1300 669 059Simplify your
debts into
one debt
Consolidate your debts into one low monthly repayment.
Trusted by thousands of Australians
Trusted by thousands of Australians
An award-winning experience
Winner of Canstar's Innovation
Excellence Award 2022*
Winner of Canstar's Innovation Excellence Award 2022*
Make life easy with
one low monthly
repayment
Forget juggling multiple debts and not knowing when or
how much you’re going to be charged next. With OneDebt,
you can simplify your debts into one easy to manage, low
monthly repayment.
Awesome low
interest rates ![]()
We bet you'll be happy with our low rates.
Simplify your
finances in as little
as 60 minutes
-
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Simple application with approvals within
as little as 60 minutes -
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Money transferred to your bank account
in seconds to pay out your existing debts -
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Enjoy one low monthly repayment
managed via our app
Easily managed
with your app.
Manage your one repayment, view your balance
and even get access to our other products and
special offers.
Debt consolidation calculator
Personal loan pricing
Interest rate
9.20
%
p.a.
to 25.20
%
p.a.
Comparison rate
10.58
%
p.a.
to 26.58
%
p.a.
Establishment fee
(Direct applications)
$395 for loans between $5,000 and $15,000
$495 for loans between $15,001 and $50,000
Monthly fee
$10
Loan terms
Minimum 3 years
Maximum 5 years
Early exit fees
None
Monthly repayment from
$910.72
Example interest rate
9.20
%
p.a.
Comparison rate
10.58
%
p.a.
Total charges
$1,857.28
Total repayments
$21,857.28
Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. Any calculations made by you using this calculator is intended as a guide only.
Personal loan pricing
Interest rate
9.20
%
p.a.
to 25.20
%
p.a.
Comparison rate
10.58
%
p.a.
to 26.58
%
p.a.
Establishment fee
(Direct applications)
$395 for loans between $5,000 and $15,000
$495 for loans between $15,001 and $50,000
Monthly fee
$10
Loan terms
Minimum 3 years
Maximum 5 years
Early exit fees
None
Ready to get
started?
Our
customers
LOVE us
Jayceenemo
Aug 09, 2023
Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.
BGC
Jun 13, 2023
Simple process, easy to follow application, quick response time and good support.
Brad
May 31, 2023
I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.
4.6/5
Ready to get
started?
Debt consolidation made easier and better
What is debt consolidation?
Debt consolidation is a common financial method that works by combining all existing debts into a single, low rate loan. You may find a debt consolidation loan helpful if you’re struggling with credit card debts or having difficulty in managing multiple loans and repayments, as each of them comes with its own interest rate, establishment fee and other associated costs.
Our debt consolidation loan offers unsecured, low rate personal loans that you may use for a variety of purposes, and one of them is debt consolidation. Sometimes, multiple payments such as credit card debts, student loans, hospital bills and mortgage might come rushing on you all at once, and it’s nice to know there’s a faster, easier way to pay them off.
With our debt consolidation loan, you can get your much-needed funds same-day minus all the hassle and paperwork. Just like when you’re applying for quick cash loans and same day loans with your trusted online lender, our debt consolidation loan is built with an entirely online process that lets you seamlessly apply via your mobile phone and get a tailored decision for quick loans in minutes. Forget about all the long queues, days of waiting and tons of documents that consumers experience with traditional banks.
