Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
MoneyMe provides customers with a personal loan from $5,000 up to $50,000. Unlike personal lending and bank personal loans, applying at MoneyMe takes just a few minutes. We also offer fast approvals for a range of loans online.
No phone calls are necessary when you apply for cash loans Melbourne or anywhere in Australia with us, and everything is submitted online. MoneyMe makes it easy to apply for quick cash loans. You will be asked to provide your online banking details, and we will receive read-only access to your statement, allowing us to verify your income and expense data.
Given that we have sped up our application process, our approval process is also quick, so you can expect to receive your funds as soon as possible. With any of our fixed-rate personal loans, applicants can receive their approval and funds the same day they apply.
You can use same day cash loans to give yourself more cash flow flexibility, prepare for the future, and cover your daily expenses when unexpected costs arise. MoneyMe can help you get fast cash at a competitive rate when you need it fast. Our bank rates on personal loans start at just 6.95% p.a. You can even choose the term that works for you.
To start your application, you need to decide how much you want to borrow. As we offer personal loans up to $50,000, different factors may affect your loan amount. Our philosophy at MoneyMe is to extend a line of credit only to customers we believe will pay back with ease.
With MoneyMe, you can buy and finance your new car sooner with our unsecured car loan. Compared to other online banking loans or private loans, our customers can get fast online approvals and quick cash transfers for balances up to $50,000. When you sign a digital contract once approved, and you have met the conditions for the loan, the money will be available within an hour (this also depends on your financial institution).
Unsecured loans are used to cover the upfront costs or debts of purchasing a new or used automobile. With a secured loan (like a mortgage), the loan amount is secured by the asset you now own. If you default, the money lender can recover any lost resources. Unsecured loans are not secured by the item you purchase with the loan funds.
If you are interested in unsecured car loans, you can use our loan calculator to see if our short-term loans are right for you. You can use this tool to answer the question how much can I borrow?
Using our personal loan repayment calculator, you can see what your desired loan amount and loan term will mean in monthly repayment. You can calculate how repayments will affect your cash flow ahead of your loan application.
Want to save finances on your unsecured car loan? Our online calculator lets you adjust it to reflect the likely personal loan interest rates that you will be charged on our unsecured car loans to figure out how much interest you will pay over the loan term.
Every situation has pros and cons, and your loan term is no exception. Any of our express loans can be repaid over a shorter period, reducing the amount of interest owed. If you reduce the number of months you repay, you also increase your monthly repayment. Use the calculator to find the best option for you, and remember that you can always pay your loan off before the loan term expires.
You can get fast, easy loans with MoneyMe. The application process for easy loans is quick and effortless, and we may not need to speak with you at all. You don’t need a personal loan broker to help you. We request read-only access to your bank records to process your online application faster.
We are the go-to money lender of Gen Now in Australia, allowing people to manage their unsecured loans such as unsecured car loans and boat loans online. We are a no-hassle, no-fuss, and fast alternative to a regular credit provider.
Before applying for an easy online loan, you will need to know how much you want to borrow. Whether you’re looking for a short-term or a fixed-rate personal loan, we offer all kinds of loans.
To be eligible to apply, you must be a permanent resident in Australia, 18 years or older, and currently employed. We are dedicated to providing responsible lending, meaning we won’t loan you amounts that you cannot comfortably repay. We ask for a couple of details, such as your credit report and personal budget, to get you started on our loan services.
Your easy loan could be in your bank savings account within just 60 minutes or less (you may even have your funds within seconds). However, it may depend on the bank you use. You will usually have to wait longer for a loan if you apply after business hours.
Before choosing a lender, we recommend comparing quick personal loans in Australia. This allows you to compare interest rates and other fees and charges like early termination fees.
For example, when you opt for easy loans from us, we don’t charge you an early termination fee to pay off the loan balance before the loan term is up. Likewise, if you are already a MoneyMe customer with a good repayment history, you might be able to access personal loans with better rates and value the next time you apply. It’s great news for those looking for low credit score easy loans.
What are you waiting for? Fill out our simple three-minute loan application today and get your quick cash loans. MoneyMe Australia is here to support you to reach your financial goals and improve your credit score.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Apply in minutes and manage your account
wherever and whenever you need it.
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs.
Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
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We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Reducing our environmental footprint to support Australia's path to Net Zero.
Instant transfers for most banks
For almost all banks you can expect
to have money available in your bank account straight away.
For a handful of smaller banks or credit unions, it may take 1 business day.
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Want to boost your financial wellness while also having a shot at winning some extra cash? Simply log into the MONEYME App and check your credit score every month to go in the draw to win $1,000!
Simply download the MONEYME app and describe
your
goal in 25 words or less for your chance to win!
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