The smarter, faster
way to borrow

Same Day Cash Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Get cash today- fast and simple application with no paperwork

There are times in life when quick access to a little more cash can come in handy- like for that purchase you just can’t wait for or to secure a great deal. Or, perhaps you have an unexpected expense and don’t want to compromise your lifestyle. With MoneyMe, a same day cash loan could be yours for any amount ranging from $2,100 up to $35,000.

With our fast, online approval you could be set up with a cash loan today; then repay it within your normal pay cycle. There are no hidden costs.

And if you need another loan, you’re able to apply for a new one as soon as your current loan is paid off.

Quick online application

Applying online is simple and secure. Because you don’t need to provide us with paperwork like bank statements or payslips, we can get back to you about your loan approval so much faster.

To be eligible to apply you must be working in Australia and 18 years or older. Just so you know, we truly believe in responsible lending– we won’t lend you more money than we feel you’re comfortably able to repay.

You’ll get a same-day response

Once you’ve applied we’ll get back to you quickly - your money could be in your bank account on the same day, depending on your bank. However, be mindful that it generally takes a little longer to approve your application if it’s lodged outside of business hours.

Get started now with your 3-minute same-day loan application.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Same Day Cash Loans

4.77/5

93 reviews

1 review

5
01-12-2020

Thank you so much. MoneyMe was very fast in giving me an answer. I will be coming back and telling friends and family about MoneyMe.

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1 review

5
01-08-2020

I received the loan very quickly after applying. Well done, MoneyMe.

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1 review

5
02-05-2020

Thank you MoneyMe for the fast and reliable action. You approved my loans quickly without any hassle.

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1 review

5
01-03-2020

Fast and easy to apply. Thank you for your help.

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1 review

5
22-01-2020

Very prompt response within the hour. Can't fault - 10 out of 10!

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1 review

5
20-01-2020

The process was simple and easy and the outcome was quick.

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1 review

5
29-12-2019

MoneyMe helped me a lot when I needed it the most!

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1 review

5
25-12-2019

Thank you for the approval of my loan.

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1 review

5
23-12-2019

Amazing and so fast. Thank you.

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1 review

4
09-12-2019

Very fast service! My loan got approved in a day and the money was in my account the next day! And all done digitally!

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1 review

4
06-11-2019

Easy, quick & straightforward application. No surprises, quick approval.

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1 review

4.5
31-10-2019

The transaction was smooth. In just a few minutes, the money was in my account!

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1 review

5
24-10-2019

What an awesome company. You helped me in a time of need. I have recommended you to friends and family.

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1 review

5
07-10-2019

Fast and easy application. Funds in my account within hours. Great customer service team.

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1 review

4
05-10-2019

Easy to deal with, very quick on responding.

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1 review

5
04-10-2019

I really like the service. Quick and easy, just a few details and a couple of payslips. I started my application at 6:30am and had money in my account by 9:30am. I was surprised by the quick finalisation of my application. No hassle. I would recommend everyone to use this wonderful service.

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1 review

5
25-09-2019

Fast approval. I had the money I needed within a couple of hours.

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1 review

5
24-09-2019

Very pleased with the service. Easy to deal with and no pressure to sign.

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1 review

4.5
19-09-2019

Unbelievably quick. The money was in my bank same-day, and I haven't got a perfect credit score. The process was so simple.

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1 review

5
04-09-2019

Simple application process with no fuss. Easy to apply and really fast response in minutes.

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1 review

5
28-08-2019

Easy and quick.

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1 review

5
24-08-2019

The service was very handy and quick.

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1 review

5
23-07-2019

I’m happy that my loan got approved. I got the money very quickly on the same day. Thank you so much for the loan money that I really needed.

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1 review

4.5
27-06-2019

Was very easy and fast, couldn't expect a better service, thanks...

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1 review

5
11-06-2019

It was quick, easy and really great when you need money in a hurry.

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1 review

5
01-06-2019

So quick and easy. No stress and everything was done in less than 24 hours.

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1 review

4.5
10-05-2019

Easy, quick application and same-day money.

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1 review

5
26-04-2019

Great communication, fast response and quick funding.

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1 review

5
17-04-2019

Best application process I have seen from a lender. Simple, fast and approval in an hour, with funds deposited an hour after that.

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1 review

5
12-04-2019

MoneyMe is the best lender with a fast application process. You were so fantastic that I got my sister to apply for a loan as well.

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1 review

1
21-03-2019

Friendly.

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1 review

5
19-02-2019

Great and prompt service. Funds were in my account the same day I applied. Repayments are affordable. Would highly recommend to anyone.

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1 review

4
19-02-2019

I liked the service. MoneyMe helped me when I was in need and funds were transferred within an hour. I’m loving it.

