The smarter, faster
way to borrow

Small Loans Australia


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account



Do you need money for an important purchase - like a holiday, new car, deposit on a rental property or even a medical bill? With MoneyMe, you can get small loans Australia wide, from $2,100 to $50,000. Plus, you can apply in just a few minutes!

How do I pay back my small loan?

With MoneyMe’s small cash loans, your repayments are set up to be really easy. When you apply, we set up a customised direct debit schedule. This is in line with your own pay cycle: weekly, fortnightly or monthly. We also send you a friendly reminder the day before you’re due to make a repayment.

How do I know my information is secure?

MoneyMe uses highly secure and trusted technology to gather and store information. To validate your loan without any time consuming paperwork or identification documents, we use smart technology at to view the last 90 days of your bank statements.

Our level of security is the same as what’s used by a number of banks and online companies. The bank statements are read-only and it’s not possible for anyone at MoneyMe to see or access your online banking password.

Plus, all the information you provide us is entered through a secure socket layer (SSL). This means it is encrypted between your system and ours.

How do I know if I am eligible for small cash loans?

We offer small cash loans Australia wide. If you are over 18, an Australian resident, employed and have a decent credit history, there’s a good chance you’ll be able to secure a loan with us.

How quickly can I access my money?

We understand that our customers often need money in a hurry. It’s why we’ve designed our process to be as simple and streamlined as possible. It only takes about three minutes to apply for one of our loans. Once your application has been approved, we then move quickly to provide you with the cash you need. You can have the money deposited in your bank account within an hour, depending on the transfer speed of your bank.


Borrow money online,
anytime, anywhere


Outcome within
minutes, not days


satisfaction rate

Got a question about our small loans?

We can answer questions regarding our small cash loans Australia wide. Connect with us via live chat, email, Twitter or Facebook and we’ll do our best to help.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?