The smarter, faster
way to borrow

Small Personal Loans

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The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments
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Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments
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Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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Small Personal Loans

A MoneyMe small personal loan can make it easy for you to take care of your finances when unforeseen events happen. This is because we have made the process as easy as possible, including the ability to apply online with no paperwork. This means that you will have no problems if you’re on an overseas trip, and you realise that two weeks in New York city would be better than one. We’ve also got you covered if your in-laws from overseas suddenly decide to extend their holiday at your house, and you need to quickly get some new furniture for the spare room. If you’re an adult with a steady income and the ability to make regular repayments, then you should consider a small personal loan from MoneyMe to get you out of any tricky situation.

The Process

MoneyMe makes applying for a loan as easy and as quick as possible. All you need is your bank details so we know where to deposit the funds, a mobile phone number, and a valid email address. The online application can take as little as three minutes, and after assessing your application, you can have access to your money in a matter of minutes, depending on your financial institution. You can also apply for a loan at any time, even on the weekends.

Competitive Rates

MoneyMe may be a digital lender, but rest assured, our friendly staff are on hand to assist you with whatever queries you might have during any step of the process – including asking about our competitive rates. By choosing MoneyMe for your small personal loan, you can enjoy competitive rates, made even cheaper if you have a good credit history with MoneyMe.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Small Personal Loans

4.82/5

66 reviews

1 review

4.5
01-09-2020

Quick and easy.

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1 review

5
13-01-2020

Quick and easy service. Well done!

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1 review

5
01-01-2020

Very efficient.

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1 review

5
26-12-2019

Very helpful.

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1 review

5
25-12-2019

Thank you so much for helping. Good job, cheers!

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1 review

5
23-12-2019

Quick and easy. I'm very happy.

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1 review

4
15-12-2019

Excellent service.

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1 review

5
25-11-2019

Thank you for the loan.

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1 review

5
13-11-2019

Very satisfied.

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1 review

5
10-11-2019

Very quick processing!

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1 review

5
22-10-2019

Great service.

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1 review

5
23-09-2019

Great service.

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1 review

5
19-09-2019

MoneyMe was really helpful and didn't mess around. I was very happy with the service.

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1 review

4.5
05-09-2019

Very easy to deal with

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1 review

5
16-06-2019

Exceptional Experience. Friendly customer service Team. Very quick, fast response and organized. Excellent Service.

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1 review

4
04-06-2019

Great service.

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1 review

5
13-05-2019

Great Service

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1 review

1
27-03-2019

MoneyMe really is my money... love it.

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1 review

5
09-02-2019

Excellent choice.

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1 review

5
29-01-2019

Very happy with the service provided.

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1 review

5
19-01-2019

Satisfied.

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1 review

4.5
10-01-2019

Very satisfied. You reviewed my supporting documents and I appreciate that.

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1 review

5
30-12-2018

Thank you for your service. Fast and professional.

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1 review

5
29-12-2018

Stress-free and accommodating!

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1 review

4
13-06-2018

Using MoneyMe was great easy and quick to set up. They were helpful and took me step by step all the way until my money was in my account

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1 review

5
05-06-2018

Very quick and easy and the online chat responds very quickly. Thank you very much

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1 review

5
15-05-2018

Easy and informative happy with my loan

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1 review

5
13-04-2018

Fantastic. My loan was sorted within 10mins, with cash in my account the next day. I will definitely recommend MoneyMe

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1 review

5
12-01-2018

Fast and friendly. Thanks!

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1 review

4.5
16-08-2017

Very happy with the service, my loan was sorted in few hours. Thank you.

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1 review

5
09-08-2017

Great, easy and quick application. Fastest approval and fastest transfer, within minutes into my account.

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1 review

5
29-07-2017

Fast, efficient service. Highly recommend.

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1 review

5
22-07-2017

I never knew of this service but after using it, and considering how quick it all was, I guarantee I'll be back!

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1 review

5
17-07-2017

Geart sevice and super fast to receive money...

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1 review

4.5
10-07-2017

Great service, and money on time!

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1 review

5
02-07-2017

Excellent online process. Very easy application process, very good email and text message notifications to provide progress updates. Funds received same day. Really impressed with all aspects.

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1 review

5
25-06-2017

The whole process was easy and fast. The email communications received were well written and easy to reply to when extra information was required. I highly recommend this service.

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1 review

4.5
19-06-2017

The application process was super quick and easy. Approval received within 24 hours. Superb!

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1 review

5
15-06-2017

Prompt, fast application.

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1 review

5
10-06-2017

Extremely easy to use, very fast approval and great costumer service. Would recommend to anyone looking at taking out a personal loan!

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1 review

4.5
14-05-2017

MoneyMe delivered as promised, quick process and a lifesaver! Thank you!!

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1 review

5
07-05-2017

Excellent experience. Very fast and efficient.

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1 review

5
22-04-2017

I really appreciated how nicely the people were, when I called in to check for my application. They really explained each step very carefully, and that really helped me to know that I can always count on them! I'm thankful that I was able to receive the money within a short amount of time. I do look forward to using this service again as I really have a lot of trust in you guys. Thanks a lot!

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1 review

5
17-04-2017

Fantastic - so easy

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1 review

5
12-04-2017

Excellent service. Your IT system works great, making it easy to use.

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1 review

5
08-04-2017

I cant believe how fast and easy moneyme was

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1 review

5
03-04-2017

What a wonderfully easy and prompt service you provide. I have never been more pleased with a website and company, thank you!

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1 review

5
30-03-2017

Great and fast assistance when we needed it. Very reliable in time of need. People I spoke to were very professional and friendly. I am pleased with the service and I ended up going to MoneyMe because another institution took too long with processing my documents for the amount I needed at the time. Thanks for the help MoneyMe.

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1 review

5
21-03-2017

Very easy and fast application. Excellent, I recommend to anyone.

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1 review

5
15-03-2017

Honestly one of the best loan places. Easy, and quick. Have already recommended moneyme to someone.

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1 review

5
07-03-2017

Extremely fast process with upfront costs and no hidden extras. Flexible and manageable repayments.

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1 review

5
02-03-2017

Excellent service, quick responses

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1 review

4.5
28-02-2017

Happy with the ease and stress free application. Thank you for the help we needed.

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1 review

5
27-02-2017

Thank you very much for everything and love how fast and easy it was.

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1 review

5
04-01-2017

Prompt, efficient and clear about repayments. Thanks guys

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1 review

4.5
03-01-2017

Amazing customer service

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1 review

4
22-12-2016

Simple, smooth process. Highly recommended

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1 review

4.5
07-12-2016

I didn't think it would actually be this fast and easy. The application is so easy to read and literally takes a couple of minutes. I applied out of hours and the money was in my account the next day. So glad I found MoneyMe.

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1 review

5
24-11-2016

I found the application process very easy to follow, and the terms and conditions straight forward. The communication with MoneyMe team was very clear. The website design is excellent.

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1 review

5
19-11-2016

Excellent service! Easy and fast. Thank you very much.

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1 review

4.5
10-11-2016

The online application process was the simplest I've ever come across. The staff on the phone were very helpful. Decision of loan was made swiftly. Can't recommend you guys enough!

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1 review

5
09-11-2016

Impeccable A+ service. Thank you.

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1 review

5
24-10-2016

Awesome, hassle free service.

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1 review

5
29-09-2016

Excellent, cant complain.

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1 review

4.5
13-09-2016

Awesome service, got cash straight away! Pleased customer.

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1 review

5
31-08-2016

Fantastic. Professional, straight forward and fast. Just as the website said it wiuld be.

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?