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Personal loans for

Won’t impact your credit score!
Won't impact your credit score!

Trusted by thousands of Australians

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Types of loans

Big purchase
Debt consolidation

An award-winning experience

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

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Estimated monthly repayments


Example interest rate

9.20% p.a.

Comparison rate*

10.58% p.a.

Total charges


Total repayments


It won’t affect your credit score!


How much personal loan can I borrow?

MoneyMe provides customers with a personal loan from $5,000 up to $50,000. Unlike personal lending and bank personal loans, applying at MoneyMe takes just a few minutes. We also offer fast approvals for a range of loans online.

No phone calls are necessary when you apply for cash loans Melbourne or anywhere in Australia with us, and everything is submitted online. MoneyMe makes it easy to apply for quick cash loans. You will be asked to provide your online banking details, and we will receive read-only access to your statement, allowing us to verify your income and expense data. 

Given that we have sped up our application process, our approval process is also quick, so you can expect to receive your funds as soon as possible. With any of our fixed-rate personal loans, applicants can receive their approval and funds the same day they apply.

You can use same day cash loans to give yourself more cash flow flexibility, prepare for the future, and cover your daily expenses when unexpected costs arise. MoneyMe can help you get fast cash at a competitive rate when you need it fast. Our bank rates on personal loans start at just 6.95% p.a. You can even choose the term that works for you. 

To start your application, you need to decide how much you want to borrow. As we offer personal loans up to $50,000, different factors may affect your loan amount. Our philosophy at MoneyMe is to extend a line of credit only to customers we believe will pay back with ease.

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How much car loan can I borrow?

With MoneyMe, you can buy and finance your new car sooner with our unsecured car loan. Compared to other online banking loans or private loans, our customers can get fast online approvals and quick cash transfers for balances up to $50,000. When you sign a digital contract once approved, and you have met the conditions for the loan, the money will be available within an hour (this also depends on your financial institution).

Unsecured loans are used to cover the upfront costs or debts of purchasing a new or used automobile. With a secured loan (like a mortgage), the loan amount is secured by the asset you now own. If you default, the money lender can recover any lost resources. Unsecured loans are not secured by the item you purchase with the loan funds.

If you are interested in unsecured car loans, you can use our loan calculator to see if our short-term loans are right for you. You can use this tool to answer the question how much can I borrow

Using our personal loan repayment calculator, you can see what your desired loan amount and loan term will mean in monthly repayment. You can calculate how repayments will affect your cash flow ahead of your loan application. 

Want to save finances on your unsecured car loan? Our online calculator lets you adjust it to reflect the likely personal loan interest rates that you will be charged on our unsecured car loans to figure out how much interest you will pay over the loan term.

Every situation has pros and cons, and your loan term is no exception. Any of our express loans can be repaid over a shorter period, reducing the amount of interest owed. If you reduce the number of months you repay, you also increase your monthly repayment. Use the calculator to find the best option for you, and remember that you can always pay your loan off before the loan term expires.

How to get a loan?

You can get fast, easy loans with MoneyMe. The application process for easy loans is quick and effortless, and we may not need to speak with you at all. You don’t need a personal loan broker to help you. We request read-only access to your bank records to process your online application faster. 

We are the go-to money lender of Gen Now in Australia, allowing people to manage their unsecured loans such as unsecured car loans and boat loans online. We are a no-hassle, no-fuss, and fast alternative to a regular credit provider.

Before applying for an easy online loan, you will need to know how much you want to borrow. Whether you’re looking for a short-term or a fixed-rate personal loan, we offer all kinds of loans.

To be eligible to apply, you must be a permanent resident in Australia, 18 years or older, and currently employed. We are dedicated to providing responsible lending, meaning we won’t loan you amounts that you cannot comfortably repay. We ask for a couple of details, such as your credit report and personal budget, to get you started on our loan services.

Your easy loan could be in your bank savings account within just 60 minutes or less (you may even have your funds within seconds). However, it may depend on the bank you use. You will usually have to wait longer for a loan if you apply after business hours.

Before choosing a lender, we recommend comparing quick personal loans in Australia. This allows you to compare interest rates and other fees and charges like early termination fees. 

For example, when you opt for easy loans from us, we don’t charge you an early termination fee to pay off the loan balance before the loan term is up. Likewise, if you are already a MoneyMe customer with a good repayment history, you might be able to access personal loans with better rates and value the next time you apply. It’s great news for those looking for low credit score easy loans.

What are you waiting for? Fill out our simple three-minute loan application today and get your quick cash loans. MoneyMe Australia is here to support you to reach your financial goals and improve your credit score.

Our customers


Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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