to know about our loan offerings and credit products is available to view online, including all fees and charges. We’re about making sure that our customers receive the best online application process and the quickest and easiest approvals. You can get cash loans in Melbourne in as little as an hour, start to finish. Start an online application now, complete and submit it within just 5 minutes, and have your new funds the very same day. Whatever you need money for, MoneyMe can help in record time and without lengthy back and forths or reams of paperwork.

Apply online now for cash loans Melbourne up to $50,000 or go for our Freestyle virtual Mastercard® available for credit balances of up to $20,000 and 55 days interest-free.