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1 review

5
12-02-2019

Great.

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1 review

5
07-02-2019

Very easy online application, and extremely fast turnaround time for approval and deposited funds.

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1 review

5
01-02-2019

Easy and quick.

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1 review

5
28-01-2019

I found MoneyMe so fast and easy to deal with. I had the money in my account within 20 minutes of starting my application.

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1 review

5
21-01-2019

Happy.

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1 review

4
25-12-2018

I received the money I requested the same day I applied.

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1 review

4.5
14-12-2018

MoneyMe were very efficient and it was a hassle-free loan.

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1 review

4
13-12-2018

Very good service.

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1 review

5
24-11-2018

Very happy, it was quick and got the money same day.

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1 review

5
14-11-2018

Really easy and simple application.

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1 review

5
22-10-2018

Fast and easy approval!

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1 review

5
18-09-2018

Absolutely fantastic. Went on the website around 10am and had the money in my account by 11.45am. Excellent!

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1 review

5
25-08-2018

Very quick response in no time with no hassle.

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1 review

5
10-08-2018

Very happy. Same day approval and availability of funds. Very impressed! Thank you!

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1 review

5
28-07-2018

Applications were easy and the money was in my account before I knew it. Happy with the service.

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1 review

4
12-07-2018

Good service.

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1 review

4.5
28-06-2018

Fantastic service. Funds credited immediately.

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1 review

1
07-06-2018

Quick and easy

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1 review

5
23-05-2018

Thank you for helping

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1 review

5
01-05-2018

Very easy to deal with. If you meet the criteria required there is no problem receiving h what you ask for, and if you don’t I’m sure MoneyMe will help to find a solution. I feel they are there to help, not hinder. Thanks guys for the loan deposited to my account so quickly. It helped me a lot.

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1 review

5
17-04-2018

very prompt and afficient

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1 review

5
15-04-2018

I'm very happy with my experience with MoneyMe. They helped me so much ☺️

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1 review

4.5
10-04-2018

Very prompt turn around with my application and the whole process was very smooth.

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1 review

5
10-02-2018

Extremely quick and helpful service.

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1 review

5
05-12-2017

So fast and easy! Would recommend to anyone who is looking for some help and need it quick. ,So fast and easy! Would recommend to anyone who is looking for some help and need it quick.

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1 review

1
23-11-2017

Quick and easy and money was in the account the same day,"Qucik and easy, and money was in the account on the same day"

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1 review

5
04-08-2017

Prompt service and user friendly application

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1 review

5
16-07-2017

Easy, no fuss financing. Understanding of the self employed.

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1 review

4.5
27-06-2017

Very satidfied with the service.

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1 review

4
21-06-2017

Fast, professional, completely online. Fantastic. I am very busy with shift work and other community commitments. I am time poor and really value your all online application process. I will use it again at the end of my loan term.

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1 review

5
22-05-2017

Loved it, it didn't take long to complete and no paperwork.

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1 review

5
12-05-2017

Loan was quick and easy, not like the other ones.

Like

1 review

4
27-04-2017

Easy process and quick funds release.

Like

1 review

5
12-04-2017

Very, very satisfied with the customer service of MoneyMe.

Like

1 review

4.5
24-03-2017

Very simple process

Like

1 review

4.5
10-03-2017

Fast approval and money available over night. Very happy.

Like

1 review

5
01-03-2017

Fantastic. Very quick and easy site to use, hassel free.

Like

1 review

5
04-01-2017

Very easy to obtain a loan

Like

1 review

5
23-12-2016

Great, awesome, and fast

Like

1 review

5
21-12-2016

Thank you for giving my family food on the table this Xmas!

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1 review

5
20-12-2016

Fast, easy, convenient

Like

1 review

5
05-10-2016

Fast efficient

Like

1 review

5
23-09-2016

Great efficient service. Really good help. Thank you

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1 review

5
20-09-2016

hi thank you so much, my loan helped me out.

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1 review

5
15-09-2016

Service was excellcent. Fast communication. Ken was the best at his job, great customer servise.

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1 review

5
08-09-2016

Very satisfied

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1 review

5
07-09-2016

Awesome, thank you. Great services

Like

1 review

5
03-09-2016

Fantastic service

Like

1 review

5
16-08-2016

The most user friendly loan application ever experienced, and now I can get the modifications on my car that I have been craving for. Three cheers to MoneyMe

Like

1 review

5
01-08-2016

Unfoeseen medical expenses - great service

Like

1 review

5
20-07-2016

Applying was easy and hassle free

Like

1 review

5
09-06-2016

Fast & easy!

Like

1 review

5
05-12-2015

Quick application process

Like

1 review

5
04-12-2015

Overall a very quick and simple loan application process

Like

1 review

4
24-06-2015

Quick service, friendly.

Like

1 review

5
15-04-2015

Staff were great to deal with!

Like

1 review

5
13-04-2015

Very efficient

Like

1 review

5
30-01-2015

You have met all expectations & im happy with your service.

Like

1 review

5
27-01-2015

really help full even over a weekend

Like

1 review

5
10-11-2014

No need for improvements

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Get Same Day Loans up to $35,000 Approved Online | MoneyMe

A new generation of lending

Getting access to same day loans and easy money has never been this fast. MoneyMe is the new generation of lending with applications, approvals and contracts all offered online. Apply for a same day loan during business hours, get approved in minutes and depending on who you bank with, have the funds in your account in as little as 60 seconds.

Learn more

A new generation of lending

Getting access to same day loans and  easy money has never been this fast. MoneyMe is the new generation of lending with applications, approvals and contracts all offered online. Apply for a same day loan during business hours, get approved in minutes and depending on who you bank with, have the funds in your account in as little as 60 seconds. We use smart algorithms and secure data technology to ensure you’re getting a faster and easier experience.

MoneyMe lives online. We built the process quick and paperless because we don’t like several days of waiting or lengthy forms, just like you. We’re the millennial generation that has made personal loans fast, paperless, responsible and simple. To help you better manage your finances, apply for an easy loan or instant cash loans today.

A same day loan gives you the peace of mind and the flexibility to handle your expenses. As an Australian lender, we’re here to help you cover for unexpected life events, grab those early-bird specials, and buy that car you need. Our loans online are available for up to $35,000. And we’re not just about fast loans, we make everything upfront and convenient, too.

Loan eligibility

If you need extra cash or reliable quick cash loans to help you with your expenses right now, we’ve got you covered. To be eligible to apply with us you must be employed, an Australian resident and over 18 years old. If you meet three of these requirements, then you’re all set! Our tech-driven online application process just takes minutes to complete – it’s straightforward with absolutely no hassle.

Access funds when you need it

We’ve been providing our customers with secure small loans and large fast cash loans for a wide variety of reasons. With accessible credit products, you can get the money you need to score a shopping bargain, or secure your spot at a higher education provider with student loans for college and university. We can also help you get quick cash loans to cover unexpected cash-outs like emergency car repairs, home renovations or even travel loans to help you fund the adventure of a lifetime. Whatever you need fast loans for, we’re just a few taps away.

Flexible rates

Our unsecured personal loan products come in all shapes and sizes, for all kinds of customers. As a responsible money lender, we ask for your banking details when you apply online with us. This process is applicable for all our credit products, including mini loans and line of credit. We consider many factors to determine your loan outcome including living expenses, income and employment history, not just your credit score.

With the help of comprehensive report, we can now finally reward you for past positive payment behaviours. If you make repayments on time, your credit score gets stronger and stronger, which means you can get access to lower rates and loan offers with better value – just like at MoneyMe.

So if you’re applying for same day loans and we cannot give you your requested amount, we may provide variable loan terms and fees that we think you are capable of repaying.

Giving back to customers

Here at MoneyMe, we are fair and believe in rewarding our customers. Once you have successfully repaid your loan in full and show positive repayment history with us, we re-evaluate your profile and may be able to give you access to better loan terms. This way, you can take better control of your finances, including managing bills and debts.

Funds for all life’s moments

Sometimes, all you need is a little help at the right moment. Our fast and simple same day loans can do just that, providing the breathing space to help you stay on top of your finances.

If you are planning to apply for fixed rate loans to pay out for smaller debts like utility bills and a rental bond on a new property, we can help you secure fast loans so you can move into your property sooner. Paying out big bills in one lump sum can affect your cash flow health and strain your finances. With a same day loan, we align your fortnightly or monthly repayments with your pay cycle, so you don’t have to worry about late fees!

If you need a little help and suddenly see the most amazing holiday deal at the best price, don’t sacrifice your savings just yet. You could consider taking out our same day loans. With MoneyMe, you can pay for your entire trip upfront, secure the early bird specials and lock in your dates in advance!

And speaking of securing important dates, we are also here to help you out on your big day. Apply for wedding loans to secure your dream wedding venue and book your suppliers – straight away!

Know your ideal rates

The best way to check whether you can afford to make repayments for the amount you want to borrow is by using a budgeting tool like a loan calculator. It is free and available online. Specify how much you need, for how long and how you’d like to schedule your repayments. It will only be a rough guide – as rates, establishment fees and other charges won’t be visible to you until you are given an actual loan offer. It is a very useful tool that helps you envision what your expenses look like with a monthly or fortnightly repayment schedule.

When you’re happy and comfortable with your loan amount, proceed to apply. Get approved for a same day loan with MoneyMe and get your funds released in a matter of minutes!