1300 669 059Simplify your
debts into
one debt
Consolidate your debts into one low monthly repayment.
Won’t impact your credit score!
Trusted by thousands of Australians
Trusted by thousands of Australians
An award-winning experience
Streamline
your debt
Take control of your finances with our
debt consolidation loan.
up to $50,000
existing debts
funds if needed
monthly repayment
Make life easy with
one low monthly
repayment
Forget juggling multiple debts and not knowing when or
how much you’re going to be charged next. With OneDebt,
you can simplify your debts into one easy to manage, low
monthly repayment.
Awesome low
interest rates
We bet you'll be happy with our low rates.
Won’t impact your credit score!
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
Simplify your finances
in as little as 60 minutes
Download the app
-
1
Simple application with approvals within as little as 60 minutes
-
2
Money transferred money to your bank account in seconds to pay out your existing debts
-
3
Enjoy one low monthly repayment managed via our app
Easily managed
with your app.
Manage your one repayment, view your balance
and even get access to our other products and
special offers.
Transparent and
simple pricing
Interest rate
(variable)
9.19
%
p.a.
to 23.99
%
p.a.
Comparison rate
10.58
%
p.a.
to 26.58
%
p.a.
Establishment fee
(Direct applications)
$395 for loans between $5,000 and $15,000
$495 for loans between $15,001 and $50,000
Monthly fee
$10
Loan terms
Minimum 3 years
Maximum 5 years
Early exit fees
None
Simplify your repayments
Consolidate your debts and find out how much your repayments will be with our calculator.
Estimated monthly repayments
$910.72
Example interest rate
9.19% p.a.
Comparison rate
10.58% p.a.
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Ready to get
started?
Debt consolidation made easier and better
What is debt consolidation?
Debt consolidation is a common financial method that works by combining all existing debts into a single, low rate loan. You may find a debt consolidation loan helpful if you’re struggling with credit card debts or having difficulty in managing multiple loans and repayments, as each of them comes with its own interest rate, establishment fee and other associated costs.
Our debt consolidation loan offers unsecured, low rate personal loans that you may use for a variety of purposes, and one of them is debt consolidation. Sometimes, multiple payments such as credit card debts, student loans, hospital bills and mortgage might come rushing on you all at once, and it’s nice to know there’s a faster, easier way to pay them off.
With our debt consolidation loan, you can get your much-needed funds same-day minus all the hassle and paperwork. Just like when you’re applying for quick cash loans and same day loans with your trusted online lender, our debt consolidation loan is built with an entirely online process that lets you seamlessly apply via your mobile phone and get a tailored decision for quick loans in minutes. Forget about all the long queues, days of waiting and tons of documents that consumers experience with traditional banks.